Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • vivvov
    • By vivvov 12th Jul 18, 12:29 PM
    • 94Posts
    • 21Thanks
    vivvov
    Amalgamating pensions..any hoops to jump through?
    • #1
    • 12th Jul 18, 12:29 PM
    Amalgamating pensions..any hoops to jump through? 12th Jul 18 at 12:29 PM
    Hello All

    I've 3 smallish pension pots from previous employers.
    FriendsLife/Aviva..approx 25k transfer value.
    FriendsLife/Aviva..approx 2k transfer value
    FriendsLife Aviva..approx 45k transfer value
    Aegon/Retiready..approx 6k transfer value

    If I choose to transfer all into a SIPPS is there any regs/ criteria I need to comply to?

    Thanks in advance.
Page 1
    • Joey Soap
    • By Joey Soap 12th Jul 18, 12:54 PM
    • 187 Posts
    • 64 Thanks
    Joey Soap
    • #2
    • 12th Jul 18, 12:54 PM
    • #2
    • 12th Jul 18, 12:54 PM
    Nope, just fill in the forms from your SIPP provider, sit back and enjoy the summer weather.
    • dunstonh
    • By dunstonh 12th Jul 18, 1:31 PM
    • 94,533 Posts
    • 62,472 Thanks
    dunstonh
    • #3
    • 12th Jul 18, 1:31 PM
    • #3
    • 12th Jul 18, 1:31 PM
    Do any of the plans have any safeguarded benefits or transitional reliefs?
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
    • wjr4
    • By wjr4 12th Jul 18, 1:45 PM
    • 420 Posts
    • 268 Thanks
    wjr4
    • #4
    • 12th Jul 18, 1:45 PM
    • #4
    • 12th Jul 18, 1:45 PM
    Nope, just fill in the forms from your SIPP provider, sit back and enjoy the summer weather.
    Originally posted by Joey Soap
    Apart from finding out what you need to know about the existing plans like charges, details of guarantees, protected PCLS etc. etc.
    I am an Independent Financial Adviser (IFA). Any posts on here are for information and discussion purposes only and should not be seen as financial advice.
    • mgdavid
    • By mgdavid 12th Jul 18, 4:11 PM
    • 5,672 Posts
    • 4,998 Thanks
    mgdavid
    • #5
    • 12th Jul 18, 4:11 PM
    • #5
    • 12th Jul 18, 4:11 PM
    I'd check all your sums carefully - as you say 3 pensions and go on to list 4!
    The questions that get the best answers are the questions that give most detail....
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,408Posts Today

6,809Users online

Martin's Twitter