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  • FIRST POST
    • xironsongx
    • By xironsongx 1st Apr 18, 4:56 PM
    • 141Posts
    • 380Thanks
    xironsongx
    April NSD Challenge 2018
    • #1
    • 1st Apr 18, 4:56 PM
    April NSD Challenge 2018 1st Apr 18 at 4:56 PM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January.
    Keep us updated with your progress and hope you all have a great start to the new year.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!
    Engaged 01-09-17 Wedding £519.78 (BA) £80.22 (Sp) / £5,600 £5,000 left to save
Page 2
    • beanielou
    • By beanielou 8th Apr 18, 11:22 AM
    • 58,839 Posts
    • 244,168 Thanks
    beanielou
    NSD no 7 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • onedaysomeday
    • By onedaysomeday 9th Apr 18, 12:01 PM
    • 560 Posts
    • 820 Thanks
    onedaysomeday
    Today will be a NSD so 3/15
    Just trying to make up for past mistakes and work towards the future I want
    • beanielou
    • By beanielou 9th Apr 18, 4:46 PM
    • 58,839 Posts
    • 244,168 Thanks
    beanielou
    NSD no 8 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • spudsmum
    • By spudsmum 9th Apr 18, 7:45 PM
    • 350 Posts
    • 1,839 Thanks
    spudsmum
    Another NSD today

    Thats 4/7
    Total debts £21050! now £18039.52 . 1% challenge £2058.25/£15000 (13.72%) Total extra income made in 2018 £2953.79 frugal budget 2018 £7017/9000 Aiming for debt free at 40 - only 21 months to go!
    • onedaysomeday
    • By onedaysomeday 10th Apr 18, 5:04 PM
    • 560 Posts
    • 820 Thanks
    onedaysomeday
    NSD so 4/15
    • beanielou
    • By beanielou 10th Apr 18, 6:36 PM
    • 58,839 Posts
    • 244,168 Thanks
    beanielou
    NSD no 9 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • spudsmum
    • By spudsmum 10th Apr 18, 7:12 PM
    • 350 Posts
    • 1,839 Thanks
    spudsmum
    Another one today

    5/7 completed
    Total debts £21050! now £18039.52 . 1% challenge £2058.25/£15000 (13.72%) Total extra income made in 2018 £2953.79 frugal budget 2018 £7017/9000 Aiming for debt free at 40 - only 21 months to go!
    • onedaysomeday
    • By onedaysomeday 11th Apr 18, 9:56 AM
    • 560 Posts
    • 820 Thanks
    onedaysomeday
    Bit early but as I know I won't be spending today - NSD 5/15
    • beanielou
    • By beanielou 11th Apr 18, 1:14 PM
    • 58,839 Posts
    • 244,168 Thanks
    beanielou
    NSD no 10 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • beanielou
    • By beanielou 12th Apr 18, 9:24 PM
    • 58,839 Posts
    • 244,168 Thanks
    beanielou
    NSD no 12 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • onedaysomeday
    • By onedaysomeday 13th Apr 18, 8:12 AM
    • 560 Posts
    • 820 Thanks
    onedaysomeday
    NSD yesterday so 6/15
    • Butti
    • By Butti 13th Apr 18, 9:32 AM
    • 4,737 Posts
    • 13,136 Thanks
    Butti
    NSD no.3 yesterday. Didn't pay for anything other than Yoga and exercise classes are excluded (with milk & petrol) in my life.
    Debt LBM (08/09) £11,641. (08/12) £22,734. (12/18 )£5471
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    33.2 33.8% paid off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S MOB
    • beanielou
    • By beanielou 13th Apr 18, 8:24 PM
    • 58,839 Posts
    • 244,168 Thanks
    beanielou
    NSD no 13 today.

    Go butti.
    I dont count yoga either.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • beanielou
    • By beanielou 14th Apr 18, 9:09 PM
    • 58,839 Posts
    • 244,168 Thanks
    beanielou
    & NSD no 14 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • beanielou
    • By beanielou 16th Apr 18, 8:44 PM
    • 58,839 Posts
    • 244,168 Thanks
    beanielou
    Not one yesterday or today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • onedaysomeday
    • By onedaysomeday 17th Apr 18, 10:39 AM
    • 560 Posts
    • 820 Thanks
    onedaysomeday
    7/15 for me today
    • Charleyalmostking
    • By Charleyalmostking 17th Apr 18, 10:41 AM
    • 147 Posts
    • 156 Thanks
    Charleyalmostking
    Hey guys, it's xironsongx just wanted a fresh start,

    I'm not doing so well but glad you are
    Wedding Fund: £1107.23 / £2,500 Xmas'18: £100.00 / £300.00 Emergency Fund: £100.00 / £1,000H2B ISA: £30.50
    • beanielou
    • By beanielou 17th Apr 18, 11:10 AM
    • 58,839 Posts
    • 244,168 Thanks
    beanielou
    NSD no 15 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • beanielou
    • By beanielou 17th Apr 18, 11:11 AM
    • 58,839 Posts
    • 244,168 Thanks
    beanielou
    Hey guys, it's xironsongx just wanted a fresh start,

    I'm not doing so well but glad you are
    Originally posted by Charleyalmostking
    Sorry that things are not going so well for you.
    Anything we can help with?
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • spudsmum
    • By spudsmum 17th Apr 18, 7:37 PM
    • 350 Posts
    • 1,839 Thanks
    spudsmum
    Another one today

    5/7 completed
    Originally posted by spudsmum
    One on Sunday and another today.

    That's 7/7!!

    Will keep going though and see how many more I can get this month
    Total debts £21050! now £18039.52 . 1% challenge £2058.25/£15000 (13.72%) Total extra income made in 2018 £2953.79 frugal budget 2018 £7017/9000 Aiming for debt free at 40 - only 21 months to go!
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