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  • FIRST POST
    • Cotta
    • By Cotta 27th Jul 18, 4:53 PM
    • 3,127Posts
    • 1,532Thanks
    Cotta
    Making Money via Cashback on CCs?
    • #1
    • 27th Jul 18, 4:53 PM
    Making Money via Cashback on CCs? 27th Jul 18 at 4:53 PM
    Hi All,

    I've never made any money on cashback when paying for items, I have a number of big ticket items to be paid for coming up and I usually pay via my debit card. Am I missing a trick here and should I use a cashback credit card, if so what one?
Page 1
    • tonycottee
    • By tonycottee 28th Jul 18, 12:33 PM
    • 1,141 Posts
    • 2,143 Thanks
    tonycottee
    • #2
    • 28th Jul 18, 12:33 PM
    • #2
    • 28th Jul 18, 12:33 PM
    Any takers on this?
    Originally posted by Cotta
    Hi Cotta.

    I have a Nationwide credit card, but the cashback was recently reduced to 0.25%.
    Amazon also offers a credit card. This is 0.5%, but you get more when shopping at Amazon. Plus, I think you can get an Amazon voucher for joining.

    Nationwide pays your earnings onto your card in December.
    Amazon pays your earnings in the form of gift cards. They are paid into your Amazon account when you reach at least 10.

    Natwest has a card that pays 0.5%. There is an annual fee of 24, but it's free if you have their reward current account.
    • Cotta
    • By Cotta 2nd Aug 18, 10:47 AM
    • 3,127 Posts
    • 1,532 Thanks
    Cotta
    • #3
    • 2nd Aug 18, 10:47 AM
    • #3
    • 2nd Aug 18, 10:47 AM
    0.25% does not perhaps sound worthwhile, is there nothing else that would offer a viable alternative?
    • t1redmonkey
    • By t1redmonkey 6th Aug 18, 1:36 PM
    • 83 Posts
    • 87 Thanks
    t1redmonkey
    • #4
    • 6th Aug 18, 1:36 PM
    • #4
    • 6th Aug 18, 1:36 PM
    Definitely try and get an American Express card. I was in a similar situation to you a few months ago (needed to buy a new front and back door for my house), and the company I was using to buy them from accepted Amex.

    So I applied for one of their cards, which offered 5% cashback on the first 2000 of purchases you make in the first 3 months of getting the card (max of 100 cashback), and have already reached that target thanks to that purchase.

    I also used to stick with using my debit card everywhere, but now realize I missed out on a lot of free money by not getting a cashback credit card!
    • JoeEngland
    • By JoeEngland 29th Aug 18, 9:18 PM
    • 180 Posts
    • 268 Thanks
    JoeEngland
    • #5
    • 29th Aug 18, 9:18 PM
    • #5
    • 29th Aug 18, 9:18 PM
    Hi All,

    I've never made any money on cashback when paying for items, I have a number of big ticket items to be paid for coming up and I usually pay via my debit card. Am I missing a trick here and should I use a cashback credit card, if so what one?
    Originally posted by Cotta
    I've just been looking into this and the Tandem Bank CC pays 0.5% cashback. This appeals to me, as does the lack of non-sterling transaction fee when using it abroad.
    • mjm3346
    • By mjm3346 30th Aug 18, 1:53 AM
    • 38,971 Posts
    • 282,684 Thanks
    mjm3346
    • #6
    • 30th Aug 18, 1:53 AM
    • #6
    • 30th Aug 18, 1:53 AM
    Cashback sites (topcashback/quidco) should be the first port of call and you can probably combine the spending with a cashback card.
    Internet goodness 25595
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