I am not sure if I am in the wrong forum or not. Recently, out of the blue a court letter arrived from County Court Business Centre with a form attached for me to complete as I was ordered to submit my earnings and offer what I could pay each month to repay the 7-year-old debt, which was £285.29 but they added on court fees and now I have to repay £415.29 - So I submitted my earnings and stated very clearly I could just about manage to offer £10 per month. I have since received a letter from the court saying the claimant (Debt Managers (Services) Ltd) has objected my offer of repayment and the court has ruled against me and I am now ordered to pay £140 per month!!!
I phoned up the claimant's 'solicitors' (Restons Solicitors Limited) as they are the designated payee on behalf of the Debt company (claimant). I told them this has really distressed me and I do not earn enough to pay out £140 per month for a debt that should have been written off and this is a debt that was originally from Next but I hadn't used it in years and Next clearly sold the debt to this debt company and I'm very suspicious about it as they would not send me a copy of the court document I completed which detailed my earnings, they claim that I have £800 spare each month to use!! I told them this is incredibly false and if I had that amount of money spare each month I would have paid the debt already! They were not helpful. I used their reference for the money 'owed' on their website to log in and see if anything was available online, yes the balance is there but it also states on there "No formal agreement has been made to repay the balance owed" and the letter which details the 'judgement' does appear to be questionable itself.
Surely this debt has been written off by now as it has been over 7 years since I last made any payment towards it via Next and it is now a Debt company chasing this (after all these years).
Do I ignore this and is this scaremongering from a debt company and solicitor?
I didn't think a debt collector could take you to court?