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  • FIRST POST
    • beanielou
    • By beanielou 30th Jun 18, 10:35 PM
    • 55,443Posts
    • 222,354Thanks
    beanielou
    Glorious July's NSD Challange.
    • #1
    • 30th Jun 18, 10:35 PM
    Glorious July's NSD Challange. 30th Jun 18 at 10:35 PM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of July
    Keep us updated with your progress and hope you all enjoy the challange.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

    We CAN do it
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
Page 2
    • marmiterulesok
    • By marmiterulesok 4th Jul 18, 6:55 AM
    • 7,478 Posts
    • 33,807 Thanks
    marmiterulesok
    Yesterday was #3 and today will be #4.
    Nsd July 13/20
    Budgeting again in earnest,no excuses
    'Keep plodding'
    'I can do this and I will succeed because I believe in myself'
    • Hopeless Case
    • By Hopeless Case 4th Jul 18, 7:10 AM
    • 478 Posts
    • 2,488 Thanks
    Hopeless Case
    Yesterday was #3 and today will be #4.
    Originally posted by marmiterulesok
    A perfect start - well done


    Yesterday wasn't for me (Shopping day) but I'm aiming for #2 today
    June GC 218.09/ 300; July GC Target 250 -177.79/ 72.21
    July NSD target 6/10
    July Bring Your Lunch to Work Target 7/13
    Buy a used car/ get out of PCP cycle fund 400/2400
    Cashback YTD 0.80/ claims 'on ice' for 9.75 untracked cashback
    • marmiterulesok
    • By marmiterulesok 5th Jul 18, 12:13 PM
    • 7,478 Posts
    • 33,807 Thanks
    marmiterulesok
    A perfect start - well done


    Yesterday wasn't for me (Shopping day) but I'm aiming for #2 today
    Originally posted by Hopeless Case
    Thank you!

    Today will be #5.

    (I don't count budgeted spends or grocery budget).
    Nsd July 13/20
    Budgeting again in earnest,no excuses
    'Keep plodding'
    'I can do this and I will succeed because I believe in myself'
    • spudsmum
    • By spudsmum 6th Jul 18, 12:07 AM
    • 274 Posts
    • 1,571 Thanks
    spudsmum
    NSD number 2/7 yesterday
    Total debts 21050! now 19482.62. 1% challenge 1058/15000 (7.05%) Total extra income made in 2018 2260.19 frugal budget 2018 4317/5000 Aiming for debt free at 40 - only 26 months to go!
    • Hopeless Case
    • By Hopeless Case 6th Jul 18, 6:29 AM
    • 478 Posts
    • 2,488 Thanks
    Hopeless Case
    Day #2/10 for me yesterday
    June GC 218.09/ 300; July GC Target 250 -177.79/ 72.21
    July NSD target 6/10
    July Bring Your Lunch to Work Target 7/13
    Buy a used car/ get out of PCP cycle fund 400/2400
    Cashback YTD 0.80/ claims 'on ice' for 9.75 untracked cashback
    • marmiterulesok
    • By marmiterulesok 6th Jul 18, 9:29 AM
    • 7,478 Posts
    • 33,807 Thanks
    marmiterulesok
    NSD #6 today.
    Nsd July 13/20
    Budgeting again in earnest,no excuses
    'Keep plodding'
    'I can do this and I will succeed because I believe in myself'
    • marmiterulesok
    • By marmiterulesok 7th Jul 18, 1:20 PM
    • 7,478 Posts
    • 33,807 Thanks
    marmiterulesok
    today is spendy as went over budget,so on #6.
    Nsd July 13/20
    Budgeting again in earnest,no excuses
    'Keep plodding'
    'I can do this and I will succeed because I believe in myself'
    • beanielou
    • By beanielou 7th Jul 18, 5:37 PM
    • 55,443 Posts
    • 222,354 Thanks
    beanielou
    Yesterday was no 3 & today was 4.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • beanielou
    • By beanielou 8th Jul 18, 9:52 PM
    • 55,443 Posts
    • 222,354 Thanks
    beanielou
    Not one today.Sigh.
    Must try harder.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Hopeless Case
    • By Hopeless Case 9th Jul 18, 8:15 AM
    • 478 Posts
    • 2,488 Thanks
    Hopeless Case
    Had to buy some stuff I'd forgotten for bday bbq on Saturday but Sunday was an NSD so 3/10

    I'm shopping today but I'll try and get at least 2 more this week - 3 if possible
    June GC 218.09/ 300; July GC Target 250 -177.79/ 72.21
    July NSD target 6/10
    July Bring Your Lunch to Work Target 7/13
    Buy a used car/ get out of PCP cycle fund 400/2400
    Cashback YTD 0.80/ claims 'on ice' for 9.75 untracked cashback
    • marmiterulesok
    • By marmiterulesok 11th Jul 18, 6:52 AM
    • 7,478 Posts
    • 33,807 Thanks
    marmiterulesok
    Today is #10.
    Nsd July 13/20
    Budgeting again in earnest,no excuses
    'Keep plodding'
    'I can do this and I will succeed because I believe in myself'
    • Hopeless Case
    • By Hopeless Case 11th Jul 18, 6:54 AM
    • 478 Posts
    • 2,488 Thanks
    Hopeless Case
    NSD #3 yesterday
    June GC 218.09/ 300; July GC Target 250 -177.79/ 72.21
    July NSD target 6/10
    July Bring Your Lunch to Work Target 7/13
    Buy a used car/ get out of PCP cycle fund 400/2400
    Cashback YTD 0.80/ claims 'on ice' for 9.75 untracked cashback
    • beanielou
    • By beanielou 11th Jul 18, 8:09 PM
    • 55,443 Posts
    • 222,354 Thanks
    beanielou
    Today is #10.
    Originally posted by marmiterulesok
    Well done
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • marmiterulesok
    • By marmiterulesok 12th Jul 18, 7:54 AM
    • 7,478 Posts
    • 33,807 Thanks
    marmiterulesok
    Well done
    Originally posted by beanielou
    Thank you.No spends yesterday, not even budgeted ones.Same plan for today.

    Today will be #12.
    Nsd July 13/20
    Budgeting again in earnest,no excuses
    'Keep plodding'
    'I can do this and I will succeed because I believe in myself'
    • Hopeless Case
    • By Hopeless Case 12th Jul 18, 10:01 AM
    • 478 Posts
    • 2,488 Thanks
    Hopeless Case
    NSD #3 yesterday
    Originally posted by Hopeless Case
    This was actually day #4, so yesterday (Wed) was #5. Must learn to count
    June GC 218.09/ 300; July GC Target 250 -177.79/ 72.21
    July NSD target 6/10
    July Bring Your Lunch to Work Target 7/13
    Buy a used car/ get out of PCP cycle fund 400/2400
    Cashback YTD 0.80/ claims 'on ice' for 9.75 untracked cashback
    • spudsmum
    • By spudsmum 12th Jul 18, 3:05 PM
    • 274 Posts
    • 1,571 Thanks
    spudsmum
    Tuesday and today are 3/7 and 4/7
    Total debts 21050! now 19482.62. 1% challenge 1058/15000 (7.05%) Total extra income made in 2018 2260.19 frugal budget 2018 4317/5000 Aiming for debt free at 40 - only 26 months to go!
    • beanielou
    • By beanielou 12th Jul 18, 3:06 PM
    • 55,443 Posts
    • 222,354 Thanks
    beanielou
    Tuesday and today are 3/7 and 4/7
    Originally posted by spudsmum
    Well done
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • helsbell
    • By helsbell 12th Jul 18, 8:21 PM
    • 171 Posts
    • 897 Thanks
    helsbell
    2 NSDs last week and 2 so far this week for a total of 4/10 this month.
    SPC 11, No. 062

    August 2017 B'card 5006.83 BoS 1086.59 DFD November 2020
    • Hopeless Case
    • By Hopeless Case 13th Jul 18, 6:34 AM
    • 478 Posts
    • 2,488 Thanks
    Hopeless Case
    This was actually day #4, so yesterday (Wed) was #5. Must learn to count
    Originally posted by Hopeless Case
    And clocked up my #6 yesterday, a good week so far (day trip today though so most definitely won't be a NSD!!)

    6/10
    June GC 218.09/ 300; July GC Target 250 -177.79/ 72.21
    July NSD target 6/10
    July Bring Your Lunch to Work Target 7/13
    Buy a used car/ get out of PCP cycle fund 400/2400
    Cashback YTD 0.80/ claims 'on ice' for 9.75 untracked cashback
    • beanielou
    • By beanielou 13th Jul 18, 2:34 PM
    • 55,443 Posts
    • 222,354 Thanks
    beanielou
    Finally no 5
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
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