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  • FIRST POST
    • SnowWhiterThanWhite
    • By SnowWhiterThanWhite 16th Apr 18, 10:30 PM
    • 719Posts
    • 213Thanks
    SnowWhiterThanWhite
    Hit and run driver-Can police withhold info?
    • #1
    • 16th Apr 18, 10:30 PM
    Hit and run driver-Can police withhold info? 16th Apr 18 at 10:30 PM
    Hi, hoping for some advice...
    Hit on a local rat run. The driver tried to overtake on a bend , ran into side of car but drove off without stopping.
    Managed to get no. plate
    Went straight to Police station to report accident, although police confirmed car is insured, they would not give any further details.
    Gave the limited info to Insurance company and again, they were able to confirm car is insured but wouldn't divulge any further info.
    A week on, police haven't visited other driver and the insurance co. haven't yet contacted the other insurers.
    I'm concerned that the driver at fault could, by now, have had their car repaired!
    If the other driver denies all knowledge, the police only have my word as no other witnesses, what will happen?
    I am so angry that this could lose me my NCB plus XS .
    I would try and reclaim through small claims court but how can I without the other drivers details?

    Any advice gratefully received.
    "Hope for the Best
    Prepare for the worst"
Page 1
    • AndyMc.....
    • By AndyMc..... 16th Apr 18, 10:39 PM
    • 1,379 Posts
    • 935 Thanks
    AndyMc.....
    • #2
    • 16th Apr 18, 10:39 PM
    • #2
    • 16th Apr 18, 10:39 PM
    Your word against theirs and the police are unlikely to do anything.

    Use your phone, go onto the MIB site and get the other drivers insurance. Claim direct from them.

    If the fail to accept liability then you!!!8217;re stuffed.
    • Quentin
    • By Quentin 16th Apr 18, 10:39 PM
    • 35,623 Posts
    • 19,852 Thanks
    Quentin
    • #3
    • 16th Apr 18, 10:39 PM
    • #3
    • 16th Apr 18, 10:39 PM
    Assuming that you have made a claim against your own policy then your insurer will pursue the third party insurer over this.

    Your excess is an uninsured loss and you should pursue the third party insurer yourself to be reimbursed this along with any other uninsured losses you have experienced.

    If you have legal cover with your policy then you can use that to get your uninsured losses reimbursed
    • SnowWhiterThanWhite
    • By SnowWhiterThanWhite 16th Apr 18, 10:43 PM
    • 719 Posts
    • 213 Thanks
    SnowWhiterThanWhite
    • #4
    • 16th Apr 18, 10:43 PM
    • #4
    • 16th Apr 18, 10:43 PM
    Thanks, but I don't have the other drivers details? Will my own insurers have to eventually give me the details?
    "Hope for the Best
    Prepare for the worst"
    • Quentin
    • By Quentin 16th Apr 18, 10:49 PM
    • 35,623 Posts
    • 19,852 Thanks
    Quentin
    • #5
    • 16th Apr 18, 10:49 PM
    • #5
    • 16th Apr 18, 10:49 PM
    Presumably so far no one knows who was driving do they?

    Unless you have made a claim with your insurer they have no reason to find out for you

    Have you made a claim? (Your OP mentioned your concern over losing NCD and your excess)

    (You can find out the third party insurer via askmid)
    Last edited by Quentin; 17-04-2018 at 11:27 AM.
    • missile
    • By missile 17th Apr 18, 12:27 AM
    • 9,443 Posts
    • 4,698 Thanks
    missile
    • #6
    • 17th Apr 18, 12:27 AM
    • #6
    • 17th Apr 18, 12:27 AM
    If you have cause, you can ask DVLA for the registered keeper. https://www.gov.uk/request-information-from-dvla
    "A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
    Ride hard or stay home
    • SnowWhiterThanWhite
    • By SnowWhiterThanWhite 17th Apr 18, 6:56 AM
    • 719 Posts
    • 213 Thanks
    SnowWhiterThanWhite
    • #7
    • 17th Apr 18, 6:56 AM
    • #7
    • 17th Apr 18, 6:56 AM
    Insurance claim made. Just a waiting game now I guess and hope that the 3rd party does admit responsibility.
    "Hope for the Best
    Prepare for the worst"
    • Head The Ball
    • By Head The Ball 17th Apr 18, 12:52 PM
    • 3,244 Posts
    • 8,536 Thanks
    Head The Ball
    • #8
    • 17th Apr 18, 12:52 PM
    • #8
    • 17th Apr 18, 12:52 PM
    Insurance claim made. Just a waiting game now I guess and hope that the 3rd party does admit responsibility.
    Originally posted by SnowWhiterThanWhite
    As you have probably already realised, a hit and run driver is unlikely to be honest afterwards.

    Be prepared for a long wait. In my experience claims take many months to be resolved.

    I hope the result meets the first half of your signature and not the second part.

    Good luck.
    Every Village has its Idiot.

    If you don't know who your Village Idiot is

    it is probably you.
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