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  • FIRST POST
    • Spanishsunawaits
    • By Spanishsunawaits 25th Jul 18, 5:31 PM
    • 40Posts
    • 9Thanks
    Spanishsunawaits
    Raisin/ICICI Investment- maximum?
    • #1
    • 25th Jul 18, 5:31 PM
    Raisin/ICICI Investment- maximum? 25th Jul 18 at 5:31 PM
    I am going to open this account tomorrow with £1000. Hope to get the £50 bonus and 1.95% for 12 months. Can I deposit more money after the £1000 and still get this rate?

    If so do you wise people have a max figure I should invest to ensure being safe? I donít want to be greedy but would £10,000 be risky or not?
Page 1
    • eskbanker
    • By eskbanker 25th Jul 18, 5:54 PM
    • 7,842 Posts
    • 8,657 Thanks
    eskbanker
    • #2
    • 25th Jul 18, 5:54 PM
    • #2
    • 25th Jul 18, 5:54 PM
    The product summary page at https://www.raisin.co.uk/product-summary/55487705d85dec4262a0a7d2 answers all of your questions by clarifying:
    • The minimum and maximum deposits allowed
    • The short window within which any additional deposits must be made after the initial one
    • Confirmation of FSCS deposit guarantee coverage
    • Spanishsunawaits
    • By Spanishsunawaits 25th Jul 18, 6:21 PM
    • 40 Posts
    • 9 Thanks
    Spanishsunawaits
    • #3
    • 25th Jul 18, 6:21 PM
    • #3
    • 25th Jul 18, 6:21 PM
    Thank you. I guess I could have found that info myself!! I!!!8217;m quite indecisive at times though and just wanted a bit of reassurance I was making a good decision. But thanks, that really helped.
    • eskbanker
    • By eskbanker 25th Jul 18, 7:23 PM
    • 7,842 Posts
    • 8,657 Thanks
    eskbanker
    • #4
    • 25th Jul 18, 7:23 PM
    • #4
    • 25th Jul 18, 7:23 PM
    I guess I could have found that info myself!!
    Originally posted by Spanishsunawaits
    You got the subtext then!
    • Spanishsunawaits
    • By Spanishsunawaits 25th Jul 18, 9:34 PM
    • 40 Posts
    • 9 Thanks
    Spanishsunawaits
    • #5
    • 25th Jul 18, 9:34 PM
    • #5
    • 25th Jul 18, 9:34 PM
    Easy when you know how!
    • Upwind
    • By Upwind 7th Aug 18, 9:48 AM
    • 162 Posts
    • 59 Thanks
    Upwind
    • #6
    • 7th Aug 18, 9:48 AM
    • #6
    • 7th Aug 18, 9:48 AM
    I have opened this account with £1000 and have received confirmation that the account has been successfully funded and that my ICICI account is opened.

    After receiving confirmation of funding, I did as the MSE team said and (last week) sent an email to bonus@raisin.co.uk from my email address and included the subject line 'Launch bonus' and my name. I requested confirmation of receipt, but got no response. So I forwarded my original email again yesterday morning to request confirmation of receipt - but to date I have received nothing...

    Is there any issue, or am I just being impatient?
    • Westie983
    • By Westie983 7th Aug 18, 9:52 AM
    • 4,496 Posts
    • 15,046 Thanks
    Westie983
    • #7
    • 7th Aug 18, 9:52 AM
    • #7
    • 7th Aug 18, 9:52 AM
    I have opened this account with £1000 and have received confirmation that the account has been successfully funded and that my ICICI account is opened.

    After receiving confirmation of funding, I did as the MSE team said and (last week) sent an email to bonus@raisin.co.uk from my email address and included the subject line 'Launch bonus' and my name. I requested confirmation of receipt, but got no response. So I forwarded my original email again yesterday morning to request confirmation of receipt - but to date I have received nothing...

    Is there any issue, or am I just being impatient?
    Originally posted by Upwind
    You have had confirmation of funding and as long as you have sent the information for the bonus, there is nothing else to receive.

    You get an automatic reply back but just need to wait for the bonus now.

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£13,000/£12,000 = 108.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £1200/£1000 = 120.00%
    £2 Savers Club 2018 #16 Total (£1500)+-470/£2000 = 51.50%

    Total £15,332.59/£15,865 = 96.64%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Upwind
    • By Upwind 7th Aug 18, 9:54 AM
    • 162 Posts
    • 59 Thanks
    Upwind
    • #8
    • 7th Aug 18, 9:54 AM
    • #8
    • 7th Aug 18, 9:54 AM
    You have had confirmation of funding and as long as you have sent the information for the bonus, there is nothing else to receive.

    You get an automatic reply back but just need to wait for the bonus now.

    Westie983
    Originally posted by Westie983
    I got no automatic reply back though. I did ask for confirmation of receipt, but didn't even get an automated response....
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