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    • Mattaz1996
    • By Mattaz1996 15th May 18, 8:04 AM
    • 2Posts
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    Mattaz1996
    New build mortgage extension
    • #1
    • 15th May 18, 8:04 AM
    New build mortgage extension 15th May 18 at 8:04 AM
    Hi there, we was accepted for a mortgage with Skipton on a newbuild, but after 6 months we will need an extension as we are around few weeks out before completion. I wouldn't say we've had significant changes, though I have changed job and we are in overdraft due to paying for house bits. My credit has lessened though, do you think this could compromise our chances? Will we go through a credit check? I am on more money now and my partner has savings though our accounts don't look great due to buying bits for our house. We are worried we might not be accepted. Have attached a covering letter to the underwriters explaining using money to invest in my career since.

    Many thanks.
Page 1
    • amnblog
    • By amnblog 15th May 18, 8:28 AM
    • 10,469 Posts
    • 4,136 Thanks
    amnblog
    • #2
    • 15th May 18, 8:28 AM
    • #2
    • 15th May 18, 8:28 AM
    I wouldn't say we've had significant changes, though I have changed job
    Originally posted by Mattaz1996
    Sounds like a significant change to me - speak to your Broker.

    Have attached a covering letter to the underwriters explaining using money to invest in my career since.
    Originally posted by Mattaz1996
    Never send the Lender anything they have not asked for.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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