Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • allydowd
    • By allydowd 6th May 18, 11:28 PM
    • 4,516Posts
    • 29,494Thanks
    What small DFW things will you do this week - w/c 7th May?
    • #1
    • 6th May 18, 11:28 PM
    What small DFW things will you do this week - w/c 7th May? 6th May 18 at 11:28 PM
    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

    But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

    Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

    So be proud of those small steps, they really are important
    Debt-free day: 8th May 2015
    The Joy Account: 650

    Travel 500 Miles Free Challenge: 70.28/500
    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
Page 4
    • carrielovesfanta
    • By carrielovesfanta 13th May 18, 3:20 PM
    • 2,001 Posts
    • 15,841 Thanks
    Afternoon folks!

    Dawn - good luck for tomorrow

    Had a non-genius moment last night by poisoning myself with my own dinner. Had friends over and had cooked a pasta-free veggie lasagne. I used courgettes for the "pasta". Unfortunately, I am allergic/intolerant to raw/lightly cooked courgette and it obviously wasn't incinerated enough. Cue me feeling very unhappy until 2-3am

    Told my boss I wasn't coming in but had slept enough and perked up enough by 11am to make it. Good job as there's loads to do.

    Today's mission:
    • B/L/D from stores. OH to use up left over lasagne gubbins - done
    • Ask OH to sort travel insurance - done
    • Water garden - done
    • Watered hanging basket with dehumidifier water - done
    • Washing out on line to dry - done
    • Carry on with commission sock - done
    • Reconcile budget sheet - done
    • No alcohol. Tummy def too tender! - done
    • Put washing away
    • Print out holiday related things, boarding passes etc - done
    Have a good one all

    clf x
    Last edited by carrielovesfanta; 14-05-2018 at 8:31 AM.
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: 10,490.31

    SAVINGS: 8000
    Car final lump sum: 0/6113
    • foxgloves
    • By foxgloves 13th May 18, 5:12 PM
    • 4,650 Posts
    • 25,613 Thanks
    Hi Frugal Friends,
    I don't feel I've contributed much this week & as meetings seem to have taken up a lot of my time, I'm also behind with budget tracking, household admin & everyday stuff. I have just written a challenging job list for tomorrow & intend to get off to an early start to get back in control.
    I've still been reading & wish you all a good productive week ahead.
    Good luck tomorrow, Dawn, as I think it may finally be your op? Hope it goes well.
    I'm just going to enter a competition, then I'm going to slump on the sofa with the 'Observer' (free copy) & look forward to roast chicken & to catching up with the last 2 episodes of 'Salamander' tonight.
    Normal DFW service will resume tomorrow, promise x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 418 2019 = 45
    • DawnW
    • By DawnW 13th May 18, 6:34 PM
    • 5,484 Posts
    • 43,613 Thanks
    Evening all
    Thanks for the good wishes - just hoping it doesn't get cancelled at the last minute I am not due to go in till 12.00 tomorrow, and should hopefully be allowed home the same day / evening at some point,and then am supposed to take it easy for 2 weeks or so... hmm, we will see! No doubt I will be bossing OH about re urgent gardening tasks at this time of the year! Managed to keep the lergy at bay in preparation, anyway

    Not a great deal done today after my housework marathon yesterday and the day before. Went to a car boot this morning (2 in fact, as there is another one on the way home from the first one OH wanted to go to). Only bought a few bits to sell on, plus some foodie bits as there is a market attached to the first one, so there was cheap veg, fruit, cheese and bacon on offer Stopped off at Lidl and did the rest of the shopping on the way back. Didn't need much but OH wanted a bumper pack of beer, so more was spent than I had intended
    Did 2 loads of washing, one already dry, the other nearly so
    Watered pots in front garden
    Cooked dinner early as we didn't really have lunch, and my brother came over. Roasted lots of sorry veg from the fridge with a small bargainous gammon joint from the local butcher - from a local artisan producer / outdoor pig farm too, but sometimes the butcher gets hold of some small oddly shaped joints, which he sells off 2 for 5 or so. They aren't that small, as it fed 3 and there is enough for OH and I to have cold another day too
    Made a batch of oaty crumble mix (a bit like a flapjack topping) for the freezer. Used a few tablespoons to top off some apple and raspberry from the freezer for pudding

    Still to do:
    Sort / fold dry washing and do a bit of ironing
    Pay milk bill online and check banks while I am at it
    Update spreadsheet with anything that has gone out of the bank plus today's grocery spends (stuff for selling on already accounted for in business records)
    Water any seedlings that need it

    Better get on with some of that!

    • allydowd
    • By allydowd 13th May 18, 8:06 PM
    • 4,516 Posts
    • 29,494 Thanks
    Good luck Dawn.
    Debt-free day: 8th May 2015
    The Joy Account: 650

    Travel 500 Miles Free Challenge: 70.28/500
    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
    • E11ie
    • By E11ie 13th May 18, 8:51 PM
    • 47 Posts
    • 292 Thanks
    Hi everyone

    Today I worked an overtime shift to go towards the debt repayments, it was also a NSD.
    Yesterday I finally got my broadband working and got a free month and 20 bill credit for the ongoing hassle - fingers crossed it continues to work.

    My eBay sales all finished this evening so that's contributed to the de-cluttering another 139!!! heading towards the debt. Managed to resist another coffee at work too (only because the shop wasn't open at 7am!) so 2.50 into my savings pot.

    Here's to cracking on with another week :-)
    Total debts 6471.03 / 6261 all currently on 0% interest
    Make 2018 in 2018 = 1010
    Focus on 1% challenge = 64.50
    • crazy_cat_lady
    • By crazy_cat_lady 13th May 18, 9:48 PM
    • 4,486 Posts
    • 38,896 Thanks
    Good luck tomorrow Dawn - I have everything crossed that it's done and dusted by tomorrow night...

    Bagged my no spend day, and I earned a bit of cash from tutoring, and I got fed for free at my mam's house. All good. Now I just need an early night so I can try and sleep this headache off.
    NST February Frugality #20 nsd = 1 1 debt vs 100 days #5 50/553 Pay all your debt by Xmas '19 #56: 114.40/5750
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,601Posts Today

5,843Users online

Martin's Twitter