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  • FIRST POST
    • Charleyalmostking
    • By Charleyalmostking 14th Apr 18, 12:07 AM
    • 147Posts
    • 154Thanks
    Charleyalmostking
    the 1,000 project
    • #1
    • 14th Apr 18, 12:07 AM
    the 1,000 project 14th Apr 18 at 12:07 AM
    This challenge is based on the book & challenge originally created by Canna Campbell entitled "the $1,000 project"
    The book is 9.49 from Amazon for the kindle copy.

    The challenge is to create little Parcels of 1,000 $1,000 through passive incomes.
    Canna Campbell had the goal of creating 40 of these parcels,
    meaning she was aiming to gain 40,000 in that year!

    The incomes can be anything such as;
    • Each time you save money
    • Each time you make money
    • Each time you find money

    Guidelines outlined in the book
    1. Be mindful with your money
    2. Work within your real life - there's no need to change your spending habits, for you to change your budget drastically, no need to freeze on clothes spending in order to take part in this challenge. This challenge is to be done along side your normal every day lives
    3. Consistency is king/queen! - Set yourself some rules, for an example; all money from overtime will directly go into my challenge fund only or if you went to buy a chocolate bar for 60p but didn't , transfer that to it .
    4. Make your own rules - they need to be fair & balanced and to be followed easily. For an example MY rule is ; This challenge is to be done beyond existing wages and savings, meaning I need to start at 0 whereas someone else may do the challenge in existing savings (though i do as we all "start" this challenge at 0 and don't count what has already been saved)



    You can use this challenge to fund whatever you wish may it be a holiday, a wedding, paying down a debt, buying a new handbag etc...

    Throughout this thread, I will be including prompts for you to do (which have been included in the book) in order to help you focus on this challenge and help focus on your future goals and to bring "money mindfulness" into your lives. You do not have to do these prompts or share your 'answers/reasons etc' with us as I know this can be a private thing.

    Tips for the challenge
    • It's easier to start with an empty bank account as you can see from day 1 the progress you are making .
    • Use a notebook / folder to scribble down those prompts & answers; Add stuff or scribble stuff out... make it as pretty or as plain as you like but look back frequently to help you focus on the challenge
    • Have a way of tracking your progress. Airtable on the desktop/PC is a really good resource as it it can automatically update numbers for you and also you can categorize each section. Or you can use a simple savings app on your phone/computer. Bucket and Thriv are good android apps for this (not sure if they are available on the apple app store)

    To Join
    Simply post "join" and if you have a target of how many Parcels you want to try and save/earn/find -
    remember 1 parcel = 1,000
    Last edited by Charleyalmostking; 14-04-2018 at 12:27 AM.
Page 2
    • Tropically
    • By Tropically 4th May 18, 8:25 AM
    • 306 Posts
    • 1,053 Thanks
    Tropically
    I haven't been neglecting the project! Okay, maybe a little bit, but I am expecting 11ish from co and also a refund from the train. When it hits the bank I will update!
    Mortgage started at 318,000 in June 2016. Original MF - 2041
    2017 OPs: 7000/7000
    Mortgage in Nov 2017 - 297,808
    • Charleyalmostking
    • By Charleyalmostking 4th May 18, 10:47 PM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    i'm starting my challenge again.
    New month, new goals.

    Last month was rubbish.

    well done
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
    • Charleyalmostking
    • By Charleyalmostking 5th May 18, 8:23 PM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    3.70 saved today.

    i took out 40 for myself to spend.
    I owe myself 7 though as that was on wedding / hen night stuff which would have a seperate budget but i didn't want the items to go before I had the whole amount of money needed.
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
    • Tropically
    • By Tropically 8th May 18, 9:51 AM
    • 306 Posts
    • 1,053 Thanks
    Tropically
    11.25 from co into the pot, up to 132.09, got 0.01 interest last month. Woo!
    Mortgage started at 318,000 in June 2016. Original MF - 2041
    2017 OPs: 7000/7000
    Mortgage in Nov 2017 - 297,808
    • indigowarrior
    • By indigowarrior 8th May 18, 8:41 PM
    • 671 Posts
    • 5,045 Thanks
    indigowarrior
    Hi I would like to join please.
    I dont work at the moment but want to be able to furnish my new place once I move as I am living in supported housing at the moment and have nothing.
    I am going to aim for 3 parcels.
    I already have an empty savings account so I am going to transfer whatever into that. I also have a change jar going on which has thirty odd pounds in it.
    #545- SPC September No Spend 4/15
    • Charleyalmostking
    • By Charleyalmostking 9th May 18, 7:05 PM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    I left my Lloyds bank card at my uncle's house and my dad was supposed to mail them to me but hasn't so I haven't been able to get things in my save the change account. I'm over there Sunday so i'll pick it up then

    I've been so rubbish this month with this project but I've been moving a lot of cash to my wedding .

    I'll have to count how much I've potted
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
    • Tropically
    • By Tropically 31st May 18, 10:07 AM
    • 306 Posts
    • 1,053 Thanks
    Tropically
    My cheque from the railway finally came, my sister was visiting the UK and gave me 30 worth of old notes, saying I could keep it! I took them to the bank and also got 20 from PA. My parcel is up to 278.49, so a quarter of the way there.
    Mortgage started at 318,000 in June 2016. Original MF - 2041
    2017 OPs: 7000/7000
    Mortgage in Nov 2017 - 297,808
    • Charleyalmostking
    • By Charleyalmostking 31st May 18, 8:28 PM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    I'm starting mine again this month.
    thing's haven't been going so well for me as I've had no self control and other events that I needed money for .

    Need to be tighter ! The money will be going towards my emergency fund.
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
    • Tropically
    • By Tropically 6th Jun 18, 9:20 PM
    • 306 Posts
    • 1,053 Thanks
    Tropically
    A little co a little Sophmium, and I am up to 311.13. Must take those books in.
    Mortgage started at 318,000 in June 2016. Original MF - 2041
    2017 OPs: 7000/7000
    Mortgage in Nov 2017 - 297,808
    • Charleyalmostking
    • By Charleyalmostking 7th Jun 18, 9:25 AM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    Well done you! I'm starting again from today.
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
    • Tropically
    • By Tropically 13th Jun 18, 1:39 PM
    • 306 Posts
    • 1,053 Thanks
    Tropically
    The books have gone in but I haven't received payment yet...
    Mortgage started at 318,000 in June 2016. Original MF - 2041
    2017 OPs: 7000/7000
    Mortgage in Nov 2017 - 297,808
    • Charleyalmostking
    • By Charleyalmostking 22nd Jun 18, 9:45 AM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    1.71 in 1000.00 project from save the change ;
    starting from 0
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
    • Tropically
    • By Tropically 10th Jul 18, 10:32 PM
    • 306 Posts
    • 1,053 Thanks
    Tropically
    Oh Charley, I know how the wedding savings goes, I am getting married in a week and just paid all my bills. Bye bye savings.

    I also had to dip into my 1000 pot because of an unexpected vet bill. Damn kittehs! It's down to 88 but I have some co just cashed out. AND I am so desperate because I am one survey away from a payout on Youg0v. ONe!!! PLEASE survey, please come.
    Mortgage started at 318,000 in June 2016. Original MF - 2041
    2017 OPs: 7000/7000
    Mortgage in Nov 2017 - 297,808
    • Charleyalmostking
    • By Charleyalmostking 28th Jul 18, 8:37 PM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    Oh wow !
    I hope the wedding went okay.

    I've got 10.80 stashed away from spare change

    Oh man that is so close! I feel you
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
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