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  • FIRST POST
    • Talkingsinger
    • By Talkingsinger 10th Jul 18, 12:01 PM
    • 12Posts
    • 2Thanks
    Talkingsinger
    Completion date
    • #1
    • 10th Jul 18, 12:01 PM
    Completion date 10th Jul 18 at 12:01 PM
    I was told my completion date for moving in would be “27th July or earlier”, as that date is fast approaching, I was quite keen to know an exact date to organise delivery of furniture, time off work etc. But I can’t get an exact date out of them at all, just the same answer! Is this normal?
Page 1
    • davidmcn
    • By davidmcn 10th Jul 18, 12:07 PM
    • 8,035 Posts
    • 8,283 Thanks
    davidmcn
    • #2
    • 10th Jul 18, 12:07 PM
    • #2
    • 10th Jul 18, 12:07 PM
    Who are "them"? I presume you're buying? You don't have any certainty until you've exchanged - and I'm guessing you haven't.
    • Fosterdog
    • By Fosterdog 10th Jul 18, 12:08 PM
    • 3,865 Posts
    • 6,662 Thanks
    Fosterdog
    • #3
    • 10th Jul 18, 12:08 PM
    • #3
    • 10th Jul 18, 12:08 PM
    Have you exchanged yet? Usually a completion date isn't set in stone until exchange of contracts, it will only be an estimate until that point. It's also sensible to allow an extra few days before major deliveries are booked in case something goes wrong on completion day.
    • kingstreet
    • By kingstreet 10th Jul 18, 12:08 PM
    • 33,689 Posts
    • 18,268 Thanks
    kingstreet
    • #4
    • 10th Jul 18, 12:08 PM
    • #4
    • 10th Jul 18, 12:08 PM
    Until all the documentation is in place, solicitors won't agree completion dates with their clients.

    Once they do and a completion date is agreed and deposits handed over exchange of contracts can then take place and completion becomes legally binding.

    At this time, you have a target date at best.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
    • Kynthia
    • By Kynthia 10th Jul 18, 12:12 PM
    • 5,186 Posts
    • 7,240 Thanks
    Kynthia
    • #5
    • 10th Jul 18, 12:12 PM
    • #5
    • 10th Jul 18, 12:12 PM
    The date is only provisional until you exchange.
    Don't listen to me, I'm no expert!
    • m0bov
    • By m0bov 10th Jul 18, 12:32 PM
    • 1,323 Posts
    • 913 Thanks
    m0bov
    • #6
    • 10th Jul 18, 12:32 PM
    • #6
    • 10th Jul 18, 12:32 PM
    You agree a date and then exchange, its down to the sols to suggest and arrange a date. Up until exchange it can be anytime or no time at all...
    • Talkingsinger
    • By Talkingsinger 10th Jul 18, 6:18 PM
    • 12 Posts
    • 2 Thanks
    Talkingsinger
    • #7
    • 10th Jul 18, 6:18 PM
    • #7
    • 10th Jul 18, 6:18 PM
    I!!!8217;ve already signed everything I need to sign (according to solicitor), paid solicitor fees, got buildings insurance in place etc. I!!!8217;m buying through co-ownership so I don!!!8217;t know if that!!!8217;s maybe changed things a bit as I have to rely on them to do their part.
    • G_M
    • By G_M 10th Jul 18, 8:45 PM
    • 44,738 Posts
    • 53,203 Thanks
    G_M
    • #8
    • 10th Jul 18, 8:45 PM
    • #8
    • 10th Jul 18, 8:45 PM
    'signing' is not the same as 'exchanging'.


    Your solicitor holds your signed contract (in his top drawer!)till everything is ready. Then exchanges contracts. And only then do you have a guaranteed Completion date.


    The paperwork you signed will have had a blank 'Completion date'. Solicitor fills that in when Exchange happens.
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