Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Kat2018
    • By Kat2018 12th Apr 18, 10:45 AM
    • 2Posts
    • 0Thanks
    Kat2018
    Lease hold arreas
    • #1
    • 12th Apr 18, 10:45 AM
    Lease hold arreas 12th Apr 18 at 10:45 AM
    Hi all
    I was wondering it anyone would be able to help. My home isnít lease hold and the lease hasnít been paid for four years. The lease is £30 so the total amount owed is £120. This is something I have been aware of and have been trying To contact the company to pay but dispute the admin charges. The admin charges began when I sent a cheque but it wasnít cashed. The admin charges are £45/£90 whenever they want to add. This was however not sent recorded delivery so technically I have no proof.

    This has been I going for years where I tried to contact t the but nevertheless could by phone so constantly emailed to which I had one reply saying I had to pay the amount in full.

    During this I contacted the lease advisory service and was advise the company had gone into liquidation, I contacted the liquidators to try and get details of the new company to discuss with them but was never successful.

    I have now received a court date for them to take me
    tl court to reposes my house under forfeiture of the lease and to claim all costs back.

    I have contacted their solicitors and been advised to settle out of court it would be just overt £4K and if I canít pay in full, I need to contact my mortgage provider to get it added onto my mortgage.

    Has anyone had any similar issues, has anyone been to court and been successful that the admin charges and legal costs are excessive?

    Any help or advice anyone could give would be greatly appreciated. I am trying to contact solicitors but struggling to find one that helps with this specifically, hopefully I will find someone soon. I am also speaking to the lease advisory service again for help and advice.

    Thanks all
Page 1
    • Tarambor
    • By Tarambor 12th Apr 18, 2:09 PM
    • 2,862 Posts
    • 2,066 Thanks
    Tarambor
    • #2
    • 12th Apr 18, 2:09 PM
    • #2
    • 12th Apr 18, 2:09 PM
    If you have the proof that you have tried to contact the leaseholders and that you have sent payment in the past it is unlikely that their case will succeed. Basically if you have a pile of paperwork its worth taking to court. You would have to provide the other party with copies of the paperwork so they would see what proof you had against them so it is unlikely it would get that far and they'd settle for a far more reasonable amount before the court date.

    However if you couldn't contact them by phone why did you not contact them by written letter? For important stuff it should always be by post with proof of delivery. Email isn't sufficient.
  • National Debtline
    • #3
    • 12th Apr 18, 4:08 PM
    • #3
    • 12th Apr 18, 4:08 PM
    Hi Kat


    I understand you are already trying to seek specialist advice on this, and I would like to stress how important it is to do that. Obviously the situation is very serious as your home is at risk.


    The situation is complicated as the company went into liquidation and you were unable to find their new details, but we couldn't say what decision a judge will reach. Certainly the Leasehold Advisory Service is a good place to start. You can also search online for local Law Centres and clinics. You'll need to check if this is an area of law they can deal with.


    If you can afford to pay for legal advice, contact the Law Society for information on solicitors who could help www.lawsociety.org.uk. Good luck with it all.


    Susie
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,999Posts Today

6,039Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line? https://t.co/kwjvtd75YU

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin