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  • FIRST POST
    • Whattodo2018
    • By Whattodo2018 9th Apr 18, 10:59 PM
    • 5Posts
    • 0Thanks
    Whattodo2018
    Minor bump what now?
    • #1
    • 9th Apr 18, 10:59 PM
    Minor bump what now? 9th Apr 18 at 10:59 PM
    Earlier I had a minor bump on a main road.

    Me and the other car driving towards each other, cars parked each side. Bumped each other as passed.

    Both pulled in but half way up from each other, dark, got out looked at car, no damage, wing mirror pushed in a bit, I just pushed it back out.

    Other car drove off before we could exchange details so thought they must be thinking the same.

    What do I do now? Ring insurance now or in morning? Even though not claiming, will this push up my premium on renewal for an accident? What would happen to protected NCB?
Page 1
    • AndyMc.....
    • By AndyMc..... 9th Apr 18, 11:02 PM
    • 2,364 Posts
    • 1,439 Thanks
    AndyMc.....
    • #2
    • 9th Apr 18, 11:02 PM
    • #2
    • 9th Apr 18, 11:02 PM
    Well you haven!!!8217;t knowingly had an accident so it!!!8217;s up to you if you wish to declare the incident.
    • Nathaniel Essex
    • By Nathaniel Essex 10th Apr 18, 12:43 AM
    • 118 Posts
    • 62 Thanks
    Nathaniel Essex
    • #3
    • 10th Apr 18, 12:43 AM
    • #3
    • 10th Apr 18, 12:43 AM
    You're going to ring your insurance company because.....?
    • zagubov
    • By zagubov 10th Apr 18, 1:02 AM
    • 15,519 Posts
    • 131,875 Thanks
    zagubov
    • #4
    • 10th Apr 18, 1:02 AM
    • #4
    • 10th Apr 18, 1:02 AM
    Thank goodness the insurance companies have hypervigilant account holders who can speedily update them about apparent accidents for which there is no other evidence apart from their own testimony.
    There is no honour to be had in not knowing a thing that can be known - Danny Baker
    • wgl2014
    • By wgl2014 10th Apr 18, 4:42 AM
    • 837 Posts
    • 531 Thanks
    wgl2014
    • #5
    • 10th Apr 18, 4:42 AM
    • #5
    • 10th Apr 18, 4:42 AM
    No damage so no accident (so no need to inform anyone).
    • loskie
    • By loskie 10th Apr 18, 7:40 AM
    • 1,355 Posts
    • 794 Thanks
    loskie
    • #6
    • 10th Apr 18, 7:40 AM
    • #6
    • 10th Apr 18, 7:40 AM
    do nothing apart from think yourself lucky and be more careful in future.
    • Whattodo2018
    • By Whattodo2018 10th Apr 18, 1:14 PM
    • 5 Posts
    • 0 Thanks
    Whattodo2018
    • #7
    • 10th Apr 18, 1:14 PM
    • #7
    • 10th Apr 18, 1:14 PM
    Thank you all, mind at rest now, no point letting them know if nothing to report and increasing my premium.
    • societys child
    • By societys child 10th Apr 18, 1:41 PM
    • 5,349 Posts
    • 5,955 Thanks
    societys child
    • #8
    • 10th Apr 18, 1:41 PM
    • #8
    • 10th Apr 18, 1:41 PM
    What accident?

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