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  • FIRST POST
    • alandaniel132
    • By alandaniel132 13th Apr 18, 3:41 PM
    • 4Posts
    • 0Thanks
    alandaniel132
    My credit score low
    • #1
    • 13th Apr 18, 3:41 PM
    My credit score low 13th Apr 18 at 3:41 PM
    I just came to UK last year, and my credit score is low. I did not manage to get higher range Current Account (Reward Halifax) to get the 75. 125 incentive.

    Is there anyway I can do?
Page 1
    • PeacefulWaters
    • By PeacefulWaters 13th Apr 18, 3:46 PM
    • 8,254 Posts
    • 10,527 Thanks
    PeacefulWaters
    • #2
    • 13th Apr 18, 3:46 PM
    • #2
    • 13th Apr 18, 3:46 PM
    Get on the voters roll.

    Pay all your bills on time.

    Manage a basic bank account well. This may open up other options with the same bank.

    Wait.

    my credit score is low
    Don't get too hung up on the mythical numbers. Different lenders assess applications in different ways. A number from a business that doesn't lend money is meaningless.
    Last edited by PeacefulWaters; 13-04-2018 at 4:10 PM.
    • eskbanker
    • By eskbanker 13th Apr 18, 3:50 PM
    • 6,858 Posts
    • 7,127 Thanks
    eskbanker
    • #3
    • 13th Apr 18, 3:50 PM
    • #3
    • 13th Apr 18, 3:50 PM
    Also read up on how credit scoring works and what else you can do to improve your own credit files:

    https://www.moneysavingexpert.com/loans/credit-rating-credit-score
    https://www.moneysavingexpert.com/credit-cards/bad-credit-credit-cards
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