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    • Debtnomoreplease
    • By Debtnomoreplease 25th Jun 18, 6:41 PM
    • 110Posts
    • 263Thanks
    Love the 1000 idea, so giving it a go!! (Sorry for the stolen idea)
    • #1
    • 25th Jun 18, 6:41 PM
    Love the 1000 idea, so giving it a go!! (Sorry for the stolen idea) 25th Jun 18 at 6:41 PM
    So I've seen a thread on here with the 1000 parcel idea-I love it! So I'm jumping on it. I've started a new thread for myself to keep track and help me focus and use every penny wisely.

    So I do now have (as of last month) have my first ever 1000 emergency fund!!! Eeekkkk!

    However, i need at least 6 months wages behind me for comfort to begin with.

    Today 25/6/18- I'm starting my first 1000 parcel, which I link to my bank savers, which I've just transferred 5.98-it's a start ha ha. Only 994.02 to go ;-)

    I'm going to keep my overtime seperate and throw it into this parcel, as I've been relying on it to pay my debt off-I'm now debt free!

    I'm aware overtime isn't always available, so I need to keep that in mind. I also have a second job and I will stop using that money as 'my wage' and throw that at the parcel. I get paid tomorrow from 2nd job, so whatever I get paid will be applied into the parcel.

    I give myself weekly 'spends' so if I have any money left each week, I will put into the parcel
Page 1
    • Debtnomoreplease
    • By Debtnomoreplease 7th Jul 18, 6:43 PM
    • 110 Posts
    • 263 Thanks
    • #2
    • 7th Jul 18, 6:43 PM
    • #2
    • 7th Jul 18, 6:43 PM
    7/7/18. Added some more to my first 1000 parcel. Now stands at 333.34...only 666.76 to go! :-)

    I still have my emergency fund in a seperate account which I intent to keep adding to each month to build.

    I'm aiming for my first 1000 parcel (not thinking as the emergency fund as a parcel) to be completed by Septmeber at the latest. I've got an expensive month in Aug with car insurance, car needs a lot of work doing so got a seperate account for that and I'd rather over estimate the Bills than under, but it will be my first time paying my years insurance without having debt!!! That makes me happy!!
    • pidge04
    • By pidge04 8th Jul 18, 11:23 PM
    • 192 Posts
    • 256 Thanks
    • #3
    • 8th Jul 18, 11:23 PM
    • #3
    • 8th Jul 18, 11:23 PM
    Wow! That sounds fantastic!

    You are an inspiration!

    I need to remember this for when I am debt free.

    Will look forward to hearing how those pounds add up.
    CC1 2400/954 CC2 3000/2389 CC3 600/523 LOAN 13,000/5462
    • beanielou
    • By beanielou 10th Jul 18, 5:23 PM
    • 55,455 Posts
    • 222,460 Thanks
    • #4
    • 10th Jul 18, 5:23 PM
    • #4
    • 10th Jul 18, 5:23 PM
    Enjoy creating your parcels!
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Shelbi
    • By Shelbi 10th Jul 18, 7:34 PM
    • 729 Posts
    • 1,740 Thanks
    • #5
    • 10th Jul 18, 7:34 PM
    • #5
    • 10th Jul 18, 7:34 PM
    Hi Debtnomore,

    Absolutely love this idea, mind if I borrow it too....well done on making so much progress with your parcels and becoming debt of luck!

    Shelbi xX
    Save for xmas-34/365
    Emergency Fund- 3,000/3,000 (revised amount)
    House Deposit- 1,020.52/25,000.
    Jul'18- NSD- 5/20- Bring Lunch to work 6/20
    make-5pd in Jul- 20.52/155 Parcel 1/25
    • Debtnomoreplease
    • By Debtnomoreplease 10th Jul 18, 9:44 PM
    • 110 Posts
    • 263 Thanks
    • #6
    • 10th Jul 18, 9:44 PM
    • #6
    • 10th Jul 18, 9:44 PM
    Thank you Pidge 04. I'm loving see my parcel grow and trying to find extra pennies/pounds to throw at it-it's made me do an extra shift this weekend! Ha ha.

    Thanks beanielou-hoping for at least two parcels before Xmas!

    Hi Shelbi, of course-to be fair it wasn't my idea (saw it on here somewhere, but can't remember where) but it's so satisfying seeing it grow in a seperate account. And something nice about building a 1000 parcel as appose to an emergency fund. Ha ha.
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