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    • creditcardnewbie
    • By creditcardnewbie 17th May 18, 8:22 AM
    • 145Posts
    • 21Thanks
    Barclaycard - 3,000 limit but no Balance Transfer
    • #1
    • 17th May 18, 8:22 AM
    Barclaycard - 3,000 limit but no Balance Transfer 17th May 18 at 8:22 AM
    Hello to you all,

    I currently have a Barclaycard Platinum card with a credit limit of 3,000 and a balance of 0.

    I have the card roughly 1 year and initially used it for a balance transfer which I paid within the first 3 months. I then used it for some small purchases and paid my balance in full each month.

    I have 2 balances on 2 other cards I am now paying interest on (Tesco 500 and MBNA 700) that I would like to transfer to my Barclaycard but when I telephone Customer Services they advise I cannot do this as "I have no current Balance Transfer offers". I asked could I transfer the balances using my current normal rate and they repeat the same thing - that "I have no current offers".

    My question is - should I telephone customer relations to close the account in the hope of them offering me a deal to keep me as a customer or should I wait another few months to see if a deal comes up? Just wondering if anyone has a similar experience in this?

    Many thanks for any advice you can offer,

Page 1
    • bigisi
    • By bigisi 17th May 18, 8:35 AM
    • 537 Posts
    • 970 Thanks
    • #2
    • 17th May 18, 8:35 AM
    • #2
    • 17th May 18, 8:35 AM
    Why not just apply for a balance transfer card with another provider and switch the balances to that? No point being loyal to Barclaycard, shop around for what's best. There's a fee free Santander 0% balance transfer card at the moment plus others with low fees.
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