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  • FIRST POST
    • Shakin Steve
    • By Shakin Steve 9th May 18, 10:16 PM
    • 1,474Posts
    • 1,222Thanks
    Shakin Steve
    Made a boo boo
    • #1
    • 9th May 18, 10:16 PM
    Made a boo boo 9th May 18 at 10:16 PM
    Today I decided to clear the balance on my Tesco credit card. I owed around 2100, so I paid 1000 by debit card and then changed the direct debit to take the full balance. Statement was produced on the 4th of this month and the dd is due to go out on the 26th.
    Now the bit I think I've messed up. Will the last statement balance of 2100 be taken on 26th, putting me 1000 in credit, or will they only take 1100 because I made the payment?

    While I'm here I might as well ask: Will they get the hump if I go 1000 into credit?
    I came into this world with nothing and I've got most of it left.
Page 1
    • venison
    • By venison 9th May 18, 11:06 PM
    • 2,199 Posts
    • 2,378 Thanks
    venison
    • #2
    • 9th May 18, 11:06 PM
    • #2
    • 9th May 18, 11:06 PM
    They won't get the hump but they will/should refund the 1000
    Not too late to tele them and sort it out.
    Former Board Guide
    • Shakin Steve
    • By Shakin Steve 10th May 18, 6:13 AM
    • 1,474 Posts
    • 1,222 Thanks
    Shakin Steve
    • #3
    • 10th May 18, 6:13 AM
    • #3
    • 10th May 18, 6:13 AM
    They won't get the hump but they will/should refund the 1000
    Not too late to tele them and sort it out.
    Originally posted by venison
    Cancelled the dd this morning, will pay the balance by debit card.
    I came into this world with nothing and I've got most of it left.
    • Edi81
    • By Edi81 10th May 18, 6:47 AM
    • 498 Posts
    • 427 Thanks
    Edi81
    • #4
    • 10th May 18, 6:47 AM
    • #4
    • 10th May 18, 6:47 AM
    Sometimes the direct debit doesn!!!8217;t change until the next statement date.
    • agrinnall
    • By agrinnall 10th May 18, 8:06 AM
    • 20,446 Posts
    • 16,233 Thanks
    agrinnall
    • #5
    • 10th May 18, 8:06 AM
    • #5
    • 10th May 18, 8:06 AM
    I think you've worried about nothing, I very much doubt if the DD has been generated 16 days before the date it's due to be taken, and if you had left it in place it would have asked for the full balance at the time it is generated, which would have been the 1100.
    • Shakin Steve
    • By Shakin Steve 10th May 18, 11:10 AM
    • 1,474 Posts
    • 1,222 Thanks
    Shakin Steve
    • #6
    • 10th May 18, 11:10 AM
    • #6
    • 10th May 18, 11:10 AM
    Thanks for the comments. All paid off now.
    I came into this world with nothing and I've got most of it left.
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