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  • FIRST POST
    • Unreal1ty
    • By Unreal1ty 17th May 18, 7:19 PM
    • 9Posts
    • 1Thanks
    Unreal1ty
    CCJ Removal
    • #1
    • 17th May 18, 7:19 PM
    CCJ Removal 17th May 18 at 7:19 PM
    Hi all,
    I recently had a CCJ put on my file, I paid it off today.
    I know itís possible to get it removed if you pay within 30 days. Unfortunately itís been 40 days since I got it, so Iím 10 days late. Is it possible to still get it removed? Or am I going to be stuck with this on my file for the next 6 years?

    Thanks for any advice
Page 1
    • zx81
    • By zx81 17th May 18, 7:24 PM
    • 19,395 Posts
    • 20,724 Thanks
    zx81
    • #2
    • 17th May 18, 7:24 PM
    • #2
    • 17th May 18, 7:24 PM
    It'll be there for 6 years.

    But it looks much better settled than not.
    • nic_c
    • By nic_c 17th May 18, 7:29 PM
    • 1,845 Posts
    • 962 Thanks
    nic_c
    • #3
    • 17th May 18, 7:29 PM
    • #3
    • 17th May 18, 7:29 PM
    It's the courts who state they remove if paid in the first 30 days, so on their for 6 years whether 10 days late or even 1
    • GM1880
    • By GM1880 17th May 18, 11:06 PM
    • 162 Posts
    • 59 Thanks
    GM1880
    • #4
    • 17th May 18, 11:06 PM
    • #4
    • 17th May 18, 11:06 PM
    Why were you late paying it? What was it for?
    • nic_c
    • By nic_c 19th May 18, 9:06 AM
    • 1,845 Posts
    • 962 Thanks
    nic_c
    • #5
    • 19th May 18, 9:06 AM
    • #5
    • 19th May 18, 9:06 AM
    Well the OP hasn't come back, but there is no indication of what the CCJ is for. It could be for finance that they went into default and carried on ignoring until the CCJ, it could also be a parking fine sent to an old address and only realised when they saw the CCJ appear on their credit file.
    • Unreal1ty
    • By Unreal1ty 21st May 18, 12:21 AM
    • 9 Posts
    • 1 Thanks
    Unreal1ty
    • #6
    • 21st May 18, 12:21 AM
    • #6
    • 21st May 18, 12:21 AM
    It was over an old phone contract with orange. Basically I was stubborn about paying it as I actually got the contract out for a family member who let me down.
    • zx81
    • By zx81 21st May 18, 7:22 AM
    • 19,395 Posts
    • 20,724 Thanks
    zx81
    • #7
    • 21st May 18, 7:22 AM
    • #7
    • 21st May 18, 7:22 AM
    Oh well. At least you'll know for next time.
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