Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Aquapanther
    • By Aquapanther 16th May 18, 10:13 PM
    • 3Posts
    • 0Thanks
    Aquapanther
    CreditExpert (Experian) vs ClearScore (Equifax) "Credit Score"
    • #1
    • 16th May 18, 10:13 PM
    CreditExpert (Experian) vs ClearScore (Equifax) "Credit Score" 16th May 18 at 10:13 PM
    Hi guys,

    I understand that these two companies score things differently, but I'm sitting with scores of 994 out of 999 for Experian and 512 (out of roughly 750 at a guess as it is not clear) for Equifax.

    Nothing has changed recently so it cannot be a timing issue.

    Any thoughts on why they would be so dramatically different?


    Cheers.
Page 1
    • zx81
    • By zx81 16th May 18, 10:15 PM
    • 16,831 Posts
    • 17,829 Thanks
    zx81
    • #2
    • 16th May 18, 10:15 PM
    • #2
    • 16th May 18, 10:15 PM
    Both are made up and meaningless. Nobody sees or cares about them and neither is remotely accurate, so just make sure you ignore them.

    Just make sure the data on all your files is correct and ensure you manage your credit responsibly.
    • Aquapanther
    • By Aquapanther 16th May 18, 10:18 PM
    • 3 Posts
    • 0 Thanks
    Aquapanther
    • #3
    • 16th May 18, 10:18 PM
    • #3
    • 16th May 18, 10:18 PM
    With regards to credit scores then, does anyone know whether they are meaningless when it comes to the US (I mean US credit score not UK)?

    I'm just beginning to build credit here so I want to keep a track of it.
    • zx81
    • By zx81 16th May 18, 10:22 PM
    • 16,831 Posts
    • 17,829 Thanks
    zx81
    • #4
    • 16th May 18, 10:22 PM
    • #4
    • 16th May 18, 10:22 PM
    US ones do have some meaning and I believe may even be seen by lenders.

    In the UK, we enjoy the randomly generated ones. They're not used as a guide to credit worthiness.
    • Aquapanther
    • By Aquapanther 16th May 18, 10:28 PM
    • 3 Posts
    • 0 Thanks
    Aquapanther
    • #5
    • 16th May 18, 10:28 PM
    • #5
    • 16th May 18, 10:28 PM
    Thanks guys.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,895Posts Today

4,459Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line? https://t.co/kwjvtd75YU

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin