Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • arcon5
    • By arcon5 12th Apr 18, 8:50 AM
    • 13,628Posts
    • 8,640Thanks
    bankruptcy - credit file dates and defaults
    • #1
    • 12th Apr 18, 8:50 AM
    bankruptcy - credit file dates and defaults 12th Apr 18 at 8:50 AM
    So I was bankrupt 22/1/13 and discharged 22/1/14.

    So credit default date is for the 22/01/2013 and satisfied date the 22/1/14.

    Q1) So will these defaults drop off my credit file in jan 2019 or jan 2020?

    Q2) I'm correct am I in that the bankruptcy marker falls off my file in 2019 and not 2020 am I? (I'm aware btw of my obligation to declare it when asked the question)

    Q3) one creditor reported dates a couple of days after the bankruptcy date (see below)... shall I have this corrected or is it pretty much negligible?

    Account end date

    Date of default
Page 1
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

20Posts Today

3,887Users online

Martin's Twitter
  • RT @GillsSarah: Interesting! I always used to buy big name products cos I thought they?d be stronger. @MartinSLewis has changed my mind on?

  • RT @think_jessica: Think Jessica the Film 30 min doc/drama based on my mother?s true story. Narrated by @MartinSLewis is now live on https:?

  • RT @kelsher123: @MartinSLewis First time switcher! And no, it wasn?t as challenging as I thought???? A British Gas customer so no brainier. Th?

  • Follow Martin