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  • FIRST POST
    • A4445
    • By A4445 8th Apr 18, 7:44 PM
    • 816Posts
    • 370Thanks
    A4445
    Nationwide Select Card
    • #1
    • 8th Apr 18, 7:44 PM
    Nationwide Select Card 8th Apr 18 at 7:44 PM
    I have a Select Credit Card from Nationwide, up until recently Nationwide was my main account Iíve completed a current account switch to another provider. Does anybody know what Nationwide will do with my card account? The Select account is only for main account holders!
Page 1
    • Dobbibill
    • By Dobbibill 8th Apr 18, 9:26 PM
    • 3,315 Posts
    • 4,243 Thanks
    Dobbibill
    • #2
    • 8th Apr 18, 9:26 PM
    • #2
    • 8th Apr 18, 9:26 PM
    They've changed the terminology now and say you have to be a member (rather than a current account holder).

    A member is someone who has a current account (you are switching yours, so that's out) but it also says a savings account or mortgage. Do you have any of these other products?
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • A4445
    • By A4445 8th Apr 18, 10:08 PM
    • 816 Posts
    • 370 Thanks
    A4445
    • #3
    • 8th Apr 18, 10:08 PM
    • #3
    • 8th Apr 18, 10:08 PM
    I have a savings account still yes, it only as £1 in it as I moved my savings at the same time as the current account switch
    • Dobbibill
    • By Dobbibill 8th Apr 18, 10:19 PM
    • 3,315 Posts
    • 4,243 Thanks
    Dobbibill
    • #4
    • 8th Apr 18, 10:19 PM
    • #4
    • 8th Apr 18, 10:19 PM
    Unless I am reading it wrong then it appears you'll be OK.

    Do update us if so - would be handy for others to know.

    PS - don't go spending that £1 all at once
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • glider3560
    • By glider3560 9th Apr 18, 7:17 AM
    • 3,654 Posts
    • 2,340 Thanks
    glider3560
    • #5
    • 9th Apr 18, 7:17 AM
    • #5
    • 9th Apr 18, 7:17 AM
    It still says "main current account members", rather than just "members".

    You could always open a FlexDirect account and leave £1 in there (no monthly pay-in required for FlexDirect).

    • A4445
    • By A4445 9th Apr 18, 1:55 PM
    • 816 Posts
    • 370 Thanks
    A4445
    • #6
    • 9th Apr 18, 1:55 PM
    • #6
    • 9th Apr 18, 1:55 PM
    I will update when I know whatís happening.
    • Heng Leng
    • By Heng Leng 10th Apr 18, 2:23 AM
    • 4,609 Posts
    • 1,461 Thanks
    Heng Leng
    • #7
    • 10th Apr 18, 2:23 AM
    • #7
    • 10th Apr 18, 2:23 AM
    They've changed the terminology now and say you have to be a member (rather than a current account holder).

    A member is someone who has a current account (you are switching yours, so that's out) but it also says a savings account or mortgage. Do you have any of these other products?
    Originally posted by Dobbibill
    It's standard membership for a credit card but you also need to be a main current account member for the select card.

    I doubt they actively seek out people that no longer meet that criteria but can close/change products with notice anyway.
    • Dobbibill
    • By Dobbibill 10th Apr 18, 6:40 AM
    • 3,315 Posts
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    Dobbibill
    • #8
    • 10th Apr 18, 6:40 AM
    • #8
    • 10th Apr 18, 6:40 AM
    Note to self - read the whole paragraph instead of just the first line.
    It still says 'current account holders' underneath - oops!

    Will be interesting to see if they take any action once your account is switched away OP.
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • Gary_Dexter
    • By Gary_Dexter 10th Apr 18, 10:38 AM
    • 2,105 Posts
    • 1,178 Thanks
    Gary_Dexter
    • #9
    • 10th Apr 18, 10:38 AM
    • #9
    • 10th Apr 18, 10:38 AM
    I think an automated system would pick this up rather than manual user intervention
    • A4445
    • By A4445 10th Apr 18, 6:39 PM
    • 816 Posts
    • 370 Thanks
    A4445
    My account switched over a month ago, I had expected a letter saying they had downgraded to their standard card.
    • A4445
    • By A4445 7th May 18, 12:24 PM
    • 816 Posts
    • 370 Thanks
    A4445
    Still nothing from Nationwide still have the Select card.

    As I now bank with Halifax they approved a Clarity card with a significantly higher limit than Nationwide. Iíve collected to many cards now, so if Nationwide close thatís fine as I also have the Creation everyday card as a back up.

    Will leave it running to see how long it takes them to notice Iím no longer a main current account holder!
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