Hello,
I’m not here for sympathy, it’s my own fault.
Last year I made some really stupid decisions involving my bank account and even when I tried to back out and stop, I was threatened into proceeding. Half a year later, I’m sat here with at least 3 CFIAS markers from different banks against my name (3 different banks have closed my accounts with them for fraud - I haven’t checked if I have the markers but I assume if all accounts have been closed for fraud and all banks are rejecting me I must have) and a simple adult caution with the police for money laundering.

I work full time at a warehouse, getting paid every month. I now do not have a bank account for my wages to get paid into as my last account was recently closed. I’ve applied for other banks and an online bank called Sterling. All have rejected me, I need a bank account because I need somewhere to get my wages paid into. I also have a phone contract that’s in my own name so I need An account for that also.

I’ve looked at similar forums but they haven’t been of any help. I’ve tried everything but nothing is working..
Does anyone have any advice in to what I should do?
Would I be able to get just a savings account with a bank? Would the Post Office accept me? I don’t want to apply for too many things because then it’s yet another thing which is damaging my already destroyed credit history.

My family are refusing to help me so I cannot get it paid into their account.

Before people comment laughing, or saying “it’s your own fault” I completely agree, if I could turn back time I would. I’m really struggling so would appreciate it if someone could give me some advice.

Thanks