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  • FIRST POST
    • lastbigspender
    • By lastbigspender 17th May 18, 8:48 AM
    • 52Posts
    • 1Thanks
    lastbigspender
    New Mortgage
    • #1
    • 17th May 18, 8:48 AM
    New Mortgage 17th May 18 at 8:48 AM
    Folks


    Trying to get a new mortgage and have tried few people.


    I have my house sold and old mortgage paid off. Have sale agreed on another property just trying to get best deal out there, can anyone share their experiences of obtaining a mortgage, any recommendations for people?


    Thanks
Page 1
    • steveymp
    • By steveymp 17th May 18, 12:25 PM
    • 2,678 Posts
    • 3,104 Thanks
    steveymp
    • #2
    • 17th May 18, 12:25 PM
    • #2
    • 17th May 18, 12:25 PM
    Santander, did mine all online but I am an existing customer got a very good fixed rate 7 year deal too for peace of mind.

    You could try calling at a branch or try Nationwide, progressive etc.... plenty of good rates about at present, your existing bank should offer you a loyalty bonus rate too if you try them, but always shop around
    I am trying, honest very trying according to my dear OH
    • guiriman
    • By guiriman 17th May 18, 1:55 PM
    • 419 Posts
    • 234 Thanks
    guiriman
    • #3
    • 17th May 18, 1:55 PM
    • #3
    • 17th May 18, 1:55 PM
    Depends what you want. I was in a similar position last year (mortgage paid on my old house and sale agreed). I took a deal with Danske that gave me cashback but at a higher interest rate than some other deals with a view to clearing the new mortgage once my old house completed. The cashback covered ~6 months interest so I effectively got an interest free loan for 6 months
    • Old Git
    • By Old Git 17th May 18, 9:29 PM
    • 4,323 Posts
    • 3,753 Thanks
    Old Git
    • #4
    • 17th May 18, 9:29 PM
    • #4
    • 17th May 18, 9:29 PM
    go to a broker. I got mine via london & Country.
    "Do not regret growing older, it's a privilege denied to many"
    • Zola.
    • By Zola. 19th May 18, 4:11 PM
    • 1,355 Posts
    • 586 Thanks
    Zola.
    • #5
    • 19th May 18, 4:11 PM
    • #5
    • 19th May 18, 4:11 PM
    Broker all the way. A million more options.
    • NH1878
    • By NH1878 12th Jun 18, 3:32 PM
    • 17 Posts
    • 2 Thanks
    NH1878
    • #6
    • 12th Jun 18, 3:32 PM
    • #6
    • 12th Jun 18, 3:32 PM
    A good broker is worth their weight in gold!
    • worried jim
    • By worried jim 12th Jun 18, 3:36 PM
    • 9,739 Posts
    • 14,988 Thanks
    worried jim
    • #7
    • 12th Jun 18, 3:36 PM
    • #7
    • 12th Jun 18, 3:36 PM
    Santander, did mine all online but I am an existing customer got a very good fixed rate 7 year deal too for peace of mind.
    Originally posted by steveymp
    Just fixed mine for 7 years too. Sleep like a baby!
    "Only two things are infinite-the universe and human stupidity, and I'm not so sure about the universe"
    Albert Einstein
    • qwert yuiop
    • By qwert yuiop 12th Jun 18, 6:55 PM
    • 2,579 Posts
    • 1,624 Thanks
    qwert yuiop
    • #8
    • 12th Jun 18, 6:55 PM
    • #8
    • 12th Jun 18, 6:55 PM
    Sleep like a baby!
    Originally posted by worried jim
    I know how you feel. I wake up six times a night crying my lights out as well.
    “What means that trump?” Timon of Athens by William Shakespeare
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