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  • FIRST POST
    • jaycee123999
    • By jaycee123999 6th Jul 18, 10:56 AM
    • 6Posts
    • 0Thanks
    jaycee123999
    New to site
    • #1
    • 6th Jul 18, 10:56 AM
    New to site 6th Jul 18 at 10:56 AM
    Site not working as I thought it did - apologies
    Last edited by jaycee123999; 06-07-2018 at 12:20 PM. Reason: new to site
Page 1
    • sal_III
    • By sal_III 6th Jul 18, 10:59 AM
    • 293 Posts
    • 273 Thanks
    sal_III
    • #2
    • 6th Jul 18, 10:59 AM
    • #2
    • 6th Jul 18, 10:59 AM
    The what now? It's like saying "Neighbour got mortgage, we can't sell our house now". Makes no sense whatsoever.

    What exactly is stopping you from selling your house? Is it freehold?
    • eddddy
    • By eddddy 6th Jul 18, 10:59 AM
    • 6,608 Posts
    • 6,477 Thanks
    eddddy
    • #3
    • 6th Jul 18, 10:59 AM
    • #3
    • 6th Jul 18, 10:59 AM
    Here is an interesting turn of fate....


    Our neighbour has equity release - and we cannot sell our house because he does...!!!!!!!!!
    Originally posted by jaycee123999
    I think you need to add a bit of explanation or context.
    • moneyistooshorttomention
    • By moneyistooshorttomention 6th Jul 18, 11:14 AM
    • 16,147 Posts
    • 44,457 Thanks
    moneyistooshorttomention
    • #4
    • 6th Jul 18, 11:14 AM
    • #4
    • 6th Jul 18, 11:14 AM
    I think you need to add a bit of explanation or context.
    Originally posted by eddddy
    Agreed

    I can't see how someone else's finances could impact back on you.
    ****************
    • zx81
    • By zx81 6th Jul 18, 11:40 AM
    • 17,713 Posts
    • 18,837 Thanks
    zx81
    • #5
    • 6th Jul 18, 11:40 AM
    • #5
    • 6th Jul 18, 11:40 AM
    I think you need to add a bit of explanation or context.
    Originally posted by eddddy
    How much more detail do you need?

    Neighbour got equity release. OP can't sell house.

    Simple.
    • jaycee123999
    • By jaycee123999 6th Jul 18, 11:45 AM
    • 6 Posts
    • 0 Thanks
    jaycee123999
    • #6
    • 6th Jul 18, 11:45 AM
    • #6
    • 6th Jul 18, 11:45 AM
    Site not working as I thought it did - apologies
    Last edited by jaycee123999; 06-07-2018 at 12:13 PM. Reason: new to site
    • zx81
    • By zx81 6th Jul 18, 11:46 AM
    • 17,713 Posts
    • 18,837 Thanks
    zx81
    • #7
    • 6th Jul 18, 11:46 AM
    • #7
    • 6th Jul 18, 11:46 AM
    Much clearer - thanks.
    • davidmcn
    • By davidmcn 6th Jul 18, 11:46 AM
    • 8,036 Posts
    • 8,283 Thanks
    davidmcn
    • #8
    • 6th Jul 18, 11:46 AM
    • #8
    • 6th Jul 18, 11:46 AM
    At a guess, they possibly want/need the neighbours to sign something, but the equity release company aren't consenting to it. But that's the same as any other lender, or the neighbours themselves, refusing to sign. Nothing to do with equity release per se.

    Ah, I see the update makes it as clear as mud. Thanks for that.
    • jaycee123999
    • By jaycee123999 6th Jul 18, 11:47 AM
    • 6 Posts
    • 0 Thanks
    jaycee123999
    • #9
    • 6th Jul 18, 11:47 AM
    • #9
    • 6th Jul 18, 11:47 AM
    OP?? not sure what this is.....??
    • jaycee123999
    • By jaycee123999 6th Jul 18, 11:48 AM
    • 6 Posts
    • 0 Thanks
    jaycee123999
    You are almost right here ......
    • maisie cat
    • By maisie cat 6th Jul 18, 11:50 AM
    • 454 Posts
    • 536 Thanks
    maisie cat
    At a guess, they possibly want/need the neighbours to sign something, but the equity release company aren't consenting to it. But that's the same as any other lender, or the neighbours themselves, refusing to sign. Nothing to do with equity release per se.

    Ah, I see the update makes it as clear as mud. Thanks for that.
    Originally posted by davidmcn
    I have never needed a neighbour to sign anything when I've sold a house! But I must admit that I'm intrigued
    • sal_III
    • By sal_III 6th Jul 18, 11:54 AM
    • 293 Posts
    • 273 Thanks
    sal_III
    OP?? not sure what this is.....??
    Originally posted by jaycee123999
    OP = Original Post/poster - in this case You.

    With the complete lack of details, I can only assume this was a venting thread and not an advice seeking, or warring to others or a question. If that is the case, please make sure to mention that in the future, so people don't waste time trying to figure out how to help.
    • eddddy
    • By eddddy 6th Jul 18, 11:54 AM
    • 6,608 Posts
    • 6,477 Thanks
    eddddy
    OP?? not sure what this is.....??
    Originally posted by jaycee123999
    It'll be one of these: https://en.wikipedia.org/wiki/OP

    My guess is 'Optimus Prime' or 'Octagonal prism'
    • HappyHarry
    • By HappyHarry 6th Jul 18, 11:56 AM
    • 678 Posts
    • 973 Thanks
    HappyHarry
    Flying freehold?
    I am an Independent Financial Adviser. Any comments I make here are intended for information / discussion only. Nothing I post here should be construed as advice. If you are looking for individual financial advice, please contact a local Independent Financial Adviser.
    • jaycee123999
    • By jaycee123999 6th Jul 18, 11:56 AM
    • 6 Posts
    • 0 Thanks
    jaycee123999
    Understood - thanks - not sure how these sites work - actually I was going to post all the detail - but at the moment I am so stressed and worried I really don't know what I am doing I guess - apologies all
    • zx81
    • By zx81 6th Jul 18, 11:57 AM
    • 17,713 Posts
    • 18,837 Thanks
    zx81
    Flying freehold?
    Originally posted by HappyHarry
    I'm starting not to give a flying freehold either way...
    • moneyistooshorttomention
    • By moneyistooshorttomention 6th Jul 18, 11:58 AM
    • 16,147 Posts
    • 44,457 Thanks
    moneyistooshorttomention
    The only possible smidgen of thought as to "why?" is wondering if there's some "right of way" issue that one of them has over the other one's garden.

    Though that would be an issue to anyone (whether they've got equity release or no).
    ****************
    • Slinky
    • By Slinky 6th Jul 18, 12:32 PM
    • 5,295 Posts
    • 24,622 Thanks
    Slinky
    Does this go down as one of the most confusing threads we've seen for a while?
    • davidmcn
    • By davidmcn 6th Jul 18, 12:35 PM
    • 8,036 Posts
    • 8,283 Thanks
    davidmcn
    I have never needed a neighbour to sign anything when I've sold a house!
    Originally posted by maisie cat
    You might do if there were for example some sort of title problem which required their involvement to sort out.
    • G_M
    • By G_M 6th Jul 18, 8:33 PM
    • 44,740 Posts
    • 53,215 Thanks
    G_M
    Depending how this thread develops, it might even match the dead-dog-in-the-garden thread!


    Here's hoping!
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