Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • eMundey
    • By eMundey 15th May 18, 9:46 AM
    • 11Posts
    • 2Thanks
    eMundey
    Kia Picanto vs Fiat 500
    • #1
    • 15th May 18, 9:46 AM
    Kia Picanto vs Fiat 500 15th May 18 at 9:46 AM
    Hi,
    I've booked in my second attempt of my driving test and I'm looking at cars for lease to own on a particular website that helps lower young driver's insurance.
    I'm looking at two particular cars: the Fiat 500 1.2 pop 3dr (or the 1.2 Pop Star Eco - advise?) and the Kia Picanto 1.0 2 5dr. They are similar prices to lease; I believe the kia is around 5 a month more. I'm looking for a car that would be easy to drive as a young first time driver and with the best MPG (Given this factors into amount of times I'd have to fuel up - I'm not very car savy!) and something that I could use for a long, long time (the kia comes to mind?)
    My thinking is that I actually prefer the aesthetics of the kia, the 7 year warranty is appealing, the safety ratings are very good and I've heard the MPG is good? But the fiat's size is desirable for manuvers and such, it is less to lease - not by much but it adds up, the kia's clutch is allegedly quite difficult to handle whereas the Fiat seems easier to dive and the insurance is around 200 - 300 cheaper than the kia

    Any help would be fantastic If I've made any car boo-boo's please excuse me!
Page 1
    • LandyAndy
    • By LandyAndy 15th May 18, 10:04 AM
    • 24,412 Posts
    • 51,553 Thanks
    LandyAndy
    • #2
    • 15th May 18, 10:04 AM
    • #2
    • 15th May 18, 10:04 AM
    Don't buy new.
    • eMundey
    • By eMundey 15th May 18, 10:10 AM
    • 11 Posts
    • 2 Thanks
    eMundey
    • #3
    • 15th May 18, 10:10 AM
    • #3
    • 15th May 18, 10:10 AM
    They'd be 18 plates; it's a lot cheaper to ensure a new car and it would last longer
    • bigisi
    • By bigisi 15th May 18, 10:29 AM
    • 339 Posts
    • 606 Thanks
    bigisi
    • #4
    • 15th May 18, 10:29 AM
    • #4
    • 15th May 18, 10:29 AM
    the kia's clutch is allegedly quite difficult to handle whereas the Fiat seems easier to dive[sic] and the insurance is around 200 - 300 cheaper than the kia
    Originally posted by eMundey
    Don't base any sort of decision on information like this. I take it you've read this on the internet? As a new driver you won't have any real idea of what this actually means and different people will have different opinions on which is "easier to drive". You need to test drive each one and see which you prefer.


    They'd be 18 plates; it's a lot cheaper to ensure[sic] a new car
    Originally posted by eMundey
    They're also more expensive to get repairs done when you bump it (which you almost certainly will) whereas with an older, second hand car you may not be fussed for getting minor knocks fixed.

    and it would last longer
    Originally posted by eMundey
    Really? That's certainly not a given.

    Don't buy new.
    Originally posted by LandyAndy
    Is the best advice.
    Last edited by bigisi; 15-05-2018 at 10:31 AM.
    • wgl2014
    • By wgl2014 15th May 18, 10:39 AM
    • 832 Posts
    • 528 Thanks
    wgl2014
    • #5
    • 15th May 18, 10:39 AM
    • #5
    • 15th May 18, 10:39 AM
    How much are the deals you are considering?
    Bear in mind a 2 year old Fiat 500 can be had for 6k and will still be under warranty. If you took a loan over 3 years you would pay 175ish per month and will own the car at the end with no balloon payment.
    • eMundey
    • By eMundey 15th May 18, 10:41 AM
    • 11 Posts
    • 2 Thanks
    eMundey
    • #6
    • 15th May 18, 10:41 AM
    • #6
    • 15th May 18, 10:41 AM
    [QUOTE=bigisi;74287353]Don't base any sort of decision on information like this. I take it you've read this on the internet? As a new driver you won't have any real idea of what this actually means and different people will have different opinions on which is "easier to drive". You need to test drive each one and see which you prefer.

    Good point - I'll have a go at testing both

    They're also more expensive to get repairs done when you bump it (which you almost certainly will) whereas with an older, second hand car you may not be fussed for getting minor knocks fixed.

    I didn't think about that - I like to think of myself as a very overcautious driver (as many young drivers are), however, the company I have decided to lease on (I've done my research and I feel like the company is the best option) only offers new cars.
    • RichardD1970
    • By RichardD1970 15th May 18, 10:44 AM
    • 3,014 Posts
    • 4,472 Thanks
    RichardD1970
    • #7
    • 15th May 18, 10:44 AM
    • #7
    • 15th May 18, 10:44 AM
    We bought a Picanto as a little runaround for the wife just before Christmas.

    It was the best of the bunch of City cars IMHO,and we tried them all.

    Surprised the insurance is that much more.

    Who alleges that the clutch is "more difficult" and what does that actually mean? Every car you drive the clutch will feel different but you should adjust after a few minutes.

    Size wise they are about the same so maneuverability should be comparable. I will use it to nip to the shops as it is so much easier to park then my "tank" (as the misses has take to calling my car, Grand C-Max)

    We get 40-45 mpg used predominantly for journeys of around a mile.

    Having owned a Kia a few years ago, 55 reg Rio, from new, for 7 years with absolutely no issues I wouldn't hesitate to recommend them and my next car will probably be one as well.
    • Colin_Maybe
    • By Colin_Maybe 15th May 18, 10:46 AM
    • 2,710 Posts
    • 1,337 Thanks
    Colin_Maybe
    • #8
    • 15th May 18, 10:46 AM
    • #8
    • 15th May 18, 10:46 AM
    The Kia Picanto is based on the older (1st generation) Hyundai i10 (not the superior 2nd gen one) and is a decent little car. Manoeuvrability will be very similar to the Fiat 500.

    I'd be gobsmacked given the respective prices though if the Kia is dearer. I had the original i10 from launch for 6 years and switched to the 2nd gen i10 3 or 4 years back and they're excellent cars but given a straight choice between your two choices I'd plump for the Fiat.

    That said for your first car you might want to consider the advice given earlier about not buying new.
    • eMundey
    • By eMundey 15th May 18, 11:00 AM
    • 11 Posts
    • 2 Thanks
    eMundey
    • #9
    • 15th May 18, 11:00 AM
    • #9
    • 15th May 18, 11:00 AM
    Surprised the insurance is that much more.

    Yes - I was as well. However it's all relative, the insurance for the kia is around 1,600 for myself and 200 is 12.5% of that. Say your insurance is 150 per year, 12.5% of that is just short of 19 which doesn't seem like a large variance in insurance.

    Size wise they are about the same so maneuverability should be comparable. I will use it to nip to the shops as it is so much easier to park then my "tank" (as the misses has take to calling my car, Grand C-Max)

    Great to hear!

    Having owned a Kia a few years ago, 55 reg Rio, from new, for 7 years with absolutely no issues I wouldn't hesitate to recommend them and my next car will probably be one as well.[/QUOTE]

    Did you prefer the Rio or the Picanto?
    • RichardD1970
    • By RichardD1970 15th May 18, 11:29 AM
    • 3,014 Posts
    • 4,472 Thanks
    RichardD1970
    Did you prefer the Rio or the Picanto?
    Originally posted by eMundey
    Different class of car.

    The "New" Rio was Kia's first "European standard" car and was so much cheaper than the competition (3-4 grand less than the equivalent Fiesta). The price differential is much less now.

    It was a great small family car which served us well and took us on holiday all round the country. We only changed it because we needed a 7 seater. I wouldn't really fancy a 3-4 hundred mile journey in the Picanto (not impossible, but used to something bigger and a bit more refined now ) but it is a fantastic city car.
    • vansboy
    • By vansboy 15th May 18, 8:24 PM
    • 6,183 Posts
    • 4,506 Thanks
    vansboy
    Assuming you are looking at PCP leases.
    If you lease new, the warranty and longivity is not an issues, as you will be handing it back in three years time.
    You will need to give it back in a good condition, which will cost you to have any bumps and grazes repaired to a standard the lease company accepts.
    As mentioned, see how YOU like the way each model drives, then choose.

    Buying used means...
    Kia have a good reputation for value for money and reliability.
    Fiat 500 can be bought in lots of levels of trim, depending on how the original owner chose it to be specified. It is also a more of a younger persons choice.

    Have a look in www.honestjohn.co.uk and the reviews and actual good AND bad points of these two cars, plus loads more models.

    VB
    • Robisere
    • By Robisere 15th May 18, 10:06 PM
    • 2,383 Posts
    • 3,227 Thanks
    Robisere
    All I can tell you about the Kia Picanto, is based upon my 21 yo granddaughter's experience in 2 years of driving a '55 plate car. She is a big girl with a bigger BF and they have driven it for over 30K miles with no problems. She has it serviced regularly and expects to get at least another 2 years out of it. I know nothing about the Fiat, but would certainly recommend a Kia Picanto.


    Why lease or buy new? Look for a nearly new car and see if you can get a bank loan.
    I think this job really needs
    a much bigger hammer.
    • RichardD1970
    • By RichardD1970 15th May 18, 10:14 PM
    • 3,014 Posts
    • 4,472 Thanks
    RichardD1970
    All I can tell you about the Kia Picanto, is based upon my 21 yo granddaughter's experience in 2 years of driving a '55 plate car. She is a big girl with a bigger BF and they have driven it for over 30K miles with no problems. She has it serviced regularly and expects to get at least another 2 years out of it. I know nothing about the Fiat, but would certainly recommend a Kia Picanto.


    Why lease or buy new? Look for a nearly new car and see if you can get a bank loan.
    Originally posted by Robisere
    I think t is all part of a deal that includes insurance, geared to new drivers. Something like this.
    • mr_accountant
    • By mr_accountant 15th May 18, 10:28 PM
    • 646 Posts
    • 163 Thanks
    mr_accountant
    is the kia 1.0 the 3 cylinder engine, if so i would be wary of it, i drove an i10 (new shape) with the same engine and the engine was horrid, unrefined and not very powerful round town, i presume on the motorway it would need lots of gear changing for overtaking.

    i would recommend the 1.25 kappa engine, had in my i10 (old shape) at 77bhp and it was excl lent. also have in my i20 as an 85b hp version and is actually quite rapid, lots of power for motorway overtaking (very rarely do i need to downshift to overtake). its also smooth and refined with variable valve timing to give power at lower revs, good for town journeys.

    don't know the price variation but i guess it will more expensive than the 1.0 version but well worth the extra money.
    • walwyn1978
    • By walwyn1978 15th May 18, 11:22 PM
    • 521 Posts
    • 487 Thanks
    walwyn1978
    Assuming you're buying used at around a three year mark when depreciation has begun to flatten off a bit, at three years old the Kia will still have another 4 years of warranty to go. That alone should swing it - imagine how much money you'll save in repair costs as and when something still under warranty goes wrong...
    • cubegame
    • By cubegame 16th May 18, 7:22 AM
    • 1,526 Posts
    • 785 Thanks
    cubegame
    The Fiat 500 is a shocking car. Built entirely for it's cute looks.

    I've had a few as hire cars and despite low mileage they were all a bit crap and felt like high milers. The clutch seems especially bad but it's the best manual I've found to practice your clutchless gear changes in.

    I presume most people realise how easy this is and this is how the hire cars get knackered.

    • Colin_Maybe
    • By Colin_Maybe 16th May 18, 9:36 AM
    • 2,710 Posts
    • 1,337 Thanks
    Colin_Maybe
    is the kia 1.0 the 3 cylinder engine, if so i would be wary of it, i drove an i10 (new shape) with the same engine and the engine was horrid, unrefined and not very powerful round town, i presume on the motorway it would need lots of gear changing for overtaking.

    i would recommend the 1.25 kappa engine, had in my i10 (old shape) at 77bhp and it was excl lent. also have in my i20 as an 85b hp version and is actually quite rapid, lots of power for motorway overtaking (very rarely do i need to downshift to overtake). its also smooth and refined with variable valve timing to give power at lower revs, good for town journeys.

    don't know the price variation but i guess it will more expensive than the 1.0 version but well worth the extra money.
    Originally posted by mr_accountant
    The 3 cylinder engine is actually more refined than the 4 cylinder job, not sure why you found yours "horrid" (was it a hire car?). If I did a lot of motorways I'd probably go for the 1.25L but around town the 1.0L trumps it every time. Unless it's some muppet boy racer next to me there's certainly never an issue i keeping up with traffic.

    BTW, on the motorway you wouldn't want to drop to 4th anyway as it'll be revving it's little nuts off. As with any small engined car you just need to be mindful of the traffic in front and behind, the 1.25 isn't excused from this.
    • mr_accountant
    • By mr_accountant 16th May 18, 11:22 AM
    • 646 Posts
    • 163 Thanks
    mr_accountant
    The 3 cylinder engine is actually more refined than the 4 cylinder job, not sure why you found yours "horrid" (was it a hire car?). If I did a lot of motorways I'd probably go for the 1.25L but around town the 1.0L trumps it every time. Unless it's some muppet boy racer next to me there's certainly never an issue i keeping up with traffic.

    BTW, on the motorway you wouldn't want to drop to 4th anyway as it'll be revving it's little nuts off. As with any small engined car you just need to be mindful of the traffic in front and behind, the 1.25 isn't excused from this.
    Originally posted by Colin_Maybe
    it was a courtesy car with around 5k miles on it, having driven both the 4 cylinder kappa is by far the smoother and more refined, very very quiet at idle, whereas the 3 cycling could still hear the engine and feel vibration through the wheel. the 1.25 is far better all rounder.
    • Jackmydad
    • By Jackmydad 16th May 18, 11:48 AM
    • 3,966 Posts
    • 12,980 Thanks
    Jackmydad
    Those "includes insurance" deals look like the insurance is for the first 12 months.
    You will still have to find the next year's insurance (Unless some offer insurance for the lease term?)
    I'll echo what the others have said. First car, buy secondhand with a loan if necessary.
    "Luck happens where hard work meets opportunity"
    • jase1
    • By jase1 16th May 18, 2:01 PM
    • 2,276 Posts
    • 931 Thanks
    jase1
    If you like the Fiat, the Ford Ka might be a slightly cheaper (and easier/cheaper to insure) alternative. It's fundamentally the same car, the 500's plain sister.

    I find the steering to be far too light but they're a nice enough car to drive.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,154Posts Today

8,482Users online

Martin's Twitter
  • RT @Dora_Haf: @MartinSLewis So many people on here saying they're great until you get your PROPER job. What if Your proper job Is ON zero?

  • RT @hslt88: @MartinSLewis I?m a trustee for a youth charity. We only have a limited pool of funds for flexible youth workers for holiday sc?

  • RT @Dan_i_elle_88: @MartinSLewis Loved working zero hour agency care work. Never out of work and I loved having the flexibility! Only left?

  • Follow Martin