Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • r2015
    • By r2015 12th May 18, 11:50 AM
    • 1,083Posts
    • 303Thanks
    r2015
    Halifax Shares
    • #1
    • 12th May 18, 11:50 AM
    Halifax Shares 12th May 18 at 11:50 AM
    I have nearly 400 Halifax shares that as you know are worth about 270.

    Considering my age is 72 is it worth my while holding on to them or should I cash them in and buy myself an extra coffee on my upcoming cruise?
    over 72 but not over the hill.
Page 1
    • Zorillo
    • By Zorillo 12th May 18, 12:24 PM
    • 356 Posts
    • 215 Thanks
    Zorillo
    • #2
    • 12th May 18, 12:24 PM
    • #2
    • 12th May 18, 12:24 PM
    If you think you'd enjoy the coffee, sell them and buy it.
    • eskbanker
    • By eskbanker 12th May 18, 12:44 PM
    • 7,983 Posts
    • 8,886 Thanks
    eskbanker
    • #3
    • 12th May 18, 12:44 PM
    • #3
    • 12th May 18, 12:44 PM
    I have nearly 400 Halifax shares that as you know are worth about 270.

    Considering my age is 72 is it worth my while holding on to them or should I cash them in and buy myself an extra coffee on my upcoming cruise?
    Originally posted by r2015
    When Halifax became HBOS and then ultimately part of Lloyds Banking Group, shareholders were given replacement shares in Lloyds in 2009 instead.

    So, if you have 400 Lloyds shares then these would indeed be worth about 270, but if you actually have 400 Halifax shares (in the form of an old certificate for example), then that would be worth significantly less, and cost more to cash in....
    • Alexland
    • By Alexland 12th May 18, 1:58 PM
    • 3,102 Posts
    • 2,438 Thanks
    Alexland
    • #4
    • 12th May 18, 1:58 PM
    • #4
    • 12th May 18, 1:58 PM
    Without understanding your full position it's hard to comment but if you generally have enough money to meet your life objectives and this is surplus why not enjoy it?
    • Joe_Bloggs
    • By Joe_Bloggs 12th May 18, 3:36 PM
    • 4,448 Posts
    • 1,564 Thanks
    Joe_Bloggs
    • #5
    • 12th May 18, 3:36 PM
    • #5
    • 12th May 18, 3:36 PM
    @r2015
    Review your travel insurance cover just in case the worst happens. Check out your mobile phone options abroad.

    Relax and have fun.
    J_B.
    • r2015
    • By r2015 12th May 18, 3:46 PM
    • 1,083 Posts
    • 303 Thanks
    r2015
    • #6
    • 12th May 18, 3:46 PM
    • #6
    • 12th May 18, 3:46 PM
    So, if you have 400 Lloyds shares then these would indeed be worth about 270, but if you actually have 400 Halifax shares (in the form of an old certificate for example), then that would be worth significantly less, and cost more to cash in....
    They are Lloyds shares, when you get to my age they are what they were when I got them.

    They are held on my behalf by Equiniti Financial Services Limited.

    What would be the most cost effective way to sell them?
    over 72 but not over the hill.
    • antrobus
    • By antrobus 12th May 18, 4:01 PM
    • 16,013 Posts
    • 22,842 Thanks
    antrobus
    • #7
    • 12th May 18, 4:01 PM
    • #7
    • 12th May 18, 4:01 PM
    They are Lloyds shares, when you get to my age they are what they were when I got them.

    They are held on my behalf by Equiniti Financial Services Limited.

    What would be the most cost effective way to sell them?
    Originally posted by r2015
    Equiniti will sell them for you.

    From 2 January 2018, if you hold 350 worth of shares or less, and wish to sell all of your holding, you can use the Online Trading service detailed below and only be charged a flat commission of 10 by using promo code LBGSH.

    https://www.shareview.co.uk/4/Info/Portfolio/Default/en/Home/Products/Pages/LloydsBankingGroupShareholderAccount.aspx
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,657Posts Today

8,180Users online

Martin's Twitter
  • RT @Dora_Haf: @MartinSLewis So many people on here saying they're great until you get your PROPER job. What if Your proper job Is ON zero?

  • RT @hslt88: @MartinSLewis I?m a trustee for a youth charity. We only have a limited pool of funds for flexible youth workers for holiday sc?

  • RT @Dan_i_elle_88: @MartinSLewis Loved working zero hour agency care work. Never out of work and I loved having the flexibility! Only left?

  • Follow Martin