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  • FIRST POST
    • Isolated123
    • By Isolated123 17th Apr 18, 10:29 AM
    • 1Posts
    • 0Thanks
    Isolated123
    CCJ that isnít mine..
    • #1
    • 17th Apr 18, 10:29 AM
    CCJ that isnít mine.. 17th Apr 18 at 10:29 AM
    Hello, so, Iím currently looking to move house but I didnít pass the credit check. I checked my file and noticed I had a CCJ for a catalogue that I never had. After doing some digging I found out that my Mother had got the catalogue out in my name because she wasnít approved. She Used ĎMrsí as my title and I think at the time I was in university and unmarried.

    Since this my mother has passed away and Iíve no way of sorting it out (I donít want to have to pay a debt that isnít mine),

    Is there anyway I can get this removed with out having to pay it off?

    Thanks
Page 1
    • zx81
    • By zx81 17th Apr 18, 10:34 AM
    • 18,610 Posts
    • 19,861 Thanks
    zx81
    • #2
    • 17th Apr 18, 10:34 AM
    • #2
    • 17th Apr 18, 10:34 AM
    Raise a dispute with the CRAs it appears on.

    You'll need to report it as fraud, giving your mother's details.
    • Arleen
    • By Arleen 17th Apr 18, 10:36 AM
    • 1,150 Posts
    • 863 Thanks
    Arleen
    • #3
    • 17th Apr 18, 10:36 AM
    • #3
    • 17th Apr 18, 10:36 AM
    Since your mother passed away, how did you find out that your mother opened the catalogue card? And it may be easiest to just wait for the CCJ out, how old is it now? Alternatively, you will have to report this to police and action fraud, though against a dead person this may get complicated.
    • jonesMUFCforever
    • By jonesMUFCforever 17th Apr 18, 7:19 PM
    • 25,181 Posts
    • 12,434 Thanks
    jonesMUFCforever
    • #4
    • 17th Apr 18, 7:19 PM
    • #4
    • 17th Apr 18, 7:19 PM
    Who dealt with your late mother's estate?
    They should have sorted out any debts or was the CCJ applied before her death?
    What goes around - comes around
    give lots and you will always receive lots
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