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  • FIRST POST
    • Joe Horner
    • By Joe Horner 17th May 18, 12:27 PM
    • 4,354Posts
    • 3,823Thanks
    Joe Horner
    First time for everything - sensible renewal quote!
    • #1
    • 17th May 18, 12:27 PM
    First time for everything - sensible renewal quote! 17th May 18 at 12:27 PM
    Just had my renewal quote come through from Tesco and, not only has it actually gone down (by 86p), it still beats anything from the comparison sites, including a new quote from them. So they actually have given me their best price up front instead of playing the inertia game.

    Well done Tesco!
Page 1
    • Oakdene
    • By Oakdene 17th May 18, 12:29 PM
    • 1,933 Posts
    • 7,095 Thanks
    Oakdene
    • #2
    • 17th May 18, 12:29 PM
    • #2
    • 17th May 18, 12:29 PM
    Have you checked what the prices will be after going through cashback sites?
    Hiraeth
    • Le_Kirk
    • By Le_Kirk 17th May 18, 12:30 PM
    • 2,673 Posts
    • 1,538 Thanks
    Le_Kirk
    • #3
    • 17th May 18, 12:30 PM
    • #3
    • 17th May 18, 12:30 PM
    I thought it was just me, my Tesco renewal came through at 2.00 more than last year. I went with it ................ after checking EXACT same cover. Just goes to show it can be done.
    • n217970
    • By n217970 17th May 18, 12:37 PM
    • 327 Posts
    • 270 Thanks
    n217970
    • #4
    • 17th May 18, 12:37 PM
    • #4
    • 17th May 18, 12:37 PM
    Just had my renewal quote come through from Tesco and, not only has it actually gone down (by 86p), it still beats anything from the comparison sites, including a new quote from them. So they actually have given me their best price up front instead of playing the inertia game.

    Well done Tesco!
    Originally posted by Joe Horner
    Just to check, on the comparison sites you have put your "real" information in haven't you? I always used to make a fake person, get the quotes, then give the best one my real details but got caught out about a year ago as it seemed my renewal was cheaper so stuck with it. Later I found out that if they can't do a proper credit check on you on the comparisons sites they inflate the quotes by about 25%
    • Joe Horner
    • By Joe Horner 17th May 18, 1:04 PM
    • 4,354 Posts
    • 3,823 Thanks
    Joe Horner
    • #5
    • 17th May 18, 1:04 PM
    • #5
    • 17th May 18, 1:04 PM
    Just to check, on the comparison sites you have put your "real" information in haven't you? I always used to make a fake person, get the quotes, then give the best one my real details but got caught out about a year ago as it seemed my renewal was cheaper so stuck with it. Later I found out that if they can't do a proper credit check on you on the comparisons sites they inflate the quotes by about 25%
    Originally posted by n217970
    Yes, it was real details. Just re-ran the quotes from last year (after updating no claims) seeing as nothing else has changed.


    Haven't checked through cashback sites because, while I know it's not necessarily MSE, I just can't be bothered to faff with them. Plus, have enough people tracking my every move as it is without adding them to the mix
    • worried jim
    • By worried jim 17th May 18, 1:12 PM
    • 9,135 Posts
    • 14,073 Thanks
    worried jim
    • #6
    • 17th May 18, 1:12 PM
    • #6
    • 17th May 18, 1:12 PM
    Just to check, on the comparison sites you have put your "real" information in haven't you? I always used to make a fake person, get the quotes, then give the best one my real details but got caught out about a year ago as it seemed my renewal was cheaper so stuck with it. Later I found out that if they can't do a proper credit check on you on the comparisons sites they inflate the quotes by about 25%
    Originally posted by n217970
    I did not know this. Thanks for sharing.
    "Only two things are infinite-the universe and human stupidity, and I'm not so sure about the universe"
    Albert Einstein
    • tacpot12
    • By tacpot12 17th May 18, 3:48 PM
    • 902 Posts
    • 772 Thanks
    tacpot12
    • #7
    • 17th May 18, 3:48 PM
    • #7
    • 17th May 18, 3:48 PM
    Well done for posting one MSE about this - it is definitely news worthy that someone has had a sensible renewal quote!
    • neilmcl
    • By neilmcl 17th May 18, 3:54 PM
    • 10,953 Posts
    • 7,774 Thanks
    neilmcl
    • #8
    • 17th May 18, 3:54 PM
    • #8
    • 17th May 18, 3:54 PM
    Just to check, on the comparison sites you have put your "real" information in haven't you? I always used to make a fake person, get the quotes, then give the best one my real details but got caught out about a year ago as it seemed my renewal was cheaper so stuck with it. Later I found out that if they can't do a proper credit check on you on the comparisons sites they inflate the quotes by about 25%
    Originally posted by n217970
    They don't do "credit checks" when you run a quote, whoever told you this!
    • eschaton
    • By eschaton 17th May 18, 3:59 PM
    • 1,756 Posts
    • 1,528 Thanks
    eschaton
    • #9
    • 17th May 18, 3:59 PM
    • #9
    • 17th May 18, 3:59 PM
    Doesn't sound like Tesco.

    When my home insurance was due for renewal with them they bumped the premium up by over 30%.

    They tried to justify the increase by saying that there had maybe been a rise in break-in's locally. In other words, they were making it up as they went along.
    I've been told/warned that I must be nice to ALL moneysavers. Even the fruit cakes that make up stories.
    • n217970
    • By n217970 17th May 18, 4:21 PM
    • 327 Posts
    • 270 Thanks
    n217970
    They don't do "credit checks" when you run a quote, whoever told you this!
    Originally posted by neilmcl

    Alright if you want to be pedantic a "soft search" but the point is if they can't find you the quote is more expensive, fake me gets a quote of 100 more then real me, fake wife gets 150 more then real wife.

    https://www.moneysavingexpert.com/insurance/comparison-site-credit-score
    • Colin_Maybe
    • By Colin_Maybe 17th May 18, 5:00 PM
    • 2,092 Posts
    • 951 Thanks
    Colin_Maybe
    Doesn't sound like Tesco.
    Originally posted by eschaton
    I just had my Tesco pet insurance renewal quote and they'd bumped it by exactly 50% for both dogs. When I phoned them they refused to budge and most definitely wouldn't price match. Doing a new customer application didn't lower it and the T&C's were much worse.

    I ended up with L&G for less than I was paying Tesco's for similar cover.
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