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  • FIRST POST
    • anna_1977
    • By anna_1977 15th May 18, 1:15 PM
    • 684Posts
    • 937Thanks
    anna_1977
    Duplicate record on file help please
    • #1
    • 15th May 18, 1:15 PM
    Duplicate record on file help please 15th May 18 at 1:15 PM
    Hi

    Just checking my equifax file. I have on there a Default from Barclaycard account ending 4003 from Jan 2016. Further up is an entry from Link Financial with a default for the account ending 4003 from February 2016.

    The one from BC shows as settled but there is clearly a D in red on there and the Link one is showing as defaulted

    Am I correct in saying that I should only have one entry? If so, who do I contact Link or BC?

    Thanks for any help
    Last edited by anna_1977; 15-05-2018 at 1:18 PM.
Page 1
    • zx81
    • By zx81 15th May 18, 1:21 PM
    • 16,827 Posts
    • 17,824 Thanks
    zx81
    • #2
    • 15th May 18, 1:21 PM
    • #2
    • 15th May 18, 1:21 PM
    Link. They need to remove it.

    Or you could go via the CRAs. Remember to check all three.
    • anna_1977
    • By anna_1977 15th May 18, 1:22 PM
    • 684 Posts
    • 937 Thanks
    anna_1977
    • #3
    • 15th May 18, 1:22 PM
    • #3
    • 15th May 18, 1:22 PM
    Link. They need to remove it.

    Or you could go via the CRAs. Remember to check all three.
    Originally posted by zx81
    thanks, so even though it's them I'm paying now with my DMP?
    • zx81
    • By zx81 15th May 18, 1:46 PM
    • 16,827 Posts
    • 17,824 Thanks
    zx81
    • #4
    • 15th May 18, 1:46 PM
    • #4
    • 15th May 18, 1:46 PM
    Yes - they need to move theirs to the same date as the BC one and have the BC one removed.
    • feekerry
    • By feekerry 15th May 18, 4:23 PM
    • 75 Posts
    • 26 Thanks
    feekerry
    • #5
    • 15th May 18, 4:23 PM
    • #5
    • 15th May 18, 4:23 PM
    Sorry to jump on this thread but I too have 2 x defaults to Barclaycard and PRA who took over the debt also put 2 defaults on but they are exactly the same dates as the Barclaycard ones. Should the PRA ones be removed???

    Mine are paid off and satisfied
    • zx81
    • By zx81 15th May 18, 4:25 PM
    • 16,827 Posts
    • 17,824 Thanks
    zx81
    • #6
    • 15th May 18, 4:25 PM
    • #6
    • 15th May 18, 4:25 PM
    It doesn't overly matter, but if PRA want their name on the defaults, then the Bcard ones should be removed.
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