Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • deecahill
    • By deecahill 11th Jul 18, 1:27 PM
    • 8Posts
    • 2Thanks
    deecahill
    Can I claim PPI?
    • #1
    • 11th Jul 18, 1:27 PM
    Can I claim PPI? 11th Jul 18 at 1:27 PM
    I'm a newbie so apologies if I'm posting in the wrong place.

    I have no idea if I can claim or how far back it goes, or whether I need paperwork (which i don't have). I have never done anything about claiming before as I don't have the paperwork and can't remember the details and it was so long ago.

    I was "eligible" for an upgraded bank account with NatWest from a normal current account to Advantage Gold but it was way back in the late 1990s. I paid a fee each month for a bunch of stuff that I didn't use (I'm hazy on whether I ever used the mobile phone insurance though). Then in and around 2000, I enquired about a loan from NatWest and they told me I needed to shift to a different account in order to avail of the loan. Again, I'm hazy on details.

    Is there anything I can do or should I just leave things be?

    Thank you!
Page 1
    • zx81
    • By zx81 11th Jul 18, 1:30 PM
    • 19,389 Posts
    • 20,716 Thanks
    zx81
    • #2
    • 11th Jul 18, 1:30 PM
    • #2
    • 11th Jul 18, 1:30 PM
    If you had PPI and believe it was mis sold, you can complain about it.

    But you'll need to get clarity on the 'bunch of stuff' you had. Start by asking the lender. It certainly doesn't sound like PPI though, but a packaged account.
    • deecahill
    • By deecahill 11th Jul 18, 2:43 PM
    • 8 Posts
    • 2 Thanks
    deecahill
    • #3
    • 11th Jul 18, 2:43 PM
    • #3
    • 11th Jul 18, 2:43 PM
    Thanks for the response. I have heard of people claiming against their banks for packaged accounts that were "mis-sold". Have i got that wrong?
    • dunstonh
    • By dunstonh 11th Jul 18, 2:51 PM
    • 95,832 Posts
    • 63,545 Thanks
    dunstonh
    • #4
    • 11th Jul 18, 2:51 PM
    • #4
    • 11th Jul 18, 2:51 PM
    Thanks for the response. I have heard of people claiming against their banks for packaged accounts that were "mis-sold". Have i got that wrong?
    Originally posted by deecahill
    Some people are making such complaints. However, that has nothing to do with PPI complaints.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
    • deecahill
    • By deecahill 11th Jul 18, 3:53 PM
    • 8 Posts
    • 2 Thanks
    deecahill
    • #5
    • 11th Jul 18, 3:53 PM
    • #5
    • 11th Jul 18, 3:53 PM
    Thanks. Do you know if there's a forum or thread where I can find out more info?
    • zx81
    • By zx81 11th Jul 18, 3:59 PM
    • 19,389 Posts
    • 20,716 Thanks
    zx81
    • #6
    • 11th Jul 18, 3:59 PM
    • #6
    • 11th Jul 18, 3:59 PM
    https://www.moneysavingexpert.com/reclaim/reclaim-packaged-bank-accounts/?_ga=2.214337489.794437125.1531061563-197915176.1524925428
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,564Posts Today

7,295Users online

Martin's Twitter