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  • FIRST POST
    • SapphireSparkle
    • By SapphireSparkle 14th Apr 18, 6:59 PM
    • 2Posts
    • 0Thanks
    SapphireSparkle
    Removing a Person from Title Deed
    • #1
    • 14th Apr 18, 6:59 PM
    Removing a Person from Title Deed 14th Apr 18 at 6:59 PM
    I am paying off my mortgage this coming week. I am seeing a solicitor to remove (amicably) by partner from the title deeds to leave me as sole owner of the property. Any ideas how long this may take for this to be changed on the land registry?
Page 1
    • G_M
    • By G_M 14th Apr 18, 8:12 PM
    • 47,005 Posts
    • 57,150 Thanks
    G_M
    • #2
    • 14th Apr 18, 8:12 PM
    • #2
    • 14th Apr 18, 8:12 PM
    Why see a solicitor? Assuming the ex is in agreement it's straight -forward:

    1) Ask lender for a redemption statement
    2) Send the lender the amount required
    3) wait for lender to remove their Charge from the property Title and confirm to you that the mortgage is paid off (and Charge removed).
    4) Send the Land Registry forms AP1, TR1 & ID1, signed by you and your ex, transferring the Title into your name.

    Timing?

    * Depends how quick/efficient the mortgage lender is

    * Depends on the backlog/timescales at the LR

    See

    https://www.gov.uk/government/publications/registered-titles-whole-transfer-tr1
    • SapphireSparkle
    • By SapphireSparkle 14th Apr 18, 9:13 PM
    • 2 Posts
    • 0 Thanks
    SapphireSparkle
    • #3
    • 14th Apr 18, 9:13 PM
    • #3
    • 14th Apr 18, 9:13 PM
    Thank you. I have asked the lender for the redemption certificate and have the details to make the transfer. So then it'll be onto the next steps you have listed.

    In answer to the question about why I'm asking about timescale. Its been a rough few months and just want it all sorted out now. Just wanted to know if this was going to be a long drawn out process or something that could go through quite quickly for my own sanity!
    • davidmcn
    • By davidmcn 14th Apr 18, 9:21 PM
    • 10,073 Posts
    • 10,893 Thanks
    davidmcn
    • #4
    • 14th Apr 18, 9:21 PM
    • #4
    • 14th Apr 18, 9:21 PM
    Legally, it happens whenever you get it signed up. How long the Land Registry take to process it isn't really relevant.
    • Thrugelmir
    • By Thrugelmir 14th Apr 18, 10:17 PM
    • 62,055 Posts
    • 55,239 Thanks
    Thrugelmir
    • #5
    • 14th Apr 18, 10:17 PM
    • #5
    • 14th Apr 18, 10:17 PM
    Any ideas how long this may take for this to be changed on the land registry?
    Originally posted by SapphireSparkle
    Is there a particular reason that you wish to see their name
    be eradicated from view in public records?
    "You get recessions, you have stock market declines. If you don't understand that's going to happen, then you're not ready, you won't do well in the markets." - Peter Lynch
    • da_rule
    • By da_rule 14th Apr 18, 11:01 PM
    • 2,995 Posts
    • 2,660 Thanks
    da_rule
    • #6
    • 14th Apr 18, 11:01 PM
    • #6
    • 14th Apr 18, 11:01 PM
    For a simple transfer of whole of registered title, which in essence this is once the charge (and any any corresponding restrictions) have been removed, the Land Registry seem to be taking around 5 working days at the moment.
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