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  • FIRST POST
    • shariann
    • By shariann 29th Jul 18, 10:03 PM
    • 870Posts
    • 5,494Thanks
    shariann
    Make up to £10 a day in August 2018 - Everyone welcome
    • #1
    • 29th Jul 18, 10:03 PM
    Make up to £10 a day in August 2018 - Everyone welcome 29th Jul 18 at 10:03 PM
    Hello and welcome everybody

    This is the 132nd month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.

    https://forums.moneysavingexpert.com/showthread.php?t=542835

    Thanks to Batgirl for starting it and for everyone who has kept it going for nearly 11 years! I would especially like to thank Aesop who has run the thread for the last few years

    Quite a few of the regulars have taken a break recently so we would be really pleased to see some new faces and of course we would love to hear from any of our old posters even if it is just to say hello

    It is only natural for the thread to evolve and change in a different direction and for new ideas to be explored.

    The same with the challengers in this thread. Some become debt free, mortgage free, life takes a new path, new challenges, etc.

    It is definitely worth joining, reading and joining in. It has helped so many people over the years and it has been amazing.

    People will be missed and are alway missed when they stop posting. You are forever in our hearts and on this challenge.

    This is my first month posting the new thread so please bear with me.
    Kantankrus Mare will be posting the list of challengers this month. We hope to make the running of the thread a collaborative effort so it doesnít become too much work for anyone so please help out if you can.

    This challenge was recently renamed as people seemed to be put off thinking they HAVE TO make £10 a day.

    You don't.

    The original purpose of this challenge was to help people to try and make an extra £10 a day on top of their normal income to help things along. Ie paying off debt, making savings, paying for holidays, overpaying mortgages etc.

    That is exactly what this challenge is about, attempting to make extra income on top of your normal income to help you wherever you need it.

    People start the challenge by setting a goal of £1 a day. Then when they find they are smashing this regularly, they up it to £5 a day. Some of us gluttons for punishment go for £10 a day. It really is entirely upto you. We only ask you to post what your goal is to help you keep motivated. Some days you make more and some days you make less, but aim for extra at the end of the month.

    The idea is that everyone posts how they are making extra money and these shared ideas help all of us to learn new ways to help cut debt or earn/save money.

    What cannot be added:
    Wages from your main job

    What can be added:
    Overtime
    Income from a second job
    Daily clicks
    Interest
    Vouchers
    Mystery shopping
    And much, much more.

    This board can move pretty quickly, so be sure to subscribe and read it regularly.

    So who wants to join us?

    Join this challenge and let's make those bank accounts fat, mortgages paid off, holidays paid off, savings account grow fatter, debts paid off and much much more!!!
    £10 a day August - £174.80/£310
    2014 £110.92 2015 £3732.30 2016 £1633.66 2017 £2991.70
    2018 Jan £604.94 Feb £264.01 March £360.26April £282.29May £329.59 June £84.34July £253.30
Page 5
    • a_silver_lining
    • By a_silver_lining 7th Aug 18, 7:30 AM
    • 295 Posts
    • 789 Thanks
    a_silver_lining
    Mini £3 profit from an ebay sale. Almost forgot I still had a few small listings on there. Will have to remember to take down before my holiday!

    Apart from that I have made zero inroads to money making this month, other then scanning shopping receipts, which seems to build up point wise relatively quickly. Still waiting for some quidco cash back to clear. Still have a biiiig pile of things to sell and little motivation.
    19/12/14: Spent 10 years of savings!!
    ..... to buy my first home.

    2018: 2.1k personal savings --- Family Loan (3.5k paid direct + 2.5k in saver + 238.05 saver 2) 6238.09/10K paid 62.3%
    #38 1% Challenge take 1: £676.15! 1% Challenge take 2: £76.58/1838.56, now at 4.1%!
    • Kantankrus Mare
    • By Kantankrus Mare 7th Aug 18, 7:52 AM
    • 5,268 Posts
    • 13,370 Thanks
    Kantankrus Mare
    Welcome to the thread farmers-wife Boo to the parking ticket.

    Good incentive to earn a bit extra though. Have added you to the list.
    Make £10 a day challenge 2018 Jan/£163.14/Feb £116.10/March £5,060.77/April £160.28/May £124.83/Jun £236.71/July £183.73/Aug £164.61
    Walk 2000 miles in 2017....1780.35 miles
    Walk 2018 miles in 2018...1162.77 miles
    Mortgage...£47,070£46,092£45,626.£44,182
    • Kantankrus Mare
    • By Kantankrus Mare 7th Aug 18, 8:00 AM
    • 5,268 Posts
    • 13,370 Thanks
    Kantankrus Mare
    Nicki-Sue Drawing a set amount per week is a great way to manage your money.

    We used to put everything on card and pay off card in full monthly but found we had nothing left over.

    A few years ago, I worked out how much we needed a week for groceries, petrol, our own pocket money, holiday savings and a flutter on the lottery. I draw that amount weekly and it works brilliantly for us. And we have money left over (usually )

    Pleased you OH is enjoying his new job. My own OH is waiting news on a job interview. Would be less money but I know he is really fed up with his current job which is very physical and getting harder as he gets older. We will have to make a few sacrifices for him to take it but we will somehow manage. He might not get it of course. Have to wait and see.
    Make £10 a day challenge 2018 Jan/£163.14/Feb £116.10/March £5,060.77/April £160.28/May £124.83/Jun £236.71/July £183.73/Aug £164.61
    Walk 2000 miles in 2017....1780.35 miles
    Walk 2018 miles in 2018...1162.77 miles
    Mortgage...£47,070£46,092£45,626.£44,182
    • Nicki_Sue
    • By Nicki_Sue 7th Aug 18, 8:09 AM
    • 1,189 Posts
    • 7,063 Thanks
    Nicki_Sue
    Pleased you OH is enjoying his new job. My own OH is waiting news on a job interview. Would be less money but I know he is really fed up with his current job which is very physical and getting harder as he gets older. We will have to make a few sacrifices for him to take it but we will somehow manage. He might not get it of course. Have to wait and see.
    Originally posted by Kantankrus Mare
    Fingers crossed! There's nothing worse than being miserable at work. I hope he gets it.

    I'm very tempted by physical cash envelopes. I've had different accounts and different cards but think spending physical cash will help us save more.
    10 YEARS ON MSE!

    AUGUST £10 A DAY: £60/£310

    AUG-SEPT GROCERY CHALLENGE: £0/£450
    • SSDD23
    • By SSDD23 7th Aug 18, 10:12 AM
    • 83 Posts
    • 199 Thanks
    SSDD23
    £8 cashed out from survey sites so £18.96/£50.00
    • MrsCautious
    • By MrsCautious 7th Aug 18, 3:54 PM
    • 1,121 Posts
    • 13,350 Thanks
    MrsCautious
    I!!!8217;m doing absolutely rubbish!
    I got £2.04 from TCB.
    Nothing of 14 items sold on eBay.
    Need to get my act together and try Facebook.
    Also I have some big items to sell (laptops) and I!!!8217;m hoping for a decent price.
    I!!!8217;ve requested a water meter which could save me £200 a year!
    Also need to sort Single Person Discount on council tax, refunds from a phone contract etc - need to have a lie down thinking about it !!!55358;!!!56611;

    Sorry about the weird numbers appearing when I type an apostrophe!
    • shariann
    • By shariann 7th Aug 18, 10:43 PM
    • 870 Posts
    • 5,494 Thanks
    shariann
    That happens to me too! Not sure why and it doesn!!!8217;t seem to happen every time. One of life!!!8217;s mysteries.
    £10 a day August - £174.80/£310
    2014 £110.92 2015 £3732.30 2016 £1633.66 2017 £2991.70
    2018 Jan £604.94 Feb £264.01 March £360.26April £282.29May £329.59 June £84.34July £253.30
    • shariann
    • By shariann 7th Aug 18, 11:01 PM
    • 870 Posts
    • 5,494 Thanks
    shariann
    I see that it did it this time!

    Sorry not got round to doing any money making ideas posts for a couple of days. Will try to catch up and do some tomorrow.

    Have been surprisingly busy considering I am supposed to be on holiday doing things for the business and sorting paperwork of my brothers.

    Not much to add money wise but I did cash out on VYPR for £5 and got £5.70 cashback after fees on my 123 account.

    Had an email from Tesco about 10p off per litre of fuel when you spend £60 in store. I will definitely be taking advantage of this as I also have a £13 off £90 spend for there plus my Clubcard vouchers which I think was £9. £90 is more than I usually spend but I also have a £5 off £25 on Tesco clothing and both my mum and Dad have a birthday this week so if I plan carefully I could save quite a bit without buying extra just for the discount iyswim.

    Feeling a bit sorry for myself this evening as I have an awful pain in my bum/leg. It is something I suffer with from time to time but it has been particularly bad this evening. Think it may be sciatica and not sure if I should see the doctor or whether they will just say rest and take pain killers.
    £10 a day August - £174.80/£310
    2014 £110.92 2015 £3732.30 2016 £1633.66 2017 £2991.70
    2018 Jan £604.94 Feb £264.01 March £360.26April £282.29May £329.59 June £84.34July £253.30
    • MrsCautious
    • By MrsCautious 7th Aug 18, 11:44 PM
    • 1,121 Posts
    • 13,350 Thanks
    MrsCautious
    See the doctor xx
    • Kantankrus Mare
    • By Kantankrus Mare 8th Aug 18, 7:41 AM
    • 5,268 Posts
    • 13,370 Thanks
    Kantankrus Mare
    I see that it did it this time!

    Sorry not got round to doing any money making ideas posts for a couple of days. Will try to catch up and do some tomorrow.

    Have been surprisingly busy considering I am supposed to be on holiday doing things for the business and sorting paperwork of my brothers.

    Not much to add money wise but I did cash out on VYPR for £5 and got £5.70 cashback after fees on my 123 account.

    Had an email from Tesco about 10p off per litre of fuel when you spend £60 in store. I will definitely be taking advantage of this as I also have a £13 off £90 spend for there plus my Clubcard vouchers which I think was £9. £90 is more than I usually spend but I also have a £5 off £25 on Tesco clothing and both my mum and Dad have a birthday this week so if I plan carefully I could save quite a bit without buying extra just for the discount iyswim.

    Feeling a bit sorry for myself this evening as I have an awful pain in my bum/leg. It is something I suffer with from time to time but it has been particularly bad this evening. Think it may be sciatica and not sure if I should see the doctor or whether they will just say rest and take pain killers.
    Originally posted by shariann
    I would say painkillers in the short term but if you have a google, there may be some yoga poses that can help with sciatica. I hate the thought of being on long term painkillers as it just masks the problem.

    Not sure if anyone else on here uses Neobux? Could be on my own here as its not an instant money earner in any way shape or form ...........anyway, there is a 24 hour promo on so referrals can be extended for a discount.

    Good day for tips yesterday.....£11.50
    Make £10 a day challenge 2018 Jan/£163.14/Feb £116.10/March £5,060.77/April £160.28/May £124.83/Jun £236.71/July £183.73/Aug £164.61
    Walk 2000 miles in 2017....1780.35 miles
    Walk 2018 miles in 2018...1162.77 miles
    Mortgage...£47,070£46,092£45,626.£44,182
    • Hopeless Case
    • By Hopeless Case 8th Aug 18, 7:57 AM
    • 640 Posts
    • 3,630 Thanks
    Hopeless Case
    I!!!8217;m doing absolutely rubbish!
    I got £2.04 from TCB.
    Nothing of 14 items sold on eBay.
    Need to get my act together and try Facebook.
    Also I have some big items to sell (laptops) and I!!!8217;m hoping for a decent price.
    I!!!8217;ve requested a water meter which could save me £200 a year!
    Also need to sort Single Person Discount on council tax, refunds from a phone contract etc - need to have a lie down thinking about it !!!55358;!!!56611;

    Sorry about the weird numbers appearing when I type an apostrophe!
    Originally posted by MrsCautious
    It certainly seems to be working for us so far, we had £123 refunded which helped me clear the last of a credit card, and assuming the monthly payments we're now on are correct, it'll save us well over £200 a year

    I see that it did it this time!

    Sorry not got round to doing any money making ideas posts for a couple of days. Will try to catch up and do some tomorrow.

    Have been surprisingly busy considering I am supposed to be on holiday doing things for the business and sorting paperwork of my brothers.

    Not much to add money wise but I did cash out on VYPR for £5 and got £5.70 cashback after fees on my 123 account.

    Had an email from Tesco about 10p off per litre of fuel when you spend £60 in store. I will definitely be taking advantage of this as I also have a £13 off £90 spend for there plus my Clubcard vouchers which I think was £9. £90 is more than I usually spend but I also have a £5 off £25 on Tesco clothing and both my mum and Dad have a birthday this week so if I plan carefully I could save quite a bit without buying extra just for the discount iyswim.

    Feeling a bit sorry for myself this evening as I have an awful pain in my bum/leg. It is something I suffer with from time to time but it has been particularly bad this evening. Think it may be sciatica and not sure if I should see the doctor or whether they will just say rest and take pain killers.
    Originally posted by shariann
    I did a self-scan shop this week, spent less than £10 and one of those vouchers came out of the receipt bit after I paid.

    I hadn't noticed it before but it seemed to come out so fast that I did wonder if it was mine, but this seems to confirm that it was from the last person - can I still use it or is it linked to a clubcard?

    If I can use it, that was a lucky but of accidental wombing , as I'm not likely to spend £60 in T**co, this month anyway
    June GC £218.09/ £300; July GC £259.17/ £250 ; August £130.47/£240
    Aug NSD target 11/20. Aug Bring Your Lunch to Work Target 8/11 Aug £1 a day £58.09/£31
    Cashback YTD £4.34- claims in for £38.91 untracked cashback. Tesco CC £8000 0% 30mnths, First Direct CC £4500 0% 18mnths
    • Hopeless Case
    • By Hopeless Case 8th Aug 18, 11:03 AM
    • 640 Posts
    • 3,630 Thanks
    Hopeless Case
    Unexpected £4.50 cheque just came from a bank account which we didn't think had anything in it, which we've just closed

    I now have £33.49 extra money to pay off a card , but I'm in limbo at the moment which is frustrating - we're just in the middle of doing balance transfers to 0% cards, and the one to Tesco has gone through but I don't have the details to make a payment yet (OH is doing it and he's not good at the fine tuned details - he has set it up to take the minimum payment though thank goodness!!), and the First Direct one, which I do have payment details for, hasn't gone through yet, so I can't pay it off on any of them .

    I'm going to transfer it to our savings account for now so it doesn't get lost in every day spending!

    I've now made £46.57 extra this month, with £7.37 from Zapper still to come and hopefully a couple of ££s on the petrol money off voucher - just hope I can keep it up, it's still the easy first pickings....
    Last edited by Hopeless Case; 08-08-2018 at 11:08 AM.
    June GC £218.09/ £300; July GC £259.17/ £250 ; August £130.47/£240
    Aug NSD target 11/20. Aug Bring Your Lunch to Work Target 8/11 Aug £1 a day £58.09/£31
    Cashback YTD £4.34- claims in for £38.91 untracked cashback. Tesco CC £8000 0% 30mnths, First Direct CC £4500 0% 18mnths
    • Teasedale
    • By Teasedale 8th Aug 18, 11:11 AM
    • 41 Posts
    • 27 Thanks
    Teasedale
    I've requested a water meter which could save me £200 a year!
    Originally posted by MrsCautious
    Recently discovered the Welsh Water have a scheme for people on low incomes which caps water bills at about £200 p.a. and does not insist that you are claiming any other benefits.

    If you're not in Wales, or have too much coming in, sorry! There isn't room for everyone, I know.
    • a_silver_lining
    • By a_silver_lining 8th Aug 18, 12:40 PM
    • 295 Posts
    • 789 Thanks
    a_silver_lining
    £9.80 Shopmium refund on a £10 shop! Really impressed. Put the £10 down as a shopping spend even though it isn't things I'd usually buy, and moved the £10 into my savings.

    Tomorrow is a day off so posting eBay parcel and may list some bits if I can give myself a boot and get busy!


    £76.58 this month so far. /1838.56, now at 4.1%!
    19/12/14: Spent 10 years of savings!!
    ..... to buy my first home.

    2018: 2.1k personal savings --- Family Loan (3.5k paid direct + 2.5k in saver + 238.05 saver 2) 6238.09/10K paid 62.3%
    #38 1% Challenge take 1: £676.15! 1% Challenge take 2: £76.58/1838.56, now at 4.1%!
    • MrsCautious
    • By MrsCautious 8th Aug 18, 7:59 PM
    • 1,121 Posts
    • 13,350 Thanks
    MrsCautious
    Just got paid £80 for a Casio keyboard, buy it now on eBay.
    It!!!8217;s collection only and the buyer seems to be a long way away so we!!!8217;ll see what happens next. I have messaged them.

    I!!!8217;d had much lower offers offline so I wasn!!!8217;t holding out much hope.
    • sunshine81
    • By sunshine81 8th Aug 18, 8:34 PM
    • 1,168 Posts
    • 6,115 Thanks
    sunshine81
    £156.08 now! Now to read back...
    • shariann
    • By shariann 8th Aug 18, 11:51 PM
    • 870 Posts
    • 5,494 Thanks
    shariann
    It certainly seems to be working for us so far, we had £123 refunded which helped me clear the last of a credit card, and assuming the monthly payments we're now on are correct, it'll save us well over £200 a year


    I did a self-scan shop this week, spent less than £10 and one of those vouchers came out of the receipt bit after I paid.

    I hadn't noticed it before but it seemed to come out so fast that I did wonder if it was mine, but this seems to confirm that it was from the last person - can I still use it or is it linked to a clubcard?

    If I can use it, that was a lucky but of accidental wombing , as I'm not likely to spend £60 in T**co, this month anyway
    Originally posted by Hopeless Case
    Iím pretty sure that you should be able to use it as I donít think it is anything to do with Clubcard as such. Well done
    £10 a day August - £174.80/£310
    2014 £110.92 2015 £3732.30 2016 £1633.66 2017 £2991.70
    2018 Jan £604.94 Feb £264.01 March £360.26April £282.29May £329.59 June £84.34July £253.30
    • shariann
    • By shariann 8th Aug 18, 11:57 PM
    • 870 Posts
    • 5,494 Thanks
    shariann
    I have had a spendy day today. It was mums birthday and we went for lunch then into London to meet dd and go to cinema. It was a lovely day and my mum really enjoyed it which was just what she needed after the horrible few months we have just had.

    My leg felt much better this morning but has got worse throughout the day and is quite painful again now. Think I will call the doctor tomorrow.
    £10 a day August - £174.80/£310
    2014 £110.92 2015 £3732.30 2016 £1633.66 2017 £2991.70
    2018 Jan £604.94 Feb £264.01 March £360.26April £282.29May £329.59 June £84.34July £253.30
    • shariann
    • By shariann 9th Aug 18, 12:00 AM
    • 870 Posts
    • 5,494 Thanks
    shariann
    Used lots of MoCs in Tesco today but will add up tomorrow and update my total as think it is time for bed now!
    £10 a day August - £174.80/£310
    2014 £110.92 2015 £3732.30 2016 £1633.66 2017 £2991.70
    2018 Jan £604.94 Feb £264.01 March £360.26April £282.29May £329.59 June £84.34July £253.30
    • Hopeless Case
    • By Hopeless Case 9th Aug 18, 5:48 AM
    • 640 Posts
    • 3,630 Thanks
    Hopeless Case
    Iím pretty sure that you should be able to use it as I donít think it is anything to do with Clubcard as such. Well done
    Originally posted by shariann
    That's brilliant - I tend to just put about £10 worth in each time I need petrol to save too much going out, but I'll let it get nearly empty and then fill it right up to maximise the discount
    June GC £218.09/ £300; July GC £259.17/ £250 ; August £130.47/£240
    Aug NSD target 11/20. Aug Bring Your Lunch to Work Target 8/11 Aug £1 a day £58.09/£31
    Cashback YTD £4.34- claims in for £38.91 untracked cashback. Tesco CC £8000 0% 30mnths, First Direct CC £4500 0% 18mnths
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