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Such a person should not be in legal services because relatives can not be forced to accept anything left them.
Let me give an example, suppose you left 1000 tons of rotting fish to a relative, woudl they be obliged to accept and have to pay disposal costs ?
Of course not.
I don't know what your flat is worth but I'd be confident, mortgage aside, it's worth more than zero after paying for repairs. So if you leave it to your relatives, they can either make the choice to
1. Pay for repairs and sell.
2. Sell without repairs (it will still be worth something) even if its at auction,
3. If by some astonishing unfortunate position the repairs cost more than it would be worth, after deducting the mortgage outstanding, and there's no money in the estate to pay for renovations and clear mortgage , then then the estate is bankrupt and they can walk away without being stuck with it (back to my rotting fish analogy) and the mortgage company is left holding the baby.
Imagine how galling it would be if you were left nothing because your (say) uncle let his unfounded worries take over and he didn't give you the option to look at the situation and manage it.
Ps why do you think your will situation is so complex it cannot be done except at great costs?
You can just write a simple will leaving everything you own to one person or shared between several. If there are things you may not own and aren't sure don't worry because those things then just don't take effect. If for example you were unsure if you owned Buckingham Palace you can still have a clause in yiur will where you leave it, and if it turns out you didn't, that clause fails, rest if willmstands, there is no harm done. Just make sure to make some of them the executors do not appoint solicitors as executors in yiur will. This removes choice from whoever you leave it to. It's worse than being left rotting fish.
Originally posted by AnotherJoe
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Hi
Thanks. To be fair to the man in co-op who I spoke to on Friday, he wasn't sure which is why he said he would get someone to ring me back tomorow.
It's the fact that the dry rot from the waterleaks which were never dried out after the concrete got soaked that worries me, as in the surveyor said timber in direct contact with wet masonry in dark unentilated voids causes dry rot, and it was wet many times for ages, affecting other flats, this is why i think its unsellable and more worrying, could devalue other flats.
Thanks for the example of rotting fish.Its useful.
As for your point 3, this is true but please may I ask a question, what if the mortgage is paid off by the time I die, who is left holding the baby?
Apparently the freeholder doesn't have to take back the flat if its in such a bad state of disrepair?
I wouldn't just ask a solicitor to tell no one to inherit the flat, I would need somehow to establish if it is saleable first by tellingn someone (dunno who) all the problems I fear, and finding if it is saleable.
I think my situation is so complex, that it cannot be done at great costs cos all the old owners alterations caused major long term leaks into flat below, fast and slow ones. I had a washing machine leak which leaked for a week, shower used to flood downstairs bathroom and ceiling never opened up and allowed to dry with industrial driers, so with this funny smell, dry rot could have set in, plus i got firm (later found out to be cowboys) to repair my velux window the old owner put in which leaked for umpteen years downstairs, risking more dry rot. Bottoom line, theres been so many leaks, and the concrete has been soaked so many times, wettting timber ceilings below that dry rot has probably eaten away at the timbers, and independent surveyors says dry rot goes undetectable for decades.
Dry rot is a deal breaker, and I think this flat and void below could be riddled with it cos of all the leaks.
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Sorry to sound dim but please could you clarify this
Just make sure to make some of them the executors do not appoint solicitors as executors in yiur will. This removes choice from whoever you leave it to. It's worse than being left rotting fish.
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as i don't understand it.
In worse case scenario would i put in my will that i dont want executors to appoint solicitors as executors to avoid leaving liability costly legacy to surviving relatives?
PS I don't know if I can make a simple will as the case is so complex with all the alterations.
Another question, sorry, co-op said they could send someone round regarding making a will, will this person who visits try to give me high pressure sales tactics?