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    • RGun
    • By RGun 9th Jul 18, 5:51 PM
    • 52Posts
    • 5Thanks
    Which Credit Card for a good saver...
    • #1
    • 9th Jul 18, 5:51 PM
    Which Credit Card for a good saver... 9th Jul 18 at 5:51 PM
    Hi all,

    In approximatley a year (possibly 2) I will be purchasing a new home, so naturally I will need to boost my credit score and have good credit.

    I've been advised by my father to take out a credit card, use it wisely for the next 24 months or so and it'll boost my credit rating for when I attempt to purchase the home.

    I went to my bank, Natwest, and their website has a credit card checker, I filled out my details and I was presented with a few credit cards.

    If I use the credit card to pay for something like a Laptop, lets say the laptop cost 1,000, it would be ideal for me to pay 100ish or so per month over the next year and pay it off fully, I ideally don't want to pay back 1,200 on a 1,000 laptop.

    I really would like a credit card where I pay back what I buy, not pay back more.
    I have a large amount of money saved up and I do not need the Credit Card for things such as emergency cash, or raking up air miles etc, simply for boosting the credit score, which one would you guys recommend?
Page 2
    • venison
    • By venison 9th Jul 18, 9:24 PM
    • 2,841 Posts
    • 3,474 Thanks
    OP you need to do a lot more reading and research into CC's. As others have said your credit "score" means nothing after all experian et al don't lend anybody any money.
    Brexit here we c................crash.
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