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  • FIRST POST
    • crystal101
    • By crystal101 3rd Jul 18, 4:11 PM
    • 10Posts
    • 1Thanks
    crystal101
    How do you use the forum/website?
    • #1
    • 3rd Jul 18, 4:11 PM
    How do you use the forum/website? 3rd Jul 18 at 4:11 PM
    Hello,

    Sorry if that sounds like a daft question, but after some silliness in my past I am paying off my debt and looking to become more financially stable so this was the first place I wanted to come to.

    I don't really understand how to use the forum/website. There is SO MUCH here and sifting through what is relevant to me is really confusing!

    This might sound weird, but how do you guys use the forum/website to get the most out of it? I work 2 jobs and volunteer so time is a bit tight and I want to be able to find my way through this is the most concise way o that I stick with it!
Page 1
    • Tarambor
    • By Tarambor 3rd Jul 18, 4:22 PM
    • 3,808 Posts
    • 2,839 Thanks
    Tarambor
    • #2
    • 3rd Jul 18, 4:22 PM
    • #2
    • 3rd Jul 18, 4:22 PM
    Use the Debt Free Wannabe forum to reduce your outgoings, post a SoA and forum members will find you ways of cutting your outgoings. Many people waste 100s or 1000s a year overpaying for stuff.

    Use the Benefits and Tax Credits forum to make sure you're getting all you're entitled to.

    Use the Boost Your Income forum to find ways to get extra cash.

    Join the MSE Cheap Energy Club, make sure you're always on the cheapest gas/electric tariff.

    Use the banking and savings section of the main site to find the banks that give you the best value for money.

    When renewing car and house insurance consult the Insurance section of the main site for a guide on how to.

    Use the Utilities and Phones section of the main website to find how to reduce your mobile phone and internet bills.
    • crystal101
    • By crystal101 3rd Jul 18, 4:37 PM
    • 10 Posts
    • 1 Thanks
    crystal101
    • #3
    • 3rd Jul 18, 4:37 PM
    • #3
    • 3rd Jul 18, 4:37 PM
    Hello! Thanks for replying - sorry, this wasn't quite what I meant, I haven't made myself clear. I mean instead of just asking questions, how do you learn? I want to learn everything I can but there are hundreds of thousands of posts so I don't really know where to start looking for stuff....am I making sense?! Sorry if not!
    • sourcrates
    • By sourcrates 3rd Jul 18, 5:11 PM
    • 15,736 Posts
    • 14,795 Thanks
    sourcrates
    • #4
    • 3rd Jul 18, 5:11 PM
    • #4
    • 3rd Jul 18, 5:11 PM
    Hello! Thanks for replying - sorry, this wasn't quite what I meant, I haven't made myself clear. I mean instead of just asking questions, how do you learn? I want to learn everything I can but there are hundreds of thousands of posts so I don't really know where to start looking for stuff....am I making sense?! Sorry if not!
    Originally posted by crystal101
    Hi,

    What in particular do you want to learn ?
    Your not been that clear to be honest.

    This is an advice site more than anything, it depends on the issues you need advice on, this forum deals with debt issues of all kinds, people usually just ask relevant questions they want answers too.
    Last edited by sourcrates; 03-07-2018 at 5:16 PM.
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Free Legal advice see : http://legalbeagles.info/
    • Tarambor
    • By Tarambor 3rd Jul 18, 6:53 PM
    • 3,808 Posts
    • 2,839 Thanks
    Tarambor
    • #5
    • 3rd Jul 18, 6:53 PM
    • #5
    • 3rd Jul 18, 6:53 PM
    Hello! Thanks for replying - sorry, this wasn't quite what I meant, I haven't made myself clear. I mean instead of just asking questions, how do you learn? I want to learn everything I can but there are hundreds of thousands of posts so I don't really know where to start looking for stuff....am I making sense?! Sorry if not!
    Originally posted by crystal101
    Starting by reading the guides on the main site, reading people's posts and responses in the various forums and asking questions of your own.

    If you want to know something just ask.
    • middleclassbutpoor
    • By middleclassbutpoor 3rd Jul 18, 7:51 PM
    • 381 Posts
    • 322 Thanks
    middleclassbutpoor
    • #6
    • 3rd Jul 18, 7:51 PM
    • #6
    • 3rd Jul 18, 7:51 PM
    1- Decide what you want to know.
    2 - Use the thread/forum/board search functionality for threads that may relate to what you want to learn.
    3 - If you can't find the information, look for the board most closely related to what you want to learn then make a post asking for help.

    This forum is not really a library as such or a learning portal for topics - nor can you verify the accuracy of knowledge but Im pretty sure that in the main there are often pragmatic/practical solutions to issues to be found.
    • DD265
    • By DD265 4th Jul 18, 8:29 PM
    • 1,542 Posts
    • 3,429 Thanks
    DD265
    • #7
    • 4th Jul 18, 8:29 PM
    • #7
    • 4th Jul 18, 8:29 PM
    I have 7-8 sub forums that I open up, and then I open up some of the threads within those that interest me. There might be nothing in one sub forum today, but loads tomorrow.

    I also subscribe to a few diaries (and keep my own) which can be good to read. Sometimes if I have a decent block of time, I'll read a diary from start to finish.

    Apart from that if I have a specific query I'll post in the relevant area.

    Tonight for example, I've updated my diary, opened DFWB and picked up this post and another, then I have 6 other sub forums which I'll skim for interesting topics in a minute and open all those in new tabs. I also browse a couple of other (non-money related) forums, and take the same approach to those. If I'm on limited time which I am this evening, I only allow myself one pass; once I've been through and read the topics that interest me, no second look through!
    • enthusiasticsaver
    • By enthusiasticsaver 4th Jul 18, 11:47 PM
    • 7,284 Posts
    • 15,992 Thanks
    enthusiasticsaver
    • #8
    • 4th Jul 18, 11:47 PM
    • #8
    • 4th Jul 18, 11:47 PM
    It depends on what sort of support you want. Some people just read posts on topics they are interested in. Some search the forum for answers to questions or advice. Some ask questions. Some engage with challenges or start up a debt free or mortgage free diary as an ongoing thing.
    Debt free and mortgage free and early retiree. Living the dream

    I'm a Board Guide on the Debt-Free Wannabe, Mortgages and Endowments, Banking and Budgeting boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Any views are mine and not the official line of moneysavingexpert.com. Pease remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com
    • SavingAFuture
    • By SavingAFuture 6th Jul 18, 2:49 PM
    • 100 Posts
    • 201 Thanks
    SavingAFuture
    • #9
    • 6th Jul 18, 2:49 PM
    • #9
    • 6th Jul 18, 2:49 PM
    I've just started a DFW diary yesterday to help keep my motivated and accountable to clear my debt. This is after weeks of browsing, reading other people success stories and struggles and seeing how supportive everyone is of each other. I think you can get from the forum whatever you need, just browse around, perhaps start a diary where you can keep track of progress and people can offer support and ask questions if you want to. There's loads of helpful people out there!
    If it's just information and facts you are looking for, head back to the main website and start there.
    Good luck!
    SaF x
    Proudly on my debt free journey
    CC1: 0/2120.60 CC2: 1080/3239.99
    • datlex
    • By datlex 8th Jul 18, 11:07 PM
    • 1,820 Posts
    • 1,724 Thanks
    datlex
    I use it for ideas, encouragement, inspiration.
    • DCFC79
    • By DCFC79 9th Jul 18, 2:25 PM
    • 32,928 Posts
    • 20,738 Thanks
    DCFC79
    Hello! Thanks for replying - sorry, this wasn't quite what I meant, I haven't made myself clear. I mean instead of just asking questions, how do you learn? I want to learn everything I can but there are hundreds of thousands of posts so I don't really know where to start looking for stuff....am I making sense?! Sorry if not!
    Originally posted by crystal101

    You learn either from experience or by reading posts on here, or blogs people have written. Could add books to that list too. Wonder if there's podcasts too.
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