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  • FIRST POST
    • beanielou
    • By beanielou 30th Jun 18, 10:35 PM
    • 58,067Posts
    • 239,138Thanks
    beanielou
    Glorious July's NSD Challange.
    • #1
    • 30th Jun 18, 10:35 PM
    Glorious July's NSD Challange. 30th Jun 18 at 10:35 PM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of July
    Keep us updated with your progress and hope you all enjoy the challange.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

    We CAN do it
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
Page 2
    • marmiterulesok
    • By marmiterulesok 4th Jul 18, 6:55 AM
    • 7,794 Posts
    • 35,433 Thanks
    marmiterulesok
    Yesterday was #3 and today will be #4.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • Hopeless Case
    • By Hopeless Case 4th Jul 18, 7:10 AM
    • 888 Posts
    • 5,334 Thanks
    Hopeless Case
    Yesterday was #3 and today will be #4.
    Originally posted by marmiterulesok
    A perfect start - well done


    Yesterday wasn't for me (Shopping day) but I'm aiming for #2 today
    Nov GC 80.34/200
    NSD target: Nov 1/15
    Bring Your Lunch to Work Target Nov 1/15
    1 a day: Nov 44.75/45
    Tesco CC Aug 18 10,151.56 9950.56 0% 30mnths, First Direct CC Aug 18 4321.80 3968.77 0% til Feb 20
    • marmiterulesok
    • By marmiterulesok 5th Jul 18, 12:13 PM
    • 7,794 Posts
    • 35,433 Thanks
    marmiterulesok
    A perfect start - well done


    Yesterday wasn't for me (Shopping day) but I'm aiming for #2 today
    Originally posted by Hopeless Case
    Thank you!

    Today will be #5.

    (I don't count budgeted spends or grocery budget).
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • spudsmum
    • By spudsmum 6th Jul 18, 12:07 AM
    • 337 Posts
    • 1,810 Thanks
    spudsmum
    NSD number 2/7 yesterday
    Total debts 21050! now 18934.52 . 1% challenge 1641.25/15000 (10.94%) Total extra income made in 2018 2544.79 frugal budget 2018 6253/7600 Aiming for debt free at 40 - only 24 months to go!
    • Hopeless Case
    • By Hopeless Case 6th Jul 18, 6:29 AM
    • 888 Posts
    • 5,334 Thanks
    Hopeless Case
    Day #2/10 for me yesterday
    Nov GC 80.34/200
    NSD target: Nov 1/15
    Bring Your Lunch to Work Target Nov 1/15
    1 a day: Nov 44.75/45
    Tesco CC Aug 18 10,151.56 9950.56 0% 30mnths, First Direct CC Aug 18 4321.80 3968.77 0% til Feb 20
    • marmiterulesok
    • By marmiterulesok 6th Jul 18, 9:29 AM
    • 7,794 Posts
    • 35,433 Thanks
    marmiterulesok
    NSD #6 today.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • marmiterulesok
    • By marmiterulesok 7th Jul 18, 1:20 PM
    • 7,794 Posts
    • 35,433 Thanks
    marmiterulesok
    today is spendy as went over budget,so on #6.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • beanielou
    • By beanielou 7th Jul 18, 5:37 PM
    • 58,067 Posts
    • 239,138 Thanks
    beanielou
    Yesterday was no 3 & today was 4.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • beanielou
    • By beanielou 8th Jul 18, 9:52 PM
    • 58,067 Posts
    • 239,138 Thanks
    beanielou
    Not one today.Sigh.
    Must try harder.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Hopeless Case
    • By Hopeless Case 9th Jul 18, 8:15 AM
    • 888 Posts
    • 5,334 Thanks
    Hopeless Case
    Had to buy some stuff I'd forgotten for bday bbq on Saturday but Sunday was an NSD so 3/10

    I'm shopping today but I'll try and get at least 2 more this week - 3 if possible
    Nov GC 80.34/200
    NSD target: Nov 1/15
    Bring Your Lunch to Work Target Nov 1/15
    1 a day: Nov 44.75/45
    Tesco CC Aug 18 10,151.56 9950.56 0% 30mnths, First Direct CC Aug 18 4321.80 3968.77 0% til Feb 20
    • marmiterulesok
    • By marmiterulesok 11th Jul 18, 6:52 AM
    • 7,794 Posts
    • 35,433 Thanks
    marmiterulesok
    Today is #10.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • Hopeless Case
    • By Hopeless Case 11th Jul 18, 6:54 AM
    • 888 Posts
    • 5,334 Thanks
    Hopeless Case
    NSD #3 yesterday
    Nov GC 80.34/200
    NSD target: Nov 1/15
    Bring Your Lunch to Work Target Nov 1/15
    1 a day: Nov 44.75/45
    Tesco CC Aug 18 10,151.56 9950.56 0% 30mnths, First Direct CC Aug 18 4321.80 3968.77 0% til Feb 20
    • beanielou
    • By beanielou 11th Jul 18, 8:09 PM
    • 58,067 Posts
    • 239,138 Thanks
    beanielou
    Today is #10.
    Originally posted by marmiterulesok
    Well done
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • marmiterulesok
    • By marmiterulesok 12th Jul 18, 7:54 AM
    • 7,794 Posts
    • 35,433 Thanks
    marmiterulesok
    Well done
    Originally posted by beanielou
    Thank you.No spends yesterday, not even budgeted ones.Same plan for today.

    Today will be #12.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • Hopeless Case
    • By Hopeless Case 12th Jul 18, 10:01 AM
    • 888 Posts
    • 5,334 Thanks
    Hopeless Case
    NSD #3 yesterday
    Originally posted by Hopeless Case
    This was actually day #4, so yesterday (Wed) was #5. Must learn to count
    Nov GC 80.34/200
    NSD target: Nov 1/15
    Bring Your Lunch to Work Target Nov 1/15
    1 a day: Nov 44.75/45
    Tesco CC Aug 18 10,151.56 9950.56 0% 30mnths, First Direct CC Aug 18 4321.80 3968.77 0% til Feb 20
    • spudsmum
    • By spudsmum 12th Jul 18, 3:05 PM
    • 337 Posts
    • 1,810 Thanks
    spudsmum
    Tuesday and today are 3/7 and 4/7
    Total debts 21050! now 18934.52 . 1% challenge 1641.25/15000 (10.94%) Total extra income made in 2018 2544.79 frugal budget 2018 6253/7600 Aiming for debt free at 40 - only 24 months to go!
    • beanielou
    • By beanielou 12th Jul 18, 3:06 PM
    • 58,067 Posts
    • 239,138 Thanks
    beanielou
    Tuesday and today are 3/7 and 4/7
    Originally posted by spudsmum
    Well done
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • helsbell
    • By helsbell 12th Jul 18, 8:21 PM
    • 204 Posts
    • 1,131 Thanks
    helsbell
    2 NSDs last week and 2 so far this week for a total of 4/10 this month.
    SPC 11, No. 062 DFD November 2020
    Aug 2017 B'card 5006.83 BoS 1086.59 MBNA 0 Total: 6093.42
    Aug 2018 B'Card 995.06 BoS 863.43 MBNA 3,644.98 Total: 5503.47
    9.68% paid off
    • Hopeless Case
    • By Hopeless Case 13th Jul 18, 6:34 AM
    • 888 Posts
    • 5,334 Thanks
    Hopeless Case
    This was actually day #4, so yesterday (Wed) was #5. Must learn to count
    Originally posted by Hopeless Case
    And clocked up my #6 yesterday, a good week so far (day trip today though so most definitely won't be a NSD!!)

    6/10
    Nov GC 80.34/200
    NSD target: Nov 1/15
    Bring Your Lunch to Work Target Nov 1/15
    1 a day: Nov 44.75/45
    Tesco CC Aug 18 10,151.56 9950.56 0% 30mnths, First Direct CC Aug 18 4321.80 3968.77 0% til Feb 20
    • beanielou
    • By beanielou 13th Jul 18, 2:34 PM
    • 58,067 Posts
    • 239,138 Thanks
    beanielou
    Finally no 5
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
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