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  • FIRST POST
    • SCH-77
    • By SCH-77 12th Apr 18, 3:20 PM
    • 2Posts
    • 0Thanks
    SCH-77
    PPI Deceased Person Company chasing next of kin
    • #1
    • 12th Apr 18, 3:20 PM
    PPI Deceased Person Company chasing next of kin 12th Apr 18 at 3:20 PM
    Hi I just wondered if anyone else has experienced this.


    My late father had a PPI 3rd party working on his behalf, after he passed away almost 2 years later I received a cheque from MBNA which was then closely followed by a claim from this PPI company. I am refusing to pay their share as I do not have a legal agreement with them.


    Is this correct? Or as MBNA had my name as a contact to arrange his credit card - I am then automatically responsible for this debt also? Bearing in mind I did cash the cheque.


    Any insight would be gratefully received.
Page 1
    • Moneyineptitude
    • By Moneyineptitude 12th Apr 18, 3:30 PM
    • 22,615 Posts
    • 12,157 Thanks
    Moneyineptitude
    • #2
    • 12th Apr 18, 3:30 PM
    • #2
    • 12th Apr 18, 3:30 PM
    I am refusing to pay their share as I do not have a legal agreement with them.
    Originally posted by SCH-77
    You personally may not have, but your father's estate did. I think you'll have to pay...
    • McKneff
    • By McKneff 12th Apr 18, 4:07 PM
    • 36,277 Posts
    • 46,743 Thanks
    McKneff
    • #3
    • 12th Apr 18, 4:07 PM
    • #3
    • 12th Apr 18, 4:07 PM
    As above, the cheque would be part of your father's estate, as the debt was also your fathers, it needs to be paid from his estate.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
    • dunstonh
    • By dunstonh 13th Apr 18, 12:08 AM
    • 96,058 Posts
    • 63,875 Thanks
    dunstonh
    • #4
    • 13th Apr 18, 12:08 AM
    • #4
    • 13th Apr 18, 12:08 AM
    I am refusing to pay their share as I do not have a legal agreement with them.
    You wouldnt need a contract with them. It has nothing to do with you.

    The estate is the legal entity that matters. Not you. The refund belongs to the estate and the claims company is a creditor that should be paid out of the assets of the estate. Only if there is a surplus, should it be paid in accordance with his Will or rules of intestacy.

    If you are beneficiary of the estate then the money should only be kept after liabilities of the estate have been settled. So, the CMC could take you to court.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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