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  • FIRST POST
    • anneid123
    • By anneid123 8th Jul 18, 3:19 PM
    • 2Posts
    • 0Thanks
    anneid123
    Credit club/experian soft search
    • #1
    • 8th Jul 18, 3:19 PM
    Credit club/experian soft search 8th Jul 18 at 3:19 PM
    today I have done 3 soft searches for loans using MSE soft search on the website, MSE credit club and also experian

    On MSE the best I could get was 60% with tesco bank, MSE Credit Club was 40%, yet on experian, they gave me 0% chance for acceptance with tesco

    I don't get it because the search was the same, and I thought the credit club was part of experian, so how could there be a big differrence of 40%, and how could there be a 20% difference between MSE and MSE credit club?

    Anyway, I am going to wait until next month to see how much things change as then 6 months have passed since my file was marked with a search
Page 1
    • Gary_Dexter
    • By Gary_Dexter 9th Jul 18, 10:39 AM
    • 2,130 Posts
    • 1,188 Thanks
    Gary_Dexter
    • #2
    • 9th Jul 18, 10:39 AM
    • #2
    • 9th Jul 18, 10:39 AM
    Go to the lender directly
    • anneid123
    • By anneid123 9th Jul 18, 5:57 PM
    • 2 Posts
    • 0 Thanks
    anneid123
    • #3
    • 9th Jul 18, 5:57 PM
    • #3
    • 9th Jul 18, 5:57 PM
    they don't offer soft search
    • Gary_Dexter
    • By Gary_Dexter 9th Jul 18, 6:48 PM
    • 2,130 Posts
    • 1,188 Thanks
    Gary_Dexter
    • #4
    • 9th Jul 18, 6:48 PM
    • #4
    • 9th Jul 18, 6:48 PM


    Then how do you think MSE does it?

    Itís guesswork based on your income and a brief soft search on your files.
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