Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • codger
    • By codger 28th Jun 18, 8:05 PM
    • 1,780Posts
    • 3,464Thanks
    Quickie query re Co-op home insurance
    • #1
    • 28th Jun 18, 8:05 PM
    Quickie query re Co-op home insurance 28th Jun 18 at 8:05 PM
    Over the 47 years of our home ownership, Mrs C and I have paid 000s to the insurance industry for building & contents cover. We've never made a claim. No matter: the insurance was there if we needed it; luckily, we haven't. But that has made us ever more careful about what we spend and who with.

    From July 27 2016 to July 26 2017 we had Co-op buildings & contents insurance. It was a good deal; the premium was competitive, and we received a 50 Co-op store voucher within 6 weeks of paying it.

    Come renewal time and obviously the 50 voucher was no longer offered so we switched to a different home insurer at a massive new customer discount.

    That policy expires on July 27th next. Although MSE inexplicably fails to mention the fact, the Co-op is still offering 50 store vouchers to new customers. . . or to those who haven't had Co-op insurance in the last 12 months.

    Well, um, we haven't. Or rather: we haven't had Co-op insurance since July 26 2017. But today is June 28 2018. And that's less than 12 months. Question, then:

    Has anyone here had experience of returning to the Co-op to commence a new policy which will, effectively, come into force after an intervening 12 month gap between it and the previous Co-op policy?

    Or is it the case that, if we apply now (June 28) we're actually not conforming with the Co-op's T&Cs because today is less than 12 months since we were Co-op customers? I really don't want to waste time, effort and money on a new Co-op policy, only to find out later that no, there's no 50 voucher because at the time of application, we didn't qualify. . .

    PS: As an aside, what's with all the double and triple para spacing which MSE seems nowadays to keep sticking in to posts? Is it a glitch or a fault with my Windows 7 PC? It's really getting tiresome, having to review every submission to see if there's an acreage of white space in the text when merely single paragraph breaks were originally keyed in.
Page 1
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

103Posts Today

1,831Users online

Martin's Twitter