Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • A4445
    • By A4445 8th Apr 18, 7:44 PM
    • 731Posts
    • 338Thanks
    A4445
    Nationwide Select Card
    • #1
    • 8th Apr 18, 7:44 PM
    Nationwide Select Card 8th Apr 18 at 7:44 PM
    I have a Select Credit Card from Nationwide, up until recently Nationwide was my main account Iíve completed a current account switch to another provider. Does anybody know what Nationwide will do with my card account? The Select account is only for main account holders!
Page 1
    • Dobbibill
    • By Dobbibill 8th Apr 18, 9:26 PM
    • 2,922 Posts
    • 3,906 Thanks
    Dobbibill
    • #2
    • 8th Apr 18, 9:26 PM
    • #2
    • 8th Apr 18, 9:26 PM
    They've changed the terminology now and say you have to be a member (rather than a current account holder).

    A member is someone who has a current account (you are switching yours, so that's out) but it also says a savings account or mortgage. Do you have any of these other products?
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • A4445
    • By A4445 8th Apr 18, 10:08 PM
    • 731 Posts
    • 338 Thanks
    A4445
    • #3
    • 8th Apr 18, 10:08 PM
    • #3
    • 8th Apr 18, 10:08 PM
    I have a savings account still yes, it only as £1 in it as I moved my savings at the same time as the current account switch
    • Dobbibill
    • By Dobbibill 8th Apr 18, 10:19 PM
    • 2,922 Posts
    • 3,906 Thanks
    Dobbibill
    • #4
    • 8th Apr 18, 10:19 PM
    • #4
    • 8th Apr 18, 10:19 PM
    Unless I am reading it wrong then it appears you'll be OK.

    Do update us if so - would be handy for others to know.

    PS - don't go spending that £1 all at once
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • glider3560
    • By glider3560 9th Apr 18, 7:17 AM
    • 3,539 Posts
    • 2,242 Thanks
    glider3560
    • #5
    • 9th Apr 18, 7:17 AM
    • #5
    • 9th Apr 18, 7:17 AM
    It still says "main current account members", rather than just "members".

    You could always open a FlexDirect account and leave £1 in there (no monthly pay-in required for FlexDirect).

    • A4445
    • By A4445 9th Apr 18, 1:55 PM
    • 731 Posts
    • 338 Thanks
    A4445
    • #6
    • 9th Apr 18, 1:55 PM
    • #6
    • 9th Apr 18, 1:55 PM
    I will update when I know whatís happening.
    • Heng Leng
    • By Heng Leng 10th Apr 18, 2:23 AM
    • 4,478 Posts
    • 1,397 Thanks
    Heng Leng
    • #7
    • 10th Apr 18, 2:23 AM
    • #7
    • 10th Apr 18, 2:23 AM
    They've changed the terminology now and say you have to be a member (rather than a current account holder).

    A member is someone who has a current account (you are switching yours, so that's out) but it also says a savings account or mortgage. Do you have any of these other products?
    Originally posted by Dobbibill
    It's standard membership for a credit card but you also need to be a main current account member for the select card.

    I doubt they actively seek out people that no longer meet that criteria but can close/change products with notice anyway.
    • Dobbibill
    • By Dobbibill 10th Apr 18, 6:40 AM
    • 2,922 Posts
    • 3,906 Thanks
    Dobbibill
    • #8
    • 10th Apr 18, 6:40 AM
    • #8
    • 10th Apr 18, 6:40 AM
    Note to self - read the whole paragraph instead of just the first line.
    It still says 'current account holders' underneath - oops!

    Will be interesting to see if they take any action once your account is switched away OP.
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • Gary_Dexter
    • By Gary_Dexter 10th Apr 18, 10:38 AM
    • 931 Posts
    • 515 Thanks
    Gary_Dexter
    • #9
    • 10th Apr 18, 10:38 AM
    • #9
    • 10th Apr 18, 10:38 AM
    I think an automated system would pick this up rather than manual user intervention
    • A4445
    • By A4445 10th Apr 18, 6:39 PM
    • 731 Posts
    • 338 Thanks
    A4445
    My account switched over a month ago, I had expected a letter saying they had downgraded to their standard card.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,343Posts Today

8,255Users online

Martin's Twitter