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  • FIRST POST
    • arcon5
    • By arcon5 12th Apr 18, 8:50 AM
    • 13,576Posts
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    arcon5
    bankruptcy - credit file dates and defaults
    • #1
    • 12th Apr 18, 8:50 AM
    bankruptcy - credit file dates and defaults 12th Apr 18 at 8:50 AM
    So I was bankrupt 22/1/13 and discharged 22/1/14.

    So credit default date is for the 22/01/2013 and satisfied date the 22/1/14.

    Q1) So will these defaults drop off my credit file in jan 2019 or jan 2020?

    Q2) I'm correct am I in that the bankruptcy marker falls off my file in 2019 and not 2020 am I? (I'm aware btw of my obligation to declare it when asked the question)

    Q3) one creditor reported dates a couple of days after the bankruptcy date (see below)... shall I have this corrected or is it pretty much negligible?

    Account end date
    31/01/2014

    Date of default
    25/01/2013
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