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  • FIRST POST
    • coffee1776
    • By coffee1776 8th May 18, 12:17 PM
    • 1Posts
    • 0Thanks
    coffee1776
    American Express Gold Charge vs Credit
    • #1
    • 8th May 18, 12:17 PM
    American Express Gold Charge vs Credit 8th May 18 at 12:17 PM
    Now that Amex have stopped issuing the Gold charge card in favour of the credit card, does anyone know if they will switch existing charge card holders over to the credit card when the card expires?
Page 1
    • Gary_Dexter
    • By Gary_Dexter 8th May 18, 12:48 PM
    • 2,563 Posts
    • 1,445 Thanks
    Gary_Dexter
    • #2
    • 8th May 18, 12:48 PM
    • #2
    • 8th May 18, 12:48 PM
    No one will know but Amex,,, maybe ask them?
    • Pablo2010
    • By Pablo2010 8th May 18, 2:55 PM
    • 17 Posts
    • 8 Thanks
    Pablo2010
    • #3
    • 8th May 18, 2:55 PM
    • #3
    • 8th May 18, 2:55 PM
    It's not possible to switch over to credit card version for now.
    • Ben8282
    • By Ben8282 8th May 18, 5:45 PM
    • 2,457 Posts
    • 1,129 Thanks
    Ben8282
    • #4
    • 8th May 18, 5:45 PM
    • #4
    • 8th May 18, 5:45 PM
    I would imagine no. The chargecards and credit cards are different types of product and also Amex would not want to loose the high fees associated with the chargecards.
    • zerog
    • By zerog 8th May 18, 6:47 PM
    • 2,388 Posts
    • 836 Thanks
    zerog
    • #5
    • 8th May 18, 6:47 PM
    • #5
    • 8th May 18, 6:47 PM
    I would imagine no. The chargecards and credit cards are different types of product and also Amex would not want to loose the high fees associated with the chargecards.
    Originally posted by Ben8282
    AFAIK, the fees on both cards are similar or the same. Amex-issued Amex cards aren't affected by the EU interchange fee cap.

    Cardholders will not be switched because the credit agreements with Amex for each card differ. The only thing Amex could do is to close down all charge cards with sufficient notice, and invite them to apply for the credit card. But, there is no need for them to do so.
    • Jasonh2015
    • By Jasonh2015 8th May 18, 7:33 PM
    • 35 Posts
    • 9 Thanks
    Jasonh2015
    • #6
    • 8th May 18, 7:33 PM
    • #6
    • 8th May 18, 7:33 PM
    The Gold Charge Card is still showing on their website, and i can't find any news saying it's being discontinued, where did you see this? In the US they've stopped issuing a version of the Gold Charge Card.
    Last edited by Jasonh2015; 08-05-2018 at 7:35 PM.
    • Candystore
    • By Candystore 8th May 18, 7:35 PM
    • 305 Posts
    • 221 Thanks
    Candystore
    • #7
    • 8th May 18, 7:35 PM
    • #7
    • 8th May 18, 7:35 PM
    The Gold Charge Card is still showing on their website, and i can't find any news saying it's being discontinued, where did you see this?
    Originally posted by Jasonh2015
    https://www.headforpoints.com/2018/04/26/amex-gold-charge-card-pulled-replaced-credit-card/
    • Jasonh2015
    • By Jasonh2015 8th May 18, 7:50 PM
    • 35 Posts
    • 9 Thanks
    Jasonh2015
    • #8
    • 8th May 18, 7:50 PM
    • #8
    • 8th May 18, 7:50 PM
    Thanks! I got it again last month, and it's still the Charge Card version. I prefer the charge card over credit, it helps keep spending in check
    • Ben8282
    • By Ben8282 8th May 18, 9:56 PM
    • 2,457 Posts
    • 1,129 Thanks
    Ben8282
    • #9
    • 8th May 18, 9:56 PM
    • #9
    • 8th May 18, 9:56 PM
    AFAIK, the fees on both cards are similar or the same. Amex-issued Amex cards aren't affected by the EU interchange fee cap.

    Cardholders will not be switched because the credit agreements with Amex for each card differ. The only thing Amex could do is to close down all charge cards with sufficient notice, and invite them to apply for the credit card. But, there is no need for them to do so.
    Originally posted by zerog

    To clarify I was referring to the annual fee charged to cardholders not interchange fees.
    Last edited by Ben8282; 08-05-2018 at 9:59 PM.
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