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  • FIRST POST
    • Al Ross
    • By Al Ross 19th Apr 18, 7:18 PM
    • 479Posts
    • 114Thanks
    Al Ross
    Halifax Switch Incentive
    • #1
    • 19th Apr 18, 7:18 PM
    Halifax Switch Incentive 19th Apr 18 at 7:18 PM
    Hi I switched out my Natwest account last weekend and I have my 75 payment already paid and in my new account before the switch is even complete.

    I cannot see any terms about how long I need to keep this new account open.

    I do feel a bit guilty of taking their money and running.
Page 1
    • ValiantSon
    • By ValiantSon 19th Apr 18, 7:46 PM
    • 2,537 Posts
    • 2,511 Thanks
    ValiantSon
    • #2
    • 19th Apr 18, 7:46 PM
    • #2
    • 19th Apr 18, 7:46 PM
    There is no minimum term for keeping the account open. You can lose it or switch it elsewhere as soon as you like, once the current switch has completed.
    • 20aday
    • By 20aday 20th Apr 18, 1:41 AM
    • 2,283 Posts
    • 955 Thanks
    20aday
    • #3
    • 20th Apr 18, 1:41 AM
    • #3
    • 20th Apr 18, 1:41 AM
    I switched to Halifax a couple of years ago, think it was 125 at the time.

    Closed the account around a month later with no issues.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
    • OceanSound
    • By OceanSound 1st May 18, 7:58 AM
    • 365 Posts
    • 57 Thanks
    OceanSound
    • #4
    • 1st May 18, 7:58 AM
    • #4
    • 1st May 18, 7:58 AM
    Any idea when the 3 monthly reward payment (incentive) is paid?

    In april, I've paid in over 750, had two different direct debits paid out, and not gone overdrawn (on my reward current account).

    I noticed Halifax account guide (Halifax version of terms and conditions?) says this:
    The Halifax Reward Current Account pays you 3 reward payment a month, to say thanks. We give you 3 each calendar month, when, in the previous calendar month, you:
    *Pay in 750 or more and;
    * Have a minimum of two different direct debit instructions paid from your account and;
    * Have not gone overdrawn on your Reward Current Account by the end of any day during the
    calendar month.
    • Yorkshire Pud
    • By Yorkshire Pud 1st May 18, 9:16 AM
    • 928 Posts
    • 619 Thanks
    Yorkshire Pud
    • #5
    • 1st May 18, 9:16 AM
    • #5
    • 1st May 18, 9:16 AM
    Any idea when the 3 monthly reward payment (incentive) is paid?

    In april, I've paid in over 750, had two different direct debits paid out, and not gone overdrawn (on my reward current account).

    I noticed Halifax account guide (Halifax version of terms and conditions?) says this:
    Originally posted by OceanSound
    Second working day of each month, so tomorrow
    • gr_96
    • By gr_96 15th May 18, 3:39 PM
    • 17 Posts
    • 6 Thanks
    gr_96
    • #6
    • 15th May 18, 3:39 PM
    • #6
    • 15th May 18, 3:39 PM
    With this, you have to switch.
    Could I open a Barclays account (for example) online now. When that's set up, switch it to Halifax, then close the Halifax account a month or so after?

    Or does the account you're switching from have to have been open for a certain duration?
    • OceanSound
    • By OceanSound 16th May 18, 4:02 AM
    • 365 Posts
    • 57 Thanks
    OceanSound
    • #7
    • 16th May 18, 4:02 AM
    • #7
    • 16th May 18, 4:02 AM
    With this, you have to switch.
    Could I open a Barclays account (for example) online now. When that's set up, switch it to Halifax, then close the Halifax account a month or so after?

    Or does the account you're switching from have to have been open for a certain duration?
    Originally posted by gr_96
    Doesn't' have to be open for certain duration. So you can switch the barclays account the day you receive the sort code and account number (soon after opening the account online).
    • Honey-Dee
    • By Honey-Dee 16th May 18, 4:10 AM
    • 40 Posts
    • 20 Thanks
    Honey-Dee
    • #8
    • 16th May 18, 4:10 AM
    • #8
    • 16th May 18, 4:10 AM
    Hi I switched out my Natwest account last weekend and I have my 75 payment already paid and in my new account before the switch is even complete
    You should now move straight to Nationwide, it's 100. Make sure someone introduces you so they also get 100. Good luck.
    • eDicky
    • By eDicky 16th May 18, 5:03 AM
    • 3,807 Posts
    • 1,982 Thanks
    eDicky
    • #9
    • 16th May 18, 5:03 AM
    • #9
    • 16th May 18, 5:03 AM
    Doesn't' have to be open for certain duration. So you can switch the barclays account the day you receive the sort code and account number (soon after opening the account online).
    Originally posted by OceanSound
    To switch your account by CASS the debit card number is usually required, so best to await its delivery.
    • OceanSound
    • By OceanSound 16th May 18, 5:58 AM
    • 365 Posts
    • 57 Thanks
    OceanSound
    To switch your account by CASS the debit card number is usually required, so best to await its delivery.
    Originally posted by eDicky
    I switched from Metro Bank to Halifax before receiving Metro bank debit card. Selected 'No' to the question 'Do you have a debit card with this account.', because I hadn't actually been supplied with a debit card at the time of application.

    • OceanSound
    • By OceanSound 16th May 18, 6:12 AM
    • 365 Posts
    • 57 Thanks
    OceanSound
    You should now move straight to Nationwide, it's 100. Make sure someone introduces you so they also get 100. Good luck.
    Originally posted by Dhoney22002
    However, don't switch away from Nationwide for at least 3 months, or both you and your friend may lose their bonus. See Nationwide introduce friend T&cs:
    If the recommended friend closes their account without good reason and within 3 months of crediting their account with the offer payment, we reserve the right to claim back the offer payment from both the recommender and the recommended friend within 6 months of the account closing.
    • gr_96
    • By gr_96 16th May 18, 12:39 PM
    • 17 Posts
    • 6 Thanks
    gr_96
    Just opened a Santander account to switch across. Got to the switching stage on Halifax, you need acc/sort/card no.

    Will have to wait...
    Thanks though guys
    • OceanSound
    • By OceanSound 16th May 18, 1:08 PM
    • 365 Posts
    • 57 Thanks
    OceanSound
    I'll let the screenshot below do the talking:



    Select 'Santander' for 'name of Bank/Building Society'. Then select 'No' for 'Do you have a debit card with this account'. You only select 'Yes' if you've ever been supplied with a debit card for that account.
    Because you've never been supplied, you select 'No'.
    Hope it helps!
    p.s: Of course you can select 'yes' and wait for the card to arrive. Up to you.
    • Psyduck1980
    • By Psyduck1980 16th May 18, 5:12 PM
    • 55 Posts
    • 7 Thanks
    Psyduck1980
    I tried to switch an old account recently and I had "misplaced" the old debit card. The advice I received from the "new" bank (Halifax, as it happens) was to contact the "old" bank to cancel the card before proceeding with the switch. It worked like a dream. Don't report the card as lost or stolen though as they will automatically re-issue a card.
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