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  • FIRST POST
    • billbolla
    • By billbolla 12th Jul 18, 4:12 PM
    • 5Posts
    • 0Thanks
    billbolla
    Santander monthly fees
    • #1
    • 12th Jul 18, 4:12 PM
    Santander monthly fees 12th Jul 18 at 4:12 PM
    Has anyone reclaimed Santander 123 acoustic
    Monthly fees .They used to be 2 a month then went up to 5 a month in 2016,just when interest charges were very low
    All I can find it compensation for packaged accounts or compensation for financial
    hardship

    Thanks
Page 1
    • eskbanker
    • By eskbanker 12th Jul 18, 4:32 PM
    • 7,495 Posts
    • 8,081 Thanks
    eskbanker
    • #2
    • 12th Jul 18, 4:32 PM
    • #2
    • 12th Jul 18, 4:32 PM
    I can't think of any reason why anyone would have even tried to reclaim these fees, never mind succeeded!

    In order to clamber onto the bandwagon of reclaiming for packaged accounts it's been necessary to demonstrate mis-selling rather than highlighting any real or perceived sense of a lack of value for money, so, having established the principle of a monthly fee for a 1-2-3 account when it was introduced, there's no reason that an increase in that fee would justify any expectation of a reclaim. The monthly fee is nothing to do with interest rates and it's not a packaged account....

    If you have/had one of these accounts but didn't like the increase in monthly fee, why wouldn't you have moved, either to a free Santander account or one of their competitors?
    • societys child
    • By societys child 12th Jul 18, 4:36 PM
    • 5,231 Posts
    • 5,784 Thanks
    societys child
    • #3
    • 12th Jul 18, 4:36 PM
    • #3
    • 12th Jul 18, 4:36 PM
    Has anyone reclaimed Santander 123 acoustic Monthly fees
    Not heard of the "123 acoustic" but thought the 123 accounts paid cashback which more than covered any charges.



    Suppose if you repaid the cashback, they might refund the charges, you'd have to ask them.
    Last edited by societys child; 12-07-2018 at 4:41 PM.

    • eskbanker
    • By eskbanker 12th Jul 18, 5:14 PM
    • 7,495 Posts
    • 8,081 Thanks
    eskbanker
    • #4
    • 12th Jul 18, 5:14 PM
    • #4
    • 12th Jul 18, 5:14 PM
    Not heard of the "123 acoustic"
    Originally posted by societys child
    Perhaps it was inspired by memories of these guys?
    • robatwork
    • By robatwork 12th Jul 18, 8:43 PM
    • 4,445 Posts
    • 4,960 Thanks
    robatwork
    • #5
    • 12th Jul 18, 8:43 PM
    • #5
    • 12th Jul 18, 8:43 PM
    Perhaps it was inspired by memories of these guys?
    Originally posted by eskbanker
    Worst bank in history! Thanks for the unhappy memories.

    And to the OP - stop being silly.
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