Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • alandaniel132
    • By alandaniel132 13th Apr 18, 3:41 PM
    • 81Posts
    • 4Thanks
    alandaniel132
    My credit score low
    • #1
    • 13th Apr 18, 3:41 PM
    My credit score low 13th Apr 18 at 3:41 PM
    I just came to UK last year, and my credit score is low. I did not manage to get higher range Current Account (Reward Halifax) to get the 75. 125 incentive.

    Is there anyway I can do?
Page 1
    • PeacefulWaters
    • By PeacefulWaters 13th Apr 18, 3:46 PM
    • 8,318 Posts
    • 10,667 Thanks
    PeacefulWaters
    • #2
    • 13th Apr 18, 3:46 PM
    • #2
    • 13th Apr 18, 3:46 PM
    Get on the voters roll.

    Pay all your bills on time.

    Manage a basic bank account well. This may open up other options with the same bank.

    Wait.

    my credit score is low
    Don't get too hung up on the mythical numbers. Different lenders assess applications in different ways. A number from a business that doesn't lend money is meaningless.
    Last edited by PeacefulWaters; 13-04-2018 at 4:10 PM.
    • eskbanker
    • By eskbanker 13th Apr 18, 3:50 PM
    • 7,862 Posts
    • 8,698 Thanks
    eskbanker
    • #3
    • 13th Apr 18, 3:50 PM
    • #3
    • 13th Apr 18, 3:50 PM
    Also read up on how credit scoring works and what else you can do to improve your own credit files:

    https://www.moneysavingexpert.com/loans/credit-rating-credit-score
    https://www.moneysavingexpert.com/credit-cards/bad-credit-credit-cards
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

103Posts Today

1,447Users online

Martin's Twitter
  • Ta ta... for now. This August, as I try and do every few yrs, I'm lucky enough to be taking a sabbatical. No work,? https://t.co/Xx4R3eLhFG

  • RT @lethalbrignull: @MartinSLewis I've been sitting here for a good while trying to decide my answer to this, feeling grateful for living i?

  • Early days but currently it's exactly 50 50 in liberality v democracy, with younger people more liberal, older more? https://t.co/YwJr4izuIj

  • Follow Martin