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    • Meljane
    • By Meljane 14th Apr 18, 12:11 PM
    • 1Posts
    • 0Thanks
    Remortgage with a default on my credit file?
    • #1
    • 14th Apr 18, 12:11 PM
    Remortgage with a default on my credit file? 14th Apr 18 at 12:11 PM
    We're looking to remortgage but my husband has a default on his credit file which was put on in 2014 and settled in 2016. Our credit ratings are both good otherwise. Are we likely to get accepted for a remortgage or is it not worth trying?
Page 1
    • Nebulous2
    • By Nebulous2 14th Apr 18, 2:07 PM
    • 2,215 Posts
    • 1,420 Thanks
    • #2
    • 14th Apr 18, 2:07 PM
    • #2
    • 14th Apr 18, 2:07 PM
    What do you mean by a remortgage?

    If you are out of, or almost out of, a short-term deal then your own lender may give you a new deal for the same amount simply for asking.

    If you want to shop around and consider other lenders then you are likely to need affordability checks, legal fees and a survey on your property.
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