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  • FIRST POST
    • determined new ms
    • By determined new ms 9th Apr 18, 6:19 AM
    • 6,807Posts
    • 39,792Thanks
    determined new ms
    What small DFW things will you do this week - w/c 9th April?
    • #1
    • 9th Apr 18, 6:19 AM
    What small DFW things will you do this week - w/c 9th April? 9th Apr 18 at 6:19 AM
    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

    But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

    Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

    So be proud of those small steps, they really are important
    DF as at 30/12/16
    Wombling 2017 3016.55/Roadkill 8.73
    Wombling 2018 145.73/RK 0.04
Page 5
    • allydowd
    • By allydowd 15th Apr 18, 10:38 AM
    • 4,066 Posts
    • 25,993 Thanks
    allydowd
    Have been looking at a mooncup, having two daughters I'm aware that my choices will have an impact on them too interesting on the hm pads too.
    Originally posted by PurpleFairy26
    Love my mooncup. 10 years....cost 19.

    Martin's guide to reusable products. (Link)

    Sanitary Saver price comparison website. (Link)

    Free sample. (Link)


    Last edited by allydowd; 15-04-2018 at 10:52 AM.
    Debt-free day: 8th May 2015
    The Joy Account: 250

    Bold Bicycle Bonanza: 93.01 km
    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
    • DawnW
    • By DawnW 15th Apr 18, 11:28 AM
    • 4,964 Posts
    • 39,116 Thanks
    DawnW
    Morning all
    Up early for a flea market, spent a few pounds on stuff to sell on, but no 'personal' spends, so, as my business costs are accounted for separately as required by HMRC, I am claiming a NSD
    Not a great night's sleep again, but we are where we are...

    CBA to go shopping at all, so I have a loaf in the breadmaker, am about to make scones for snacks, and will do a steak and mushroom pie for dinner Steak, mushrooms and onions bubbling in the SC, pastry resting in the fridge. I am shopping mostly from home this month due to the (boring) expense of having to buy 4 tyres, and have so far spent only about a quarter of my grocery budget. Not bad for half way through the month

    Second picking of lovely pink forced rhubarb cooking slowly in oven, must get that out shortly. Removed the big pot that was convering the crown and top dressed it with compost. It can get on and do its thing naturally now

    Also picked 3 beautiful double daffodils that had been blown about by the wind (cold wind is back with a vengeance today, and it keeps raining every now and then as well ). I don't remember planting a double white daffodil, but it is absolutely stunning and I may as well enjoy it in the kitchen as leave it to be blown into the soil

    Have started a shopping list (for when I can be bothered to go) it has things like flour, loo paper, coffee etc on it, so I will need to go at some point soon. Also need some more compost for the garden pots.

    Invited brother for dinner, usually do on Sundays Not much trouble making an extra portion, as long as I don't have to do it every day!
    NSDs for April: 10 / 15

    • carrielovesfanta
    • By carrielovesfanta 15th Apr 18, 11:39 AM
    • 1,491 Posts
    • 11,392 Thanks
    carrielovesfanta
    Have been looking at a mooncup, having two daughters I'm aware that my choices will have an impact on them too interesting on the hm pads too.
    Originally posted by PurpleFairy26

    Vote up on the mooncup - I'm very happy with mine
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: 10,490.31

    SAVINGS: 9433.44
    • carrielovesfanta
    • By carrielovesfanta 15th Apr 18, 11:47 AM
    • 1,491 Posts
    • 11,392 Thanks
    carrielovesfanta
    Morning folks

    Been a funny old weekend here. Way too much socialising and I'm knackered! I did keep to my goals of keeping my drinking down to a minimum though! 5.1 units on Sat and 3 units yesterday

    So tired from the late nights though and I have a tricky thing to do in work today!

    I managed to get out into the garden for a few hours again yesterday. It's starting to look nice. I baited the slug trap with yeast mixture. Hopefully it's more tempting than my primroses! I've applied dab-on weed killer to the ground elder in the border. I do this each year and it keeps it at bay. I also weed killered the gravel path behind my house. I don't like using the stuff, but I think next door is away and so their cat won't tread on it. You don't get any wildlife going on that section cos it's too enclosed and near to the house.

    The mission:
    • B/D from stores. Didn't get a chance to do the big shop so off to do it at lunchtime. - done.
    • Stick to list at shop - done. All in for 25
    • Walked back to work with big shop. Free exercise (carried approx. 15kg for 0.5 miles) - done
    • Tidy round at home
    • Reconcile budget sheet. Spends AWFUL this month.
    • Charge phone in work
    • Currently using said Mooncup! - done
    • Washing out onto line when I get home as it's supposed to come dry overnight and tomorrow
    • Check slug trap - possibly move to another location
    • Bought nematodes to eat slugs. Researched lowest price - done
    • No alcohol
    • Not going anywhere this evening. Snuggle up and have an early night I think!
    Have a good one all

    clf x
    Last edited by carrielovesfanta; 15-04-2018 at 2:22 PM.
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: 10,490.31

    SAVINGS: 9433.44
    • allydowd
    • By allydowd 15th Apr 18, 12:35 PM
    • 4,066 Posts
    • 25,993 Thanks
    allydowd
    Hi April Awesomees,

    Finally, it's Le Weekend. Yay. Sitting here with a Bourbon celebrating having survived my first week in the other workplace. I'm exhausted. And I've been very brave.


    Debt-Free-Nillionaire Continuity Plan Year Three:

    * Work very hard on my own mental health issues. Do Holistrio App.

    * Check online banking and broadband usage.


    * Turned off alarm clock until tonight, it resets itself automatically.


    * Went for a free, local 30 min walk with DW just now. Came upon a swan's nest and a kestrel. Took photos from a respectful distance with a zoom lens. Photos are in the usual place for all you birdo-philes out there. Also watched the model boats on the boating pond. Yesterday I saw a vixen and fox club as I left nightshift yesterday morning. Didn't have a camera on me, though. And nearly despatched a male pheasant this morning coming through the hills.

    * Been listening to audio story CDs in the car on my l.o.n.g. commute. Thanks for the suggestion Foxgloves.

    * Drove an extra 10 miles to work last night. Missed my turning on the motorway.

    * Explored work's kitchen to see what facilities there are for snacking. Pleased to see real mugs, not plastic cups.

    * Making huge use of the Holistrio App right now. Tried the Deep Sleep meditations yesterday and I was asleep before the meditation had finished. (There is a charge for this App. I have a discount code if anyone wants it. However, in my case this App is making a huge difference to my mental health.)

    * Kind acquaintance sent me a lipbalm. It's amazing. Thank-you.

    Actually, I'd like to say thanks to everyone in this forum for all your kind words and support lately. Love you all.

    To live without risk is to risk not living.
    Last edited by allydowd; 15-04-2018 at 2:01 PM.
    Debt-free day: 8th May 2015
    The Joy Account: 250

    Bold Bicycle Bonanza: 93.01 km
    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
    • carrielovesfanta
    • By carrielovesfanta 15th Apr 18, 1:15 PM
    • 1,491 Posts
    • 11,392 Thanks
    carrielovesfanta
    Hi April Awesomees,

    Finally, it's Le Weekend. Yay. Sitting here with a Bourbon celebrating having survived my first week in the other workplace. I'm exhausted. And I've been very brave.
    Originally posted by allydowd

    Glad to see you're still standing - I never had any doubt
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: 10,490.31

    SAVINGS: 9433.44
    • ziggy2407
    • By ziggy2407 15th Apr 18, 1:19 PM
    • 3,072 Posts
    • 23,266 Thanks
    ziggy2407
    Afternoon All

    Don't know how I never posted yesterday but managed the gym, some baking and to get all the washing done and line dried as it was lovely. Today we're just back from a "friendly" footie match for DS and we're freezing - I was also taller coming home thanks to all the mud. Today we will:

    Check Bank & made PAD - Done
    Strip our bed and remake (bedding will be washed when weather improves) -
    Swagbucks
    Tea at Mum's (hoping she'll eat more as we're there too)
    Housework @ mums -
    Checked: Tombola Stars, Lucky Bob, Luckyphone, WinaDinner, FPL

    Love to you all.

    C x
    It is better to take many small steps in the right direction than to make a great leap forward only to stumble backward. (Old Chinese Proverb)

    Make 5 per day in Jan 18: 491.91/155 Make 5 per day in Feb 18: 51.40/140 Make 5 per day in Mar 18: 150.36/155 Make 5 per day in Apr 18: 78.25/150
    • little pink purse
    • By little pink purse 15th Apr 18, 3:58 PM
    • 862 Posts
    • 3,937 Thanks
    little pink purse
    Hi Every one
    Sorry been missing again

    its been a hard few weeks Ive been working to much AGAIN
    will cut back

    Family has been crazy got stuck in the middle of a family member lies web then turned it all on me I will not bore you with the details its been like the J.K show
    I've now cut them off sad but I cant cope with liars etc

    I've been eating rubbish and all the wrong things so today I will eat my weight in rubbish and tomorrow is a new day

    the good thing is I been catching up via my phone so I will try and post via my phone

    thank for listening

    talk soon

    lpp xx
    nsd may /10
    feb fuel and food budget 350.00

    debt total highest 66k now 65k
    FIRST DEBT TO BLAST 2142.95 /
    • carrielovesfanta
    • By carrielovesfanta 15th Apr 18, 4:07 PM
    • 1,491 Posts
    • 11,392 Thanks
    carrielovesfanta
    Family has been crazy got stuck in the middle of a family member lies web then turned it all on me I will not bore you with the details its been like the J.K show
    I've now cut them off sad but I cant cope with liars etc
    Originally posted by little pink purse

    Sorry things have been tough lpp. Time to focus on you now x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: 10,490.31

    SAVINGS: 9433.44
    • little pink purse
    • By little pink purse 15th Apr 18, 4:40 PM
    • 862 Posts
    • 3,937 Thanks
    little pink purse
    Sorry things have been tough lpp. Time to focus on you now x
    Originally posted by carrielovesfanta
    thanks defo I was starting to think i was going mad lol xx
    nsd may /10
    feb fuel and food budget 350.00

    debt total highest 66k now 65k
    FIRST DEBT TO BLAST 2142.95 /
    • determined new ms
    • By determined new ms 15th Apr 18, 9:04 PM
    • 6,807 Posts
    • 39,792 Thanks
    determined new ms

    Family has been crazy got stuck in the middle of a family member lies web then turned it all on me I will not bore you with the details its been like the J.K show
    I've now cut them off sad but I cant cope with liars etc


    lpp xx
    Originally posted by little pink purse
    Coming from a dysfunctional family too, you have my full sympathy. SAdly there's not many left of mine, and I have limited contact with anyone other than my kids and my brother. I cba'd with all the dysfunction. Better off without the drama.

    Remember the saying "not my monkeys. Not my circus!"
    DF as at 30/12/16
    Wombling 2017 3016.55/Roadkill 8.73
    Wombling 2018 145.73/RK 0.04
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