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  • FIRST POST
    • tekton23
    • By tekton23 12th May 18, 7:46 AM
    • 86Posts
    • 14Thanks
    tekton23
    Monzo or other app as joint account?
    • #1
    • 12th May 18, 7:46 AM
    Monzo or other app as joint account? 12th May 18 at 7:46 AM
    Hi,

    Can Monzo be used as a joinet account? If not, then is there another app based bank that can?

    It would be ideal for me an my wife to use for budgeting and monthly spending,

    Thanks,

    T23
Page 1
    • ozaz
    • By ozaz 12th May 18, 6:54 PM
    • 177 Posts
    • 58 Thanks
    ozaz
    • #2
    • 12th May 18, 6:54 PM
    • #2
    • 12th May 18, 6:54 PM
    Monzo don't offer joint accounts.

    I'm not sure about other app-based banks
    • maxximus75
    • By maxximus75 13th May 18, 12:22 AM
    • 136 Posts
    • 43 Thanks
    maxximus75
    • #3
    • 13th May 18, 12:22 AM
    • #3
    • 13th May 18, 12:22 AM
    I don't believe any of the app based accounts provide a joint account option at present.
    • eDicky
    • By eDicky 14th May 18, 2:26 AM
    • 3,799 Posts
    • 1,971 Thanks
    eDicky
    • #4
    • 14th May 18, 2:26 AM
    • #4
    • 14th May 18, 2:26 AM
    It may well not be practical for app based banks to offer joint accounts, with the complication of two phones, two phone numbers and two separately installed apps for the same account.

    However they all offer instant transfer of funds between their account holders.
    • ozaz
    • By ozaz 14th May 18, 11:19 AM
    • 177 Posts
    • 58 Thanks
    ozaz
    • #5
    • 14th May 18, 11:19 AM
    • #5
    • 14th May 18, 11:19 AM
    It may well not be practical for app based banks to offer joint accounts, with the complication of two phones, two phone numbers and two separately installed apps for the same account.
    Originally posted by eDicky
    It does seem to be something that are at least considering, according to their FAQs

    Monzo...
    Unfortunately we don't currently offer joint accounts however we'd love to in the future. You can always get your partner to download the app and get their own account as a temporary measure.
    Starling...
    For future developments on joint accounts keep your eyes peeled.
    • ss53
    • By ss53 14th May 18, 3:00 PM
    • 77 Posts
    • 64 Thanks
    ss53
    • #6
    • 14th May 18, 3:00 PM
    Monzo
    • #6
    • 14th May 18, 3:00 PM
    I use Monzo to a very limited extent and am pretty happy with it. Once either Monzo or Starling have joint accounts, I will start using to a greater extent.
    • ozaz
    • By ozaz 22nd May 18, 11:02 PM
    • 177 Posts
    • 58 Thanks
    ozaz
    • #7
    • 22nd May 18, 11:02 PM
    • #7
    • 22nd May 18, 11:02 PM
    Monzo has now stated its intention to have joint accounts available within the next 2 months
    https://monzo.com/blog/2018/05/22/making-monzo-better/
    • mrchrisbrogan
    • By mrchrisbrogan 27th May 18, 2:28 PM
    • 80 Posts
    • 13 Thanks
    mrchrisbrogan
    • #8
    • 27th May 18, 2:28 PM
    • #8
    • 27th May 18, 2:28 PM
    Me and my partner use my starling account as a joint account. Both have it on Apple Pay. He has the card and I have the card set up on my curve. Works well.
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