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  • FIRST POST
    • goingfordebtfree
    • By goingfordebtfree 12th Apr 18, 9:55 PM
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    goingfordebtfree
    First Time Frugal and Fed up!
    • #1
    • 12th Apr 18, 9:55 PM
    First Time Frugal and Fed up! 12th Apr 18 at 9:55 PM
    Hi,

    I am new to MSE and an newly inspired after my LBM and reading everyones diaries - hats off to you all!

    So I have drawn up a detailed budget spreadsheet and zero budgeted my income so that every pound and penny has a job to do! Feeling confident that my budget is flexible/doable/manageable and that my spreadsheet is pretty robust (using secondary school IT lesson skills to input formulas etc!!)
    However I am updating it everyday, checking it sometimes 2/3 times a day and feel like my debt and 'action plan' are all I have thought about for the last few days/weeks!!

    So basically, I'm not moaning about it as I am perfectly aware that I need to be on top of my finances and know my budget to avoid overspending and extra borrowing but I would like your opinions and reassurances on and for the long term - does it get easier to manage a budget? Will I learn to only check it once a day/ every two days?? Will I be able to relax and let the budget do its thing?!!(obvs following it!!) Will money be the only thing I think of forever!!!! Lol I hope you get what I mean!

    Thank you for reading and responding if so!! X
    Going for debt free by Aug 2021
    Current debt 39,000 inc mortgage
    New to budgeting and MSE
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