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  • FIRST POST
    • SunDun111
    • By SunDun111 12th Apr 18, 5:47 PM
    • 4Posts
    • 0Thanks
    SunDun111
    Help credit card Fraud
    • #1
    • 12th Apr 18, 5:47 PM
    Help credit card Fraud 12th Apr 18 at 5:47 PM
    A few weeks ago, someone used my PIN number and took 240 pounds out of my account, I rang my bank when i found out in the morning, and they was investigating as it occured at a tesco close to where i live, i then discovered my friend stole it and took the money out, he gave me the cash back. I didnt know what to say to the bank so i have carried on letting them investigate, as my friends said it would look strange if i cancelled the investigation, they just said the bank wouldnt refund me, but the bank keeps calling me, i dont know what to do? What if they say i have acted fraudulently which is a criminal offence, i am a bit nervous any help? I just assumed they would of told me by no they cant refund me.
Page 2
    • John-K
    • By John-K 13th Apr 18, 7:52 AM
    • 516 Posts
    • 732 Thanks
    John-K
    Stop scaremongering. OP says mistake. That's the end of it.
    Originally posted by Ben8282
    I dont know which is worse, you actually believing this, or you just making it up and posting.

    The bank will check the pictures, your advice is moronic, and will lead to trouble. You are also advocating hiding a theft, so your morals are pretty suspect too.
    • meer53
    • By meer53 13th Apr 18, 1:02 PM
    • 9,128 Posts
    • 13,263 Thanks
    meer53
    I dont know which is worse, you actually believing this, or you just making it up and posting.

    The bank will check the pictures, your advice is moronic, and will lead to trouble. You are also advocating hiding a theft, so your morals are pretty suspect too.
    Originally posted by John-K
    You don't really think the bank will check CCTV for a one off withdrawal of 240 do you ? They won't, your advice is moronic. The OP should just call them and cancel the investigation. I've lost count of the number of cases i've dealt with where people call to cancel investigations once they find out their darling teenagers have dipped into their accounts. The bank won't care, why should they ? If they've already refunded the OP they'll just re debit their account.
    • jonesMUFCforever
    • By jonesMUFCforever 14th Apr 18, 5:42 AM
    • 24,655 Posts
    • 11,887 Thanks
    jonesMUFCforever
    I dont know which is worse, you actually believing this, or you just making it up and posting.

    The bank will check the pictures, your advice is moronic, and will lead to trouble. You are also advocating hiding a theft, so your morals are pretty suspect too.
    Originally posted by John-K
    Most ATM 's in UK don't actually have a camera to take pictures of withdrawals.
    I agree 240 one off transaction is small fry in the general way of things and if the OP rings up the fraud number and explains that will be the end of the matter.
    At the moment there is no ''actual'' theft as the money has been repaid and nobody has lost out (as long as the OP does not pursue the claim).
    What goes around - comes around
    give lots and you will always receive lots
    • nic_c
    • By nic_c 14th Apr 18, 7:32 AM
    • 1,393 Posts
    • 771 Thanks
    nic_c
    Fraud departments deal with non-frauds all the time, where someone reports fraud and subsequently withdraws it once they found out its a family member - you wouldn't realise how common it is.

    The OP just simply needs to phone up and cancel the investigation and say it isn't fraud. Whether they say a friend took it out or that they did it and "forgot", it will simply be closed, and money repaid will be taken back. They will not investigate it further, no comparing photos to corroborate stories or closing accounts. Its one transaction for a relatively small sum.
    • maxximus75
    • By maxximus75 15th Apr 18, 4:37 PM
    • 28 Posts
    • 8 Thanks
    maxximus75
    Remember to change your pin on all of your cards!!!
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