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  • FIRST POST
    • Airwulf
    • By Airwulf 13th Apr 18, 8:35 PM
    • 15Posts
    • 12Thanks
    Airwulf
    Car Accident Loss On Work Do To Car
    • #1
    • 13th Apr 18, 8:35 PM
    Car Accident Loss On Work Do To Car 13th Apr 18 at 8:35 PM
    Ok I am in abit of a pickle, back in december I had to get my vauxhall insignia's engine rebuilt at a cost of £2000 which I was pleased to get the car back on the road

    However a couple of weeks ago some idiot reversed into my car which was parked with me in it and hit the front passanger side and damaged the bumper, side wing mirror and bonnet. Today I got a email that stated that it wouldnt be economical to repair the car and said it was worth £3500 which isnt a bad price for its age, however i will still be a additional £2000 out of pocket due to the engine re-build.

    Is there any way I can actually claim this off the idiot that hit my car or his insurance?
Page 1
    • agrinnall
    • By agrinnall 13th Apr 18, 8:54 PM
    • 20,960 Posts
    • 16,737 Thanks
    agrinnall
    • #2
    • 13th Apr 18, 8:54 PM
    • #2
    • 13th Apr 18, 8:54 PM
    Of course not, if the car is worth £3500 with a working engine, and it cost you £2000 for the engine, then the value without the working engine is at most £1500.
    • loskie
    • By loskie 14th Apr 18, 8:25 AM
    • 1,346 Posts
    • 787 Thanks
    loskie
    • #3
    • 14th Apr 18, 8:25 AM
    • #3
    • 14th Apr 18, 8:25 AM
    you could see about getting payout for the car minus the salvage value and take the car back. Have it repaired yourself with used parts.
    • arcon5
    • By arcon5 14th Apr 18, 6:51 PM
    • 13,626 Posts
    • 8,641 Thanks
    arcon5
    • #4
    • 14th Apr 18, 6:51 PM
    • #4
    • 14th Apr 18, 6:51 PM
    Of course not, if the car is worth £3500 with a working engine, and it cost you £2000 for the engine, then the value without the working engine is at most £1500.
    Originally posted by agrinnall
    That's not how cars are valued. More than likely with a knackered engine you can discount that figure significantly more
    • markudman
    • By markudman 14th Apr 18, 7:00 PM
    • 280 Posts
    • 163 Thanks
    markudman
    • #5
    • 14th Apr 18, 7:00 PM
    • #5
    • 14th Apr 18, 7:00 PM
    The best thing to do is get the £3500 minus the salvage about £150.00, spend £1000-£1500 on getting it repaired, and the rest of the car mopped, (polished) you still have the car and £2000+ in your pocket use the cash to go on holiday while the car is being repaired.
    Or Sell the car as a cat C for about £150.00+ have £3500.00 to buy another car.
    We may not win by protesting, but if we donít protest we will lose.
    If we stand up to them, there is always a chance we will win.
    • arcon5
    • By arcon5 14th Apr 18, 7:18 PM
    • 13,626 Posts
    • 8,641 Thanks
    arcon5
    • #6
    • 14th Apr 18, 7:18 PM
    • #6
    • 14th Apr 18, 7:18 PM
    As above.
    Ask to buy it back
    • agrinnall
    • By agrinnall 15th Apr 18, 7:49 PM
    • 20,960 Posts
    • 16,737 Thanks
    agrinnall
    • #7
    • 15th Apr 18, 7:49 PM
    • #7
    • 15th Apr 18, 7:49 PM
    That's not how cars are valued. More than likely with a knackered engine you can discount that figure significantly more
    Originally posted by arcon5

    Which is why I said "at most".
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