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  • FIRST POST
    • Paulmmm
    • By Paulmmm 12th Jul 18, 4:46 PM
    • 3Posts
    • 0Thanks
    Paulmmm
    Working tax credits and OU study
    • #1
    • 12th Jul 18, 4:46 PM
    Working tax credits and OU study 12th Jul 18 at 4:46 PM
    Hello,


    Does anyone know if it's possible to still be on working tax credits while studying full time at the Open University? By this I mean working 30hrs a week while completing 120 OU credits worth of modules in a year.

    I know for student loan purposes the OU is always classed as part time study. Is this also true for working tax credits? Because as far as I know, working tax credits and other benefits exclude anyone classed as a full time student. 120 credits/year would be full time at a brick uni.







    Thanks
    Paul
    Last edited by Paulmmm; 12-07-2018 at 4:48 PM.
Page 1
    • Darksparkle
    • By Darksparkle 12th Jul 18, 5:31 PM
    • 5,319 Posts
    • 3,474 Thanks
    Darksparkle
    • #2
    • 12th Jul 18, 5:31 PM
    • #2
    • 12th Jul 18, 5:31 PM
    If you are working the required number of hours then being a student in your spare time is not relevant to wtc.
    • MarkN88
    • By MarkN88 13th Jul 18, 9:01 AM
    • 222 Posts
    • 99 Thanks
    MarkN88
    • #3
    • 13th Jul 18, 9:01 AM
    • #3
    • 13th Jul 18, 9:01 AM
    Yeah I did exactly what you described when I did some studying with them and it never impacted the WTC
    • Paulmmm
    • By Paulmmm 26th Jul 18, 11:43 AM
    • 3 Posts
    • 0 Thanks
    Paulmmm
    • #4
    • 26th Jul 18, 11:43 AM
    • #4
    • 26th Jul 18, 11:43 AM
    Thanks for the replies guys.



    I I just don't want to end up in a situation where I take on 120 credits at OU only to find later it's classed as full time study. That would be catastrophic. Say if I lost my job, and couldn't claim any benefits. (While also not having any recourse to maintenance loans)
    • _shel
    • By _shel 26th Jul 18, 12:31 PM
    • 1,617 Posts
    • 2,830 Thanks
    _shel
    • #5
    • 26th Jul 18, 12:31 PM
    • #5
    • 26th Jul 18, 12:31 PM
    Thanks for the replies guys.



    I I just don't want to end up in a situation where I take on 120 credits at OU only to find later it's classed as full time study. That would be catastrophic. Say if I lost my job, and couldn't claim any benefits. (While also not having any recourse to maintenance loans)
    Originally posted by Paulmmm
    If you lost your job your tax credits would stop and if your course is classed as full time you couldn't claim income replacement benefits.
    • Paulmmm
    • By Paulmmm 26th Jul 18, 2:47 PM
    • 3 Posts
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    Paulmmm
    • #6
    • 26th Jul 18, 2:47 PM
    • #6
    • 26th Jul 18, 2:47 PM
    Hi Shel,

    This is what I am trying to clarify.

    If, for benefit purposes, OU study is ever classed as 'full time study' or not.

    All I know so far is student finance do not consider it full time since it is distance learning. Even at 120 credits a year. (full time degree) Hence why maintenance loans to cover living costs are not available to OU students.

    If it's never classed as full time study, then I wouldn't have an issue for example with JSA & HB should the need ever arise. This is why it's so important to know beyond doubt.


    Paul
    Last edited by Paulmmm; 26-07-2018 at 2:52 PM.
    • _shel
    • By _shel 26th Jul 18, 4:46 PM
    • 1,617 Posts
    • 2,830 Thanks
    _shel
    • #7
    • 26th Jul 18, 4:46 PM
    • #7
    • 26th Jul 18, 4:46 PM
    Hi Shel,

    This is what I am trying to clarify.

    If, for benefit purposes, OU study is ever classed as 'full time study' or not.

    All I know so far is student finance do not consider it full time since it is distance learning. Even at 120 credits a year. (full time degree) Hence why maintenance loans to cover living costs are not available to OU students.

    If it's never classed as full time study, then I wouldn't have an issue for example with JSA & HB should the need ever arise. This is why it's so important to know beyond doubt.


    Paul
    Originally posted by Paulmmm
    DWP will look at how many hours you are studying. The course guidance will guide them but student finance decisions will not. If you are studying several modules at once and each module states it should take 10hrs of study a week then you'll struggle to convince them it's part time.

    But why the concern? Is your job at risk?
    • GotToChange
    • By GotToChange 26th Jul 18, 6:13 PM
    • 1,279 Posts
    • 1,326 Thanks
    GotToChange
    • #8
    • 26th Jul 18, 6:13 PM
    • #8
    • 26th Jul 18, 6:13 PM
    I read recently that Open University courses are "always classed as part-time". I cannot remember where I read it though - may the the actual OU would know.

    There is also imformation out there about the introduction of maintenance loans (separate to Fee Loans) for distance learning for diabled students ; don't know if this applies for you, also I think they are not being introduced until next year in England (this year in Wales...).

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