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  • FIRST POST
    • Wiljuk
    • By Wiljuk 14th May 18, 12:58 PM
    • 57Posts
    • 16Thanks
    Wiljuk
    CCJ on credit file how do I find out about it?
    • #1
    • 14th May 18, 12:58 PM
    CCJ on credit file how do I find out about it? 14th May 18 at 12:58 PM
    Checked credit score to find a CCJ on my file activated this march but has my old address down. I moved house 18months ago. I have a reference and have done a search but it does not give much information as to what it pertains too.

    I've never had a parking ticket, missed payments or anything like that. Is it worth contacting the county courts?

    So confused....
    Any info would be greatly appreciated
Page 1
    • Gary_Dexter
    • By Gary_Dexter 14th May 18, 1:01 PM
    • 2,098 Posts
    • 1,177 Thanks
    Gary_Dexter
    • #2
    • 14th May 18, 1:01 PM
    • #2
    • 14th May 18, 1:01 PM
    You can contact the courts or look at Trust Online to see more info - it will cost around 10

    https://www.trustonline.org.uk/search-yourself
    • Candyapple
    • By Candyapple 14th May 18, 1:09 PM
    • 2,943 Posts
    • 2,290 Thanks
    Candyapple
    • #3
    • 14th May 18, 1:09 PM
    • #3
    • 14th May 18, 1:09 PM
    What does it say on the other 2?
    Experian: www.moneysavingexpert.com/creditclub
    Call Credit: www.noddle.co.uk
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
    • Quentin
    • By Quentin 14th May 18, 8:01 PM
    • 37,309 Posts
    • 21,477 Thanks
    Quentin
    • #4
    • 14th May 18, 8:01 PM
    • #4
    • 14th May 18, 8:01 PM
    You can contact the courts or look at Trust Online to see more info - it will cost around 10

    https://www.trustonline.org.uk/search-yourself
    Originally posted by Gary_Dexter
    To search the register at trust online when you know the address the ccj was registered at costs 6.
    • fatbelly
    • By fatbelly 14th May 18, 10:14 PM
    • 12,700 Posts
    • 9,761 Thanks
    fatbelly
    • #5
    • 14th May 18, 10:14 PM
    • #5
    • 14th May 18, 10:14 PM
    Yes, ask the court that issued it for the particulars of claim. You can email if they don't answer the phone.
    • Wiljuk
    • By Wiljuk 15th May 18, 10:40 AM
    • 57 Posts
    • 16 Thanks
    Wiljuk
    • #6
    • 15th May 18, 10:40 AM
    • #6
    • 15th May 18, 10:40 AM
    Thanks all,

    After much digging yesterday, it is the result of overstaying in a free car park by 12 mins a year ago.

    Maidstone leisure centre, visited for kids party. Not aware of the rules about informing the centre of my car details. They issued the fine but as I'd moved months before and not updated the dvla, I did not become aware until it appeared on my credit file. Not sure if I can appeal. Anyone have any advice.

    The charge now stands at 351 with the CEL.
    • Gary_Dexter
    • By Gary_Dexter 15th May 18, 11:10 AM
    • 2,098 Posts
    • 1,177 Thanks
    Gary_Dexter
    • #7
    • 15th May 18, 11:10 AM
    • #7
    • 15th May 18, 11:10 AM
    OK so a big issue there is that you moved and didn't update the DVLA - which can also lead to fines.

    I'm not sure you'll be able to appeal based on this
    • fatbelly
    • By fatbelly 15th May 18, 12:48 PM
    • 12,700 Posts
    • 9,761 Thanks
    fatbelly
    • #8
    • 15th May 18, 12:48 PM
    • #8
    • 15th May 18, 12:48 PM
    Yes, set-aside application. Ask on the parking fines board
    • Wiljuk
    • By Wiljuk 16th May 18, 11:31 AM
    • 57 Posts
    • 16 Thanks
    Wiljuk
    • #9
    • 16th May 18, 11:31 AM
    • #9
    • 16th May 18, 11:31 AM
    Ok, sorry to post on here again, I've requested a n244 claim form from CCBC which has been emailed to me. There has been no correspondence as it's been sent to a different address, do I request a letter from the CCBC to help clarify the details. I know the claim number, who the claimant is and where the fine was given.

    The form is confusing, yes I have gone through the newbies thread and I keep coming across letters people have written. Is this attached to the n244 or added in the separate sheet section. Witness statement I have is myself but also an email from the mother of the kids party which shows the timings of the party. Yes I have gone through the newbies, there is so much I for to take in. Struggling.
    • fatbelly
    • By fatbelly 16th May 18, 1:02 PM
    • 12,700 Posts
    • 9,761 Thanks
    fatbelly
    Your thread on the parking fines board

    https://forums.moneysavingexpert.com/showthread.php?t=5843154

    is being answered by coupon mad and johnersh - both experts in this.

    You are not likely to get specialist help on the credit file board - most of us would struggle with some aspects of this but ther's loads of help over there
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