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  • FIRST POST
    • allydowd
    • By allydowd 6th May 18, 11:28 PM
    • 4,274Posts
    • 27,504Thanks
    allydowd
    What small DFW things will you do this week - w/c 7th May?
    • #1
    • 6th May 18, 11:28 PM
    What small DFW things will you do this week - w/c 7th May? 6th May 18 at 11:28 PM
    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

    But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

    Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

    So be proud of those small steps, they really are important
    Debt-free day: 8th May 2015
    The Joy Account: 30

    Bold 100 Miles Bicycle Bonanza: 147.35km/160.93km
    Run 25 Miles for Sanity: 40.57km/40.23km Challenge complete

    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
Page 4
    • carrielovesfanta
    • By carrielovesfanta 13th May 18, 3:20 PM
    • 1,705 Posts
    • 13,115 Thanks
    carrielovesfanta
    Afternoon folks!

    Dawn - good luck for tomorrow

    Had a non-genius moment last night by poisoning myself with my own dinner. Had friends over and had cooked a pasta-free veggie lasagne. I used courgettes for the "pasta". Unfortunately, I am allergic/intolerant to raw/lightly cooked courgette and it obviously wasn't incinerated enough. Cue me feeling very unhappy until 2-3am

    Told my boss I wasn't coming in but had slept enough and perked up enough by 11am to make it. Good job as there's loads to do.

    Today's mission:
    • B/L/D from stores. OH to use up left over lasagne gubbins - done
    • Ask OH to sort travel insurance - done
    • Water garden - done
    • Watered hanging basket with dehumidifier water - done
    • Washing out on line to dry - done
    • Carry on with commission sock - done
    • Reconcile budget sheet - done
    • No alcohol. Tummy def too tender! - done
    • Put washing away
    • Print out holiday related things, boarding passes etc - done
    Have a good one all

    clf x
    Last edited by carrielovesfanta; 14-05-2018 at 8:31 AM.
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: 10,490.31

    SAVINGS: 9433.44
    • foxgloves
    • By foxgloves 13th May 18, 5:12 PM
    • 4,276 Posts
    • 22,529 Thanks
    foxgloves
    Hi Frugal Friends,
    I don't feel I've contributed much this week & as meetings seem to have taken up a lot of my time, I'm also behind with budget tracking, household admin & everyday stuff. I have just written a challenging job list for tomorrow & intend to get off to an early start to get back in control.
    I've still been reading & wish you all a good productive week ahead.
    Good luck tomorrow, Dawn, as I think it may finally be your op? Hope it goes well.
    I'm just going to enter a competition, then I'm going to slump on the sofa with the 'Observer' (free copy) & look forward to roast chicken & to catching up with the last 2 episodes of 'Salamander' tonight.
    Normal DFW service will resume tomorrow, promise x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 470-01
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 338
    • DawnW
    • By DawnW 13th May 18, 6:34 PM
    • 5,213 Posts
    • 41,252 Thanks
    DawnW
    Evening all
    Thanks for the good wishes - just hoping it doesn't get cancelled at the last minute I am not due to go in till 12.00 tomorrow, and should hopefully be allowed home the same day / evening at some point,and then am supposed to take it easy for 2 weeks or so... hmm, we will see! No doubt I will be bossing OH about re urgent gardening tasks at this time of the year! Managed to keep the lergy at bay in preparation, anyway

    Not a great deal done today after my housework marathon yesterday and the day before. Went to a car boot this morning (2 in fact, as there is another one on the way home from the first one OH wanted to go to). Only bought a few bits to sell on, plus some foodie bits as there is a market attached to the first one, so there was cheap veg, fruit, cheese and bacon on offer Stopped off at Lidl and did the rest of the shopping on the way back. Didn't need much but OH wanted a bumper pack of beer, so more was spent than I had intended
    Did 2 loads of washing, one already dry, the other nearly so
    Watered pots in front garden
    Cooked dinner early as we didn't really have lunch, and my brother came over. Roasted lots of sorry veg from the fridge with a small bargainous gammon joint from the local butcher - from a local artisan producer / outdoor pig farm too, but sometimes the butcher gets hold of some small oddly shaped joints, which he sells off 2 for 5 or so. They aren't that small, as it fed 3 and there is enough for OH and I to have cold another day too
    Made a batch of oaty crumble mix (a bit like a flapjack topping) for the freezer. Used a few tablespoons to top off some apple and raspberry from the freezer for pudding

    Still to do:
    Sort / fold dry washing and do a bit of ironing
    Pay milk bill online and check banks while I am at it
    Update spreadsheet with anything that has gone out of the bank plus today's grocery spends (stuff for selling on already accounted for in business records)
    Water any seedlings that need it

    Better get on with some of that!

    • allydowd
    • By allydowd 13th May 18, 8:06 PM
    • 4,274 Posts
    • 27,504 Thanks
    allydowd
    Good luck Dawn.
    Debt-free day: 8th May 2015
    The Joy Account: 30

    Bold 100 Miles Bicycle Bonanza: 147.35km/160.93km
    Run 25 Miles for Sanity: 40.57km/40.23km Challenge complete

    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
    • E11ie
    • By E11ie 13th May 18, 8:51 PM
    • 46 Posts
    • 281 Thanks
    E11ie
    Hi everyone

    Today I worked an overtime shift to go towards the debt repayments, it was also a NSD.
    Yesterday I finally got my broadband working and got a free month and 20 bill credit for the ongoing hassle - fingers crossed it continues to work.

    My eBay sales all finished this evening so that's contributed to the de-cluttering another 139!!! heading towards the debt. Managed to resist another coffee at work too (only because the shop wasn't open at 7am!) so 2.50 into my savings pot.

    Here's to cracking on with another week :-)
    Total debts 6471.03 / 5988 all currently on 0% interest
    Make 2018 in 2018 = 930
    Focus on 1% challenge = 60.50
    NSD September = 2 (so far)
    • crazy_cat_lady
    • By crazy_cat_lady 13th May 18, 9:48 PM
    • 3,888 Posts
    • 33,311 Thanks
    crazy_cat_lady
    Good luck tomorrow Dawn - I have everything crossed that it's done and dusted by tomorrow night...

    Bagged my no spend day, and I earned a bit of cash from tutoring, and I got fed for free at my mam's house. All good. Now I just need an early night so I can try and sleep this headache off.
    Sunshine September #12 NSD 11 1 debt vs 100 days 262.01/1685
    DFD #1: 6 Nov 15 - paid 28,447
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