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  • FIRST POST
    • misstara
    • By misstara 28th Mar 18, 10:20 PM
    • 2,723Posts
    • 19,303Thanks
    misstara
    NST April 2018: April Fool's Challenge
    • #1
    • 28th Mar 18, 10:20 PM
    NST April 2018: April Fool's Challenge 28th Mar 18 at 10:20 PM
    Welcome to NST April 2018, the April Fool's challenge.

    Aim for at least 15 NSDs. Usual exceptions apply, you won't lose a NSD for ys items, petrol or medical expenses.
    Pay to your debt or savings first and live off the rest.
    Report in every day. The daily support from this thread will keep you on track
    Interests - is there any hobbies that you'd like to take up or perhaps an old hobby that you'd like to start again. This is the month to do it, let us know what you plan to do
    Love yourself, do something to make yourself feel fab - wear a bright scarf, get your eyebrows done, have a bath, put on your fave perfume.

    Find time to get outside. Lighter nights are now here so get out in the garden, go for a walk. Fresh air is good for everyone
    Overpay - aim to pay 20% extra to your debt or savings. It's up to you how you do this - overtime at work, saving money on the food bill, selling items.
    Organise your month. Check your cupboards, make a meal plan and stick to your food budget. Plan any social events and budget for them, ideally come up with free alternatives.
    Lose one bad habit. Mine's is a food related one but it can be anything you like.
    Sign off your daily post with a list of gratitudes.

    So that's the challenge, who's up for it?
    Debt at LBM Jan 2014 £10458.09 Now £0
    New flat debt Jan 2017 £2302.75 Now £810.49 (64.8% paid)
    Car debt Nov 2017 £797.68 Now £542.46 (32% paid) + monthly payments £146.82 5/60
    Emergency fund - £36/£1000. Car fund - £0/£1000.
    Mini Targets in May
    Exercise target - 10/16. Groceries target £170.88/£200. NSD target 11/19.
Page 13
    • misstara
    • By misstara 9th Apr 18, 8:55 PM
    • 2,723 Posts
    • 19,303 Thanks
    misstara
    NSDs - still on 4. Spent £36 on walking shoes (reduced from £70 ), £4 on bus fare, £22.91 on car service and £8.68 in supermarket
    Report - 9/30
    Interests - nothing here
    Love - wore some eye makeup and lipstick to work, picked out my fave scarf which is bright yellow with flowers - it always makes me feel summery
    Outside - planned to go for a walk after picking up the car from its service but had a headache so decided against it
    Overpay - £2.12 paid to the debt
    Organise - nothing done here
    Bad habit - caved and bought crisps
    Gratitudes - lovely sunny day, shiny clean car and getting away from work on time for once
    Debt at LBM Jan 2014 £10458.09 Now £0
    New flat debt Jan 2017 £2302.75 Now £810.49 (64.8% paid)
    Car debt Nov 2017 £797.68 Now £542.46 (32% paid) + monthly payments £146.82 5/60
    Emergency fund - £36/£1000. Car fund - £0/£1000.
    Mini Targets in May
    Exercise target - 10/16. Groceries target £170.88/£200. NSD target 11/19.
    • Kerry Woman
    • By Kerry Woman 9th Apr 18, 9:05 PM
    • 2,310 Posts
    • 22,385 Thanks
    Kerry Woman
    A - 5/15 Managed an NSD.
    P - Done.
    R - Done.
    I - Read my book(making good progress, hoping to finish the book this week), wordsearch and mindfulness colouring
    L - Put some perfume on today.
    F - Walked to friend's flat.
    O - Done.
    O - Still ongoing.
    L - Did not spend as much time on social media.
    S - Grateful for:
    Went round friend's for afternoon and part of evening.
    Making plans with friend to go out over the summer, mostly free activities in London. Also planning to bring our own lunch out.
    Getting the bus back home as it was raining.
    Frugal Living Challenge 2018
    Mortgage free as of 1st August 2013
    NST May 2018: May the odds be ever in your favour! NSD 16/19
    • Dorastar
    • By Dorastar 9th Apr 18, 9:42 PM
    • 1,831 Posts
    • 15,465 Thanks
    Dorastar
    Aim for at least 15 NSDs - Big food shop today as fridge only had cheese left in it
    Pay to your debt or savings first - Savings added together in one pot £3710
    Report in - waves hello
    Interests - reading today
    Love yourself - had a drive and tootle round a garden centre for ideas

    Find time to get outside - oops
    Overpay - weekly
    Organise your month - menu planned before food shop
    Lose one bad habit - phone off as much as possible
    Sign off - grateful that I have a job that has paid holidays atm.
    Mr T 14370.78 Bank 4679.76 Mortgage £160,000
    Emergency Fund £3710 Blanket squares 29/60
    • greent
    • By greent 9th Apr 18, 9:50 PM
    • 7,008 Posts
    • 71,553 Thanks
    greent
    Day 9
    Aim for at least 15 NSDs. Usual exceptions apply, - 4/15 - will have one today - too wet to go anywhere and dinner all from stores
    Pay to your debt or savings first and live off the rest. - ok (done)
    Report in every day. ok
    Interests -- am going to ease myself back into fitness this month and read more -running total -2 walks, 3 books
    Love yourself - using up face creams etc (micellar water, serums) on a daily basis - hoping my skin will benefit -

    Find time to get outside. - - wet, wet, wet
    Overpay - aim to pay 20% extra to your debt or savings. - 6 items listed on flebay to help with this. Put an extra £250 to the savings acct for final pymt on OH's car - 2 things on fleabay have bids (should net £40)
    Organise your month. - DS1's 18th birthday mid month - that's gonna cost......
    Lose one bad habit. - a certain game which I've spent waaay too much time on in March.... - not touched it today (this has gone very well)
    Sign off your daily post with a list of gratitudes. - yes
    Today I am grateful for:
    * DS3 carrying on sorting out in his room - and getting rid of heaps of stuff
    * leftovers being used up on lunches
    * dinners all from stores (various items for the 7 of us here to make sure some things are used up)
    * a lie in - OH got up with DS3, as he was wfh

    Budgets:
    Food 128.02/450 (a little ahead of myself, but fridge, cupboards & freezer are groaning)
    Travel £75
    Gifts 6.75/£150
    Toiletries 6/£10
    Cleaning 10.70/ £10 (stocked up on dwasher tabs)
    Social £150
    Clothing 114.60/ £75 (OH 2 x boots, 1 x coat)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £877.49/£4000
    Net sales 2018 £491.03/£1000 PAYDOX18 (#15) £13869.38/£18694.38
    • Fmess
    • By Fmess 9th Apr 18, 9:59 PM
    • 2,702 Posts
    • 25,899 Thanks
    Fmess
    Evening all,

    Sorry for not posting yesterday. I came home from holiday, was overly tired and got upset thanks to a real idiot of a friend (no longer on my friend list ) I only slept 4 hours last night so Im pretty shattered now I!!!8217;m straight back to work.

    Today was SFD number 7.

    I am grateful for my friend being pregnant, my job, my sisters, my boys (dogs and cat), the lighter evenings, cheese onion and potato pie and good friends.
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New Car and Roof Debt £0/£19033
    DecNST #2 SFD 13/15 Food 105/120 Personal 380/350 Petrol 80.01/80
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 9th Apr 18, 10:11 PM
    • 737 Posts
    • 4,232 Thanks
    swimminginaseaofdebt
    Evening everyone,

    Took my sister to Tony Macaronis for her birthday lunch, mum decided she wasn't coming so saved myself some money there . Had a chicken breast in mushroom sauce with chips and a sundae for dessert, was all very yummy.

    Online shop arrived this evening, earlier than expected but the timing worked well for me as I'd just put the little one down for the night. The cost of the shop and my lunch has brought my spends to £167.50/£350.

    Bus didn't show up this morning so walked the 40 mins to the childminders. Thankfully it was dry.

    Tax credits are in and I've transeferred the £24.82 increase to my full and final settlement fund which now stands at £29.65/£2100.

    Did a bit of studying and read my book today.

    Today I'm grateful for friendly delivery drivers.
    Pay all debt off by Christmas 2018 #150 - £895.62/£2018
    SPC11 #564
    • laurenh1
    • By laurenh1 9th Apr 18, 10:39 PM
    • 469 Posts
    • 4,913 Thanks
    laurenh1
    Hi all.

    Really quick one tonight.

    Still on 5 NSDs due to an impromptu picnic down by the river. Lots of fun though. Getting outside & spending time with my boys is always a win. Took them for a walk this morning as well. My eldest went on his electric car &seems to have mastered it so hoping I can get it out more often for him now.
    I was meant to go for a meeting at the Neonatal Unit I volunteer for but it was cancelled so parking cash went into the family coin jar. We are yet to decide what it is going towards.
    Really excited for our weekend away this weekend-although it will affect spending. However hub then goes away for a 3 weeks & I can really reign it in.

    Lots to be grateful for today; the sunshine making us all happier & more sociable. My baby boy having a go at skimming stones & not even getting them in the water & for strawberries & cream
    • mothernerd
    • By mothernerd 9th Apr 18, 11:25 PM
    • 2,366 Posts
    • 24,601 Thanks
    mothernerd
    Very tired so have slept for most of the day. It's frustrating to lose most of a lovely day but I am learning to be patient and this is the cost of a slightly hectic but mostly fun weekend. I need to let my body recover.

    I have a small list of essential tasks for tomorrow (with a shortcut or two built in). Today I have phoned mum to check on her (stayed in bed until lunch, feeling better than yesterday, still resting with extra cushions - she could walk to the bathroom and kitchen yesterday evening or I wouldn't have left her).

    Put the duvet cover over the line to dry - it promptly snapped, thought I was going to fall but pulled myself back, stood swaying back and forth for a minute or two with the duvet bundled in my arms. Spread the duvet over two garden chairs and the path.

    About six o'clock I tried to have a bath (wasn't getting in unless I was sure I could get out again). It was stone cold. Went downstairs to check on the boiler, DS3 said there had been a power surge, that's why the light was out. I explained that what we were experiencing was a power cut (youth of today!).

    Lost an NSD (and broke rules) as I was cold be this time and if I couldn't get my bath, I wanted hot food. Tried the chip shop but all the lights were out on that side of the main street (puzzled shop owners standing in doorways) and had to hobble as far as McDs (very very sorry) for food - actually getting there and back was an achievement (have to count what I have achieved during the day) though not good on any level other than warming me up. Duvet cover was sagging so scooped it up and got it mostly over one shoulder - will put it over a door to finish drying.

    DS3's laptop ran out of battery shortly afterwards so he came upstairs to explain how meaningless his life was without internet access and muse on whether cars could detect changes in electro magnetic emissions - did not buy my explanation that it was probably shop alarms rather than car alarms and they had been triggered when the power signal cut out. I told him it was the future and to stock up on candles and start reading the prepper columns.

    About 7pm he heard a click and I told him to try the lightswitch as it was probably the power coming back on (and the central heating boiler starting up). It was so he joyfully went back to work (everything he does is work - even when playing other people's games he's looking at what works and what doesn't and how they have done certain effects.

    I reran the bath (blissful), found a few odds and ends of antiseptic cream and moisturisers in a difficult to reach drawer (have used up other bits over the weekend). Thanks to whoever mentioned anti histamines (f0xh0les?)- have sneezed afew times over the weekend so restarted those. Read for a bit and fell asleep again. McDs and pills don't help with staying awake.

    Decided the job which would make the biggest contribution atm would be putting the winter quilt away (will only fit under the bed). So dragged it onto the bed, used a roll of wrapping paper to get stuff out from under the bed and bagged up rubbish, pots and recycling (+ clothes that need washing) until I was ready to fall over. Will do more in a bit. Need to ask for help bringing up the big bag (clothes from weekend plus reading book, diary anything non-essential for the journey back).

    Today I am grateful for not having 'normal' work, for mum being better and resting as she has been told to, for my lovely bed, for the bath and still being able to have baths, for enough food (brought up pasta salad and a large yoghurt earlier, would have put something in the oven except for the power cut), for being able to move and walk (within limits), for painkillers and antihistamines (even if they make me sleep more) for all the lovely young children and their antics (one little boy refused to hold his spoon but looked just like a baby bird opening his mouth for his dad to feed him), for finding alternative solutions, for feeling clean and being warm enough.
    This year I will be fierce
    NST May #13 SFD 9/19 Food £122.13/£120 Travel £11.70/£15 Ent £22.44/£30 (+ £20 membership fee)
    No Debt No mortgage
    • sashanut
    • By sashanut 9th Apr 18, 11:53 PM
    • 2,786 Posts
    • 25,847 Thanks
    sashanut
    No 2 checking in
    Hi all

    Aim for at least 15 NSDs. Usual exceptions apply, you won't lose a NSD for ys items, petrol or medical expenses. Shopped today so still 4/15 NSDs & will be the same tomorrow....


    Pay to your debt or savings first and live off the rest. Added up March's expenses - horrifying is the word. Still need to split up cc spends to see what went where. Now have cc statement ready to total. Will need to use savings to pay for hols..in 10 days time! Have had to move cash around again as promised funds not in bank, what a pain. Have made a note of money transferred, but rarely put it back in (my) account..


    Report in every day. The daily support from this thread will keep you on track Here again..9/30


    Interests - is there any hobbies that you'd like to take up or perhaps an old hobby that you'd like to start again. This is the month to do it, let us know what you plan to do Have 2 so far - collecting hobby I have & someone got in touch to buy something connected to it - 4 years ago!! She got back in touch 2 weeks ago, have emailed her today & will attempt to find the item she wants...it's win-win as it will be money for savings too. Also, have Fairisle cushion to finish, usually do mindless knitting in front of TV, this doesn't come under that so never gets done. Finally retrieved fairisle cushion from back of chair where it was stuffed; realise to my shame haven't touched it in 18 months..despite that managed to find my place in the pattern & actually do a couple of rows. Bless highlighter tape!! Finally managed to identify all the different colours of the wool - hard when they are called irrelevant names & are missing the ball bands - only to realise I am missing a colour. Shan't need it until almost the end, might just use what I have left over. Still not looked for item, must do tomorrow. Looked for item in room of Doom but still not located it/them. Will keep trying,

    Love yourself, do something to make yourself feel fab - wear a bright scarf, get your eyebrows done, have a bath, put on your fave perfume. Perfume & makeup for visit to various lesser shops, feeling rather smug till DD informed me I had food on my t-shirt...oh well.


    Find time to get outside. Lighter nights are now here so get out in the garden, go for a walk. Fresh air is good for everyone. Out into garden this morning as lovely day up till this evening. Border no 3 now looking almost done. DH in war of attrition with dog who considers Dalek compost bin her own personal party bucket. She's now broken the sliding door, which he wedged shut with bricks. Then bricks & a big bit of wood. Now stones bricks & blocked off access entirely with wood. Dog 3 - DH 0.


    Overpay - aim to pay 20% extra to your debt or savings. It's up to you how you do this - overtime at work, saving money on the food bill, selling items. Will deffo try, will be in the form of selling collectibles or ebaying. Looked for items but so far no joy.


    Organise your month. Check your cupboards, make a meal plan and stick to your food budget. Plan any social events and budget for them, ideally come up with free alternatives. Will do, need to reduce freezer stocks. Meals from items we had in, a few more bits bought today & weekly small shop tomorrow.


    [/COLOR]Lose one bad habit. Mine's is a food related one but it can be anything you like. No snacking between meals. No snacking today.

    Sign off your daily post with a list of gratitudes. Grateful for: Time out in garden & progress made, trip with DD & very little arguing, tasty meal, bruised ribs feeling better, heated duvet.
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • f0xh0les
    • By f0xh0les 10th Apr 18, 11:40 AM
    • 1,406 Posts
    • 11,526 Thanks
    f0xh0les
    Aim for at least 15 NSDs - 5
    Pay to your debt or savings first - Threw £88 at the mortgage after 'tidying' the other accounts - Spring cleaning?
    Report in - wotcha!
    Interests - reading and tidying - 2 boxes of tat thrown, or reaquainted with their boxes / cases / owners. I found a whole table under it! No longer need the table or the chairs, will get on with that
    Love yourself -Improved my environment, waiting in on the tumble man to fix it.

    Find time to get outside -took the kids to school. Stood in the rain. I don't think it will make me grow
    Overpay - overpaid mortgage. Not quite 20% of the monthly dd, but not far off.
    Organise your month -dentist appts put in the diary (oh the glamour!)
    Lose one bad habit - not had a biscuit (might have tidied away an easter egg, into my face)
    S'Gratitudes-we are all healthy and happy.
    That DS1 & 2 did not get sent home from school on the first day back for not being in correct uniform - met 4 mums on the playground who had their older kids returned to them - new term authoritariansim.
    Tea, (Earl Grey, Hot )
    Enough soup left over for my lunch today - how MSE is that!
    MFW START DATE May 16 £118,340 : Oct17 - £109,495.00Dec17 £108,800Jan 18 £108,392.98 March 18 £108,504.72April £108,099May £106,999
    NEXT GOAL is sub £105k before JulyMortgage-free wannabe 2018 #65
    • laurenh1
    • By laurenh1 10th Apr 18, 4:21 PM
    • 469 Posts
    • 4,913 Thanks
    laurenh1
    Hi all -

    A- today is a spend day. big shop tonight. aiming to be on 8 by Monday, 5 so far and then tomorrow, Thur & Sunday. Seems unlikely I will get any more as we are going on our hols.
    P- will be looking at budgets tonight, house savings still in place & no debts other than our car which we will double payments on in due course.
    R-Hi
    I- no baking today, at work
    L- another Harry Potter tonight. The best thing i can do for myself is take time out to relax. I am not very good at this but I have been much better at this lately and feel better for it.

    F- nipping up town is probably the best I will get for going outside. However I am camping this weekend so I shall make up for it.
    o- I haven't overpaid anything but I have saved a little extra in my change jar.
    o- I have done my shopping list for the week and I am wrapping tonight for LO turning a big 3 on Friday.
    L-I have kept my phone away most of the day and done a better days work for it.
    S- grateful for- a short working week, my hub putting my LOS train track together and cuddles off my baby yesterday ( he is 18months and will not usually sit still long enough to cuddle me)
    • greent
    • By greent 10th Apr 18, 5:34 PM
    • 7,008 Posts
    • 71,553 Thanks
    greent
    Day 10
    Aim for at least 15 NSDs. Usual exceptions apply, - 4/15
    Pay to your debt or savings first and live off the rest. - ok (done)
    Report in every day. ok
    Interests -- am going to ease myself back into fitness this month and read more -running total -2 walks, 3 books. Another book started today
    Love yourself - using up face creams etc (micellar water, serums) on a daily basis - hoping my skin will benefit -

    Find time to get outside. - - nope. Was too wet and cold earlier
    Overpay - aim to pay 20% extra to your debt or savings. - 6 items listed on flebay to help with this. Put an extra £250 to the savings acct for final pymt on OH's car - 3 things on fleabay have bids (should net £100+)
    Organise your month. - DS1's 18th birthday mid month - that's gonna cost...... (all presents now bought/ ordered)
    Lose one bad habit. - a certain game which I've spent waaay too much time on in March.... - not touched it today (this has gone very well)
    Sign off your daily post with a list of gratitudes. - yes
    Today I am grateful for:
    * another lie in (albeit a shorter one)
    * a (free) new-to-me book which is easy to read
    * getting 2 small frogs ticked off the list

    Budgets:
    Food 153.08/450 (a little ahead of myself, but fridge, cupboards & freezer are groaning)
    Travel £75
    Gifts (inc cards etc) 8.25/£150
    Toiletries 6/£10
    Cleaning 10.70/ £10 (stocked up on dwasher tabs)
    Social £150
    Clothing 132.60/ £75 (OH 2 x boots, 1 x coat, DS1 Y13 Leavers Hoody)
    Last edited by greent; 11-04-2018 at 9:45 AM.
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £877.49/£4000
    Net sales 2018 £491.03/£1000 PAYDOX18 (#15) £13869.38/£18694.38
    • LavenderBee
    • By LavenderBee 10th Apr 18, 5:48 PM
    • 264 Posts
    • 1,240 Thanks
    LavenderBee
    NSD 7/18 here

    Spent on diesel yesterday but haven't got the receipt to hand - am under budget though

    Grateful for my lovely tulips in the garden - they were el cheapo bulbs from wilko last year, and the daffs are good too. Bulbs are definitely my favourite sort of gardening now
    • Kerry Woman
    • By Kerry Woman 10th Apr 18, 6:56 PM
    • 2,310 Posts
    • 22,385 Thanks
    Kerry Woman
    A - 6/15 Managed an NSD.
    P - Done.
    R - Done.
    I - Managed to finish reading my book about Laura Ingalls Wilder and her daughter Rose. Very interesting.
    L - Had a very relaxing bath.
    F - Walked around the park which is close to me.
    O - Still ongoing.
    L - Did not spend as much time on social media.
    S - Grateful for:
    Hearing the birds sing.
    Seeing the blossoms starting to come out on the trees.
    Managing to do a few things around the flat.
    Having some chilled out time during the day and this evening.
    Frugal Living Challenge 2018
    Mortgage free as of 1st August 2013
    NST May 2018: May the odds be ever in your favour! NSD 16/19
    • apple muncher
    • By apple muncher 10th Apr 18, 7:37 PM
    • 7,277 Posts
    • 54,759 Thanks
    apple muncher
    Today I am grateful for taking two bagfuls to the Sally Army, for good bus connections, for having enough SA credit to pay for something dd wanted from the ch shop, for dry weather, for more sorting, for dh being willing to part with stuff, for big sis having a good time with mum, for upping my kettlebell workout, for dh sorting out my laptop, for an enjoyable day.
    NST May #1; NSD 14/19 ; Ex 17/20 ; craft 3/30 (66); remove 31 (402)
    2018 Pay off: £1626; 2
    018 sell

    Mortgage £21,422 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143) MFWDate Dec 2018
    • BadBookkeeper
    • By BadBookkeeper 10th Apr 18, 8:18 PM
    • 123 Posts
    • 872 Thanks
    BadBookkeeper
    #13 Checking in....

    Aim for at least 15 NSDs - still 4/15. Yesterday I bought a magazine as I thought I'd like a subscription to it for my birthday next month but it was a waste of money so glad I did! Today I bought my DS some sweets after school as I'm going to be working fulltime from next week so won't get the chance to take him for a while.

    Pay to your debt - WIP

    Report in every day. - sorry missed yesterday but done today.

    Interests - Didn't do my course as promised yesterday or today! Must try harder.

    Love yourself - Booked an eye test yesterday as long overdue. But they double booked me so still on my list. Nothing today.

    Find time to get outside - Walked to my parents with DS instead of driving yesterday. Nothing today.

    Overpay - Will revisit later in the month - having a nightmare trying to sort redundancy payment so things may get worse before they get better.

    Organise your month - Things are unravelling. Thought I'd get a redundancy payout which isn't as straight forward as it should be. So got a shortfall to find but as from May I will be OK so its a case of juggling things until things settle. Also after school club may not have space for 2 days a week I need from next week, so need to go and chat to Mum & Dad (again).

    Lose one bad habit - Hardly any time spent on fb today or yesterdasy

    Sign off your daily post with a list of gratitudes.
    None today feeling grumpy.
    • CosmicZebra
    • By CosmicZebra 10th Apr 18, 8:27 PM
    • 30 Posts
    • 318 Thanks
    CosmicZebra
    6/15 NSD
    Day 2 alcohol free
    Back at work today- my heart sank driving into the car park, but it was fine.
    Got outside to walk the dog.
    No overpayment today- having a lean month savings-wise.
    Gratitude- OH cooked dinner &DS sorted the dishwasher. My mum sent me a lovely out of the blue present.
    Savings from frugal & simple living:
    Jan ISA& Save Acc £1600 Mort o/paid £250
    Feb ISA&save acc £1330.89 Mort o/paid£500
    March ISA&save ac£811.35 mort o/paid £250
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 10th Apr 18, 9:39 PM
    • 737 Posts
    • 4,232 Thanks
    swimminginaseaofdebt
    Evening everyone,

    NSD #3 for me.

    Received £5.52 from survey payouts today, extra income for this month has reached £12.73/£93.

    Sent the £5.52 to my holiday savings. Total now stands at £307.73/£500.

    Managed to grab a shower this evening and have read a bit of my book.

    Today I am grateful for reduced price Easter eggs.
    Pay all debt off by Christmas 2018 #150 - £895.62/£2018
    SPC11 #564
    • mothernerd
    • By mothernerd 10th Apr 18, 10:13 PM
    • 2,366 Posts
    • 24,601 Thanks
    mothernerd
    Tiring day. Mum phoned at 9am to tell me the community nurse had come out to her and changed the dressing which meant I did not have to queue at the doctor's. Called for a taxi (ankle aching quite badly), picked up my prescription, went to the pharmacy (downstairs from doctor's) and bought support bandages, normal crepe bandages, ear drops, tape and some tweezers (so I can try doing my eyebrows).

    Had taken water with me but bought food there (finished the yoghurt last night and would have had to buy something to eat - just cut out the walk to the shop) and read and ate my food whilst waiting for the little bus. Took that all the way to Morries and stocked up on cereals, tinned prunes and grapefruit, toilet rolls and other things for my mother. Then phoned for a taxi to mum's (1pm)

    Had a small and a large trolley full so was out of breath when I had finished shopping and when I got to mum's (the cough is escalating again) in addition to which the dizziness is a lot worse today. Mum wanted to watch a film so sat down and did the unpacking and putting away in the advert breaks.

    Community nurse is coming again on Thursday so need to be there early (switch of days this week to suit the cleaner). I have spent money although most of the spending was mum's. Not done much else (my body says it has done enough, quite achey again but sizziness has receded.

    Today I am gratefful for all the health professionals who look after mum, for SMs (hate them but occasionally they have their uses), for good food at the infirmary, for the lovely volunteers who staff the little cafe there, for a good book to fill in prescription waiting time, for being safely home and able to rest.
    This year I will be fierce
    NST May #13 SFD 9/19 Food £122.13/£120 Travel £11.70/£15 Ent £22.44/£30 (+ £20 membership fee)
    No Debt No mortgage
    • misstara
    • By misstara 10th Apr 18, 10:16 PM
    • 2,723 Posts
    • 19,303 Thanks
    misstara
    NSDs - spent nothing today so now at 5/15
    Report - 10/30
    Interests - nothing today
    Love - did a huge tidy up and clean of the flat when I got home from work, feel so much better sitting in a sparkly clean room
    Outside - nope, it rained all day
    Overpay - £1.50 payment made
    Organise - went into work an hour early and got through some of my massive to-do list, prioritised what needs done tomorrow. Organised paperwork in the flat as I was cleaning
    Bad habit - no crisps today
    Gratitudes - clean flat, relaxing with a book, scrambled eggs on toast and tomatoes for tea, feeling a bit more on top of work
    Debt at LBM Jan 2014 £10458.09 Now £0
    New flat debt Jan 2017 £2302.75 Now £810.49 (64.8% paid)
    Car debt Nov 2017 £797.68 Now £542.46 (32% paid) + monthly payments £146.82 5/60
    Emergency fund - £36/£1000. Car fund - £0/£1000.
    Mini Targets in May
    Exercise target - 10/16. Groceries target £170.88/£200. NSD target 11/19.
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